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Mortgage groups push FHA for loss mitigation extension

Housing Wire

A coalition of six organizations representing mortgage companies and borrowers has sent a letter to the Federal Housing Administration (FHA), urging the extension of the current loss-mitigation waterfall to February 2026 while updates to the agencys servicing handbook are discussed and implemented.

Mortgage 348
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CFPB rule applies mortgage protections to clean energy loans

Housing Wire

The rule goes into effect on March 1, 2026, according to the CFPB. PACE loans are typically marketed via door-to-door sales by independent brokers who work with contractors who perform the modernization and enhancement work. But these arrangements come with several caveats, according to the CFPB.

Mortgage 312
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Overblown rumors of demise? NAR has lost only 45K members since December

Housing Wire

In modern times, membership hit a low point of 963,478 in February 2013 and climbed to a high of 1.60 NAR chief economist Lawrence Yun has repeatedly said that he expects membership to decline over the next two years before potentially rebounding in 2026. million in October 2022 before gradually declining.

Realtors 338
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Which Markets Are the Nation’s Renters Targeting?

Appraisal Buzz

Minneapolis With its strong job market, walkable neighborhoods, desirable lifestyle, and a growing supply of new apartments with modern amenities, Minneapolis has been on renters’ radars throughout the first six months of the year. RentCafe found the 10 most coveted cities for renters in the first half of 2024 as follows: 1.

Marketing 397
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Why ICE’s move away from SDKs in 2025 is a win for the mortgage industry

Housing Wire

1, 2025, and, come May 1, 2026 , those who insist on clinging to the SDK will do so under a modest monthly fee schedule. Troy Tomas, ICEs chief engineer, said as much in a recent interview with HousingWire : Its technically easier to resolve and respond to the proactive maintenance of an API because its in the modern tech stack.

Mortgage 238
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Appraising Kitchens

Appraisal Today

Highlights include: Industry Prep (ongoing) Industry training available on GSE websites: November 18, 2024 GSEs publish policy updates: June 4, 2025 ULDD Mandate: July 28, 2025 Limited Production: September 8, 2025 – January 25, 2026 Broad Production: January 26, 2026 – November 1, 2026 UAD 3.6 Mandate: November 2, 2026 UAD 2.6

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Appraisal Institute Counters Flawed Appraiser Bias Narrative

Appraisal Today

NOTE: Please scroll down to read the other topics in this long blog post on non-lender appraisals, forms to reports modernization, AMCs, earthquake risk, unusual homes, mortgage origination stats, etc. == == Rare Coastal Contemporary Manchester, MA, for $9M Excerpts: 5 bedroom, 4.5 bath, 5,258 sq.ft.