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CFPB rule applies mortgage protections to clean energy loans

Housing Wire

The rule applies existing protections for residential mortgages to borrowers who seek PACE loans to upgrade or renovate their homes through clean energy technology. The rule goes into effect on March 1, 2026, according to the CFPB. But these arrangements come with several caveats, according to the CFPB.

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Why ICE’s move away from SDKs in 2025 is a win for the mortgage industry

Housing Wire

billion acquisition of Black Knight, ICE now commands a roughly 70% share of the mortgage technology market, so whatever it does affects the entire industry. 1, 2025, and, come May 1, 2026 , those who insist on clinging to the SDK will do so under a modest monthly fee schedule. Following its $11.9 Theres nowhere for Luddites to hide.

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Appraising Kitchens

Appraisal Today

FHFA’s Appraisal Waivers Expansion The Great Debate on Appraisal Fees Updated UAD redesign timeline with specific implementation dates Mortgage applications decreased 0.1 Mandate: November 2, 2026 UAD 2.6 Early 2026 New UAD in full production. Mandate: November 2, 2026 All lenders must use UAD 3.6

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Appraisal Institute Counters Flawed Appraiser Bias Narrative

Appraisal Today

NOTE: Please scroll down to read the other topics in this long blog post on non-lender appraisals, forms to reports modernization, AMCs, earthquake risk, unusual homes, mortgage origination stats, etc. == == Rare Coastal Contemporary Manchester, MA, for $9M Excerpts: 5 bedroom, 4.5 Mortgage applications increased 3.3

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Waterfront Property Appraisals

Appraisal Today

My info below is a limited high-level summary for the new UAD and URAR of what was presented, and what the appraiser community can expect to see, from now into 2026. As mortgage rates fall, more buyers may re-enter the market, spurring increased transaction volumes. What does it mean for appraisers? and the updated URAR.

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PARKING AND THE IMPACT ON CLIMATE CHANGE

Will Springer Realtor

Mortgage rates have risen by about 1.6 Rates have a small chance to top out before hitting 5% and a good chance of topping out before hitting 6%,” said Matthew Graham, chief operating officer at Mortgage News Daily. “It An $800,000 mortgage last year at 3% would require a monthly payment of about $3373. That is not true.”.

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FINDING THE KEY TO UNLOCK ‘STUCK’ HOMEOWNERSHIP RATE

Will Springer Realtor

Calling upon Fannie Mae, Freddie Mac and other secondary-market mortgage holders to lower the bar to ownership through tax credits, larger deductions on mortgage interest and greater options for down payment assistance can also help. >> Forty-five percent of residential mortgages in the U.S. was $1889. >>

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