Housing Wire

MARCH 11, 2024

2030 Transformation: By 2030, all Baby Boomers will have turned 65, traditionally known as retirement age. This sets the stage for the coming Transformational Decade of the 2030s. Here are some facts via a timeline: 2024 Peak 65: This year, more than 12,000 Americans will turn age 65 every day. That’s approximately 4.3

Real Estate 388

Real Estate Real Estate Agent Inventory Housing Market 388

Housing Wire

NOVEMBER 22, 2024

Falls alone are responsible for $50 billion in health care costs annually — a figure projected to double by 2030,” he wrote. Citing statistics that illustrate how the U.S. population is growing older at a faster pace, these trends help to highlight gaps in both the U.S. health care system and in the homes that older people live in.

Design 330

Design Insurance 330

Housing Wire

AUGUST 26, 2024

million Americans will turn 65 between 2024 and 2030, and more than two-thirds of them are expected to be “financially challenged” in later life, according to the Alliance for Lifetime Income , a nonprofit group dedicated to education about annuity products. An estimated 30.4

Insurance 401

Insurance Finance 401

Appraisal Buzz

SEPTEMBER 27, 2024

between 2023 and 2030. “Change is growth,” said According to the 2024 Diversity and Inclusion Global Strategic Business Report , the global D&I market—which was anticipated to be worth $10.9 billion in 2023—is projected to grow at a compound annual growth rate of 10.6% Overall, whites make up 77% of the U.S.

Design 369

Design Tools Business Finance 369

Housing Wire

DECEMBER 6, 2024

The offering, targeted at qualified investors, priced at 6.625% with senior notes due in 2030. UWM Holdings Corp., the parent company of leading U.S. mortgage lender United Wholesale Mortgage (UWM), has raised $800 million through an unsecured debt offering, a 60% increase from its initial plan.

Investors 279

Investors Mortgage 279

Housing Wire

JULY 23, 2024

population , and the trend that will see 20% of all Americans become at least the age of 65 by 2030. AARP , the interest group advocating for the wellbeing of older Americans, revealed in a policy paper this month its priorities for a national plan on aging that sufficiently recognizes the changing demographics of the U.S.

Renovations 391

Renovations Development Design Construction 391

Housing Wire

DECEMBER 19, 2024

Based on the states estimated population growth, nearly 60,000 additional units of housing are needed between 2020 and 2030, while nearly 90,000 units are needed between 2020 and 2040. This is based on an estimate that some 52,500 households will be added between 2020 and 2030, or roughly 74,400 between 2020 and 2040.

Housing Market 363

Housing Market Marketing Inventory Clients 363

Housing Wire

JULY 1, 2021

.” Earlier this month, groups including the Department of Housing and Urban Development (HUD), the Mortgage Bankers Association, the National Association of Realtors, the National Association of Real Estate Brokers unveiled a plan to increase Black homeownership significantly by 2030.

Loan Officers 499

Loan Officers Realtors Open Houses Law 499

Housing Wire

JANUARY 18, 2024

Data from Genworth Financial indicates that roughly 70% of the 10,000 baby boomers who will turn 65 every day until 2030 will require long-term care at some point in their later lives, CNBC reported.

Realtors 408

Realtors 408

Housing Wire

OCTOBER 22, 2024

billion in assets — have until April 1, 2030. The largest financial institutions — banks holding at least $250 billion in total assets and nondepository institutions generating at least $10 billion in 2023 or 2024 — must comply with the rules by April 1, 2026. Small banks and credit unions are not subject to this rule.

Advertising 364

Advertising Mortgage Technology Lending 364

Housing Wire

NOVEMBER 13, 2024

Research also indicates that homelessness among individuals aged 65 and older will reach its peak by 2030, with veterans being disproportionately affected compared to the general population. While veteran homelessness has decreased by 55% over the past decade, it began to rise again in 2023.”

Investing 332

Investing Renovations Retail Technology 332

Housing Wire

AUGUST 3, 2021

The study also found that solar accounted for 43% of all new electricity-generating capacity added in the nation last year and predicted that the solar market will quadruple by 2030. A testing phase of this endeavor will start in the fourth quarter of 2020 and is expected to be available to the public in early 2022, Rocket said.

Mortgage 427

Mortgage Clients Lending Technology 427

Housing Wire

SEPTEMBER 13, 2023

As amended, the bill provides that California notaries could begin to offer online notarization services beginning January 1, 2030 though stakeholders like Notarize hope it will be years earlier. It’s also a population center that’s really tech savvy.”

Real Estate 379

Real Estate Legal Government Technology 379

Housing Wire

DECEMBER 5, 2024

mortgage lender United Wholesale Mortgage (UMW), announced Thursday its plan to raise $500 million in debt through a private offering of senior notes that mature in 2030. UWM Holdings Corp. , the parent company of leading U.S.

Mortgage 326

Mortgage Investors Technology Marketing 326

Housing Wire

MAY 2, 2024

The massive age wave is cresting over the next three years, and by 2030 all boomers will have turned 65. Today it’s dominated by baby boomers who make up 39% of all homebuyers and 52% of all home sellers. Known as “Peak 65”, in 2024 more than 12,000 people per day will turn 65.

Realtors 390

Realtors Training Real Estate Design 390

Housing Wire

JULY 25, 2023

to exchange $273 million of the 5.75% senior notes due 2029 and 5.25% senior notes due 2030 it holds for $218 million in new 7.0% second lien secured notes due 2030. “We

Real Estate 272

Real Estate Brokerage Investors Buyers 272

Housing Wire

DECEMBER 10, 2021

Loan officers should be helping clients understand how borrowing for as long as possible benefits the borrower because paying back today’s mortgage with 2030, 2040, or 2050 dollars is a great deal for the borrower. Josh Mettle: Inflation robs from the lender and gives to the borrower.

Loan Officers 350

Loan Officers Housing Market Mortgage Tools 350

Appraisal Buzz

NOVEMBER 14, 2024

The largest institutions will have to comply by April 1, 2026, while the smallest covered institutions will have until April 1, 2030. Financial firms will be required to comply based on their size. Certain small banks and credit unions are not subject to this rule.

Advertising 411

Advertising Legal Development Marketing 411

Housing Wire

NOVEMBER 23, 2021

At the national level, the Black Homeownership Collaborative , a diverse coalition of organizations committed to creating 3 million net new Black homeowners by 2030, has developed a 7-Point Plan to reach this goal. The percentage of homes in Rehabbed & Ready neighborhoods purchased with a mortgage grew an additional 5.6%

Investing 438

Investing Renovations Construction Development 438

Housing Wire

JULY 23, 2024

In May, Pennymac announced a private offering of $650 million in senior notes that will come due in November 2030. The notes are priced at an annual rate of 7.125%.

Technology 382

Technology Mortgage Training Business 382

Housing Wire

NOVEMBER 12, 2020

While Rocket showed it could deliver in a low-rate environment and flex its considerable tech muscles, investors still have questions about how it can achieve its goal of 25% market share by 2030 when market conditions change, analysts said.

Investors 417

Investors Marketing Mortgage Insurance 417

Housing Wire

DECEMBER 6, 2022

By 2030, this growing sector will represent an estimated 56% of all new homeowners. Over recent years, the pool of American borrowers has evolved, with Hispanic borrowers rising as a proportional share of new homeowners. According to Freddie Mac, the Hispanic American homebuyer segment has increased by 25% in the last decade. Across the U.S.,

Lending 379

Lending Business Housing Market Mortgage 379

Inman

MARCH 3, 2023

The trade group is eying 3 million net new Black homeowners by 2030. The National Association of Realtors said increasing the nation's inventory is one solution to address homeownership gap.

Realtors 142

Realtors Inventory Brokerage Agents 142

Urban

MAY 24, 2021

Adding 3 million net new Black homeowners by 2030 can help close the homeownership gap for Black families.

136

136

Housing Wire

MARCH 28, 2024

Real estate will look different in 2030, perhaps even in 2024. The title industry has finally put the foundation in place for a modernized workflow. Now, it is focusing on some of the ancillary processes that have historically clogged the production pipeline. Anton Tonev is co-founder and chief revenue officer for InspectHOA.

HOA 439

HOA Property Management Real Estate Agent Technology 439

Housing Wire

OCTOBER 2, 2023

The company issued two tranches: the first tranche, of $800 million, is due in October 2028 with a 12% coupon, and the second tranche, of $500 million, is due in October 2030 with a 12.25% coupon. The volume was above the $1 billion expected in June when the company announced the offering, reflecting an oversubscribed deal.

Mortgage 393

Mortgage Marketing Investors Investing 393

Housing Wire

DECEMBER 13, 2024

The offering, priced at 6.625% with senior notes maturing in 2030, was aimed at qualified investors. Earlier this month, the parent company of United Wholesale Mortgage (UWM) raised $800 million through an unsecured debt offering, which was 60% higher than initially planned.

Retail 243

Retail Loan Officers Investors Lending 243

Housing Wire

NOVEMBER 22, 2023

Real estate will look different in 2030, perhaps even in 2024. The title industry has finally put the foundation in place for a modernized workflow. Now, it is focusing on some of the ancillary processes that have historically clogged the production pipeline. Anton Tonev is the cofounder of InspectHOA.

HOA 430

HOA Real Estate Agent Technology Real Estate 430

Housing Wire

APRIL 9, 2024

From 2020 to 2030, the Urban Institute projects 8.5 Lenders who shift their strategies away from the traditional framework to a more inclusive approach are likely to find more success than those who stick to the status quo. Shifting strategies is not only ethical and compliant, it’s financially lucrative. million net new households.

Modernization 350

Modernization Lending Legal Legal Fees 350

Housing Wire

JUNE 21, 2023

We’ve talked before about the regional disparities in inventory – the demographic trends for housing look strong through at least 2030, but also look at where we are building, courtesy of John Burns Research & Consulting. A nation doesn’t end up with a shortage of 6 million-plus homes by accident.

Business 309

Business Construction Law Inventory 309

Housing Wire

NOVEMBER 29, 2021

Employment of loan officers is projected to show little or no change from 2020 to 2030,” the BLS’ Occupational Outlook for that job category states. Despite limited employment growth, about 25,000 openings for loan officers are projected each year, on average, over the decade.

Loan Officers 438

Loan Officers Supply Chain Mortgage Marketing 438

Housing Wire

DECEMBER 22, 2023

I think a mortgage winter has frozen things hard and conditions are such that we can only expect a measurable improvement out past 2030.” “That could happen, but we don’t want it to, since it means some kind of disaster. The Mortgage Bankers Association (MBA) estimates that total mortgage originations in 2023 will come in at about $1.6

Mortgage 431

Mortgage Marketing Housing Market Buyers 431

Valuation Review

JULY 12, 2021

The Mortgage Bankers Association endorsed the Black Homeownership Collaborative’s plan to close the Black homeownership gap by 2030. The seven-point plan was announced at a BHC event in Cleveland.

Mortgage 78

Mortgage 78

Mortgagebroker News

MAY 8, 2024

'Global employers need to complement traditional approaches to workforce management with new tools'

Tools 50

Tools 50

Housing Wire

AUGUST 25, 2024

With the real estate software market predicted to grow to an eye-watering $22 billion industry by 2030 and AI growth outpacing Moore’s law, we expect to see two changes to the industry: increased reliance on all-in-one brokerage platforms and, paradoxically, scalpel-like AI tools that solve niche problems for brokers.

Real Estate 374

Real Estate Brokerage Contracts Training 374

Housing Wire

DECEMBER 4, 2023

That housing gap left unaddressed, according to the report, is projected to increase to a nearly 86,000 units by 2030. Dallas needs more quality below-market multifamily housing,” Armstrong added.

Development 398

Development Property Management Government Training 398

Mortgagebroker News

FEBRUARY 15, 2022

Canadians aged 65 or older are projected to represent 23% of the total population by 2030

Mortgage 65

Mortgage 65