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Insurers are increasingly exposed to the climate crisis and are currently under-charging premiums by about 58% to at-risk property owners, the report states. or 4% of the population – live in high-flood-risk areas, but FEMA maps used by the insurance industry are often out of date, including 11% of them last updated in the 1970s and ‘80s.
Homeowners throughout flood-prone regions of America are enrolled in the federally backed National Flood Insurance Program (NFIP) , which reportedly aims to reduce the impact of flooding on private and public properties by providing affordable insurance to owners. In America today, some 3.1
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