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Mortgage groups push FHA for loss mitigation extension

Housing Wire

A coalition of six organizations representing mortgage companies and borrowers has sent a letter to the Federal Housing Administration (FHA), urging the extension of the current loss-mitigation waterfall to February 2026 while updates to the agencys servicing handbook are discussed and implemented.

Mortgage 397
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HUD outlines reverse mortgage wish list in budget proposal

Housing Wire

The budget also requests $400 billion in loan guarantee commitment limitation for the Mutual Mortgage Insurance (MMI) Fund through September 2026, which is “sufficient authority for insurance of all single family forward mortgages and HECMs,” the document reads. HUD is requesting $2.5

Mortgage 458
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How can we bridge the talent gap in title and escrow?

Housing Wire

If you look around the title insurance industry, there’s a decade gap in the ages of the industry’s talent pool. in 2026 — compared with 17.5% For workers 75 and older, the participation rate in 2026 is projected to be 10.8%, compared with 4.7% How do we solve the problem of attracting new entrants?

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Top 10 Issues That Will Impact Real Estate in 2025

Empire Appraisal Group

Top 10 Issues That Will Impact Real Estate in 2025 Political uncertainty, soaring insurance costs and the growth of artificial intelligence are among the hot topics that likely will have a big impact on the real estate industry in 2025, according to the Counselors of Real Estate, a global organization of property advisers. million units.

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Bank regulators issue new Community Reinvestment Act rule

Housing Wire

The Office of the Comptroller of the Currency , the Federal Reserve Board and the Federal Deposit Insurance Corporation issued on Tuesday a new rule to modernize the 1977 Community Reinvestment Act (CRA), which addresses systemic inequalities in access to credit. Barrs, Fed vice chair for supervision, said in a statement.

Retail 434
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Real estate industry challenges, change and what to watch in 2025

Housing Wire

In order of least to most impactful, the 2025 list includes the price expectations gap, office vacancies and the tax base, sustainability, artificial intelligence, housing attainability, insurance costs, geopolitics and regional wars, loan maturities and debt repricing, the cost of financing and global and U.S. DellaPelle asked.

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“Death Stairs” for Appraisers

Appraisal Today

It also highlighted the importance of consumer protection in the appraisal process, transparency in mortgage lending, and the need to maintain appraiser independence. Mortgage lending is very, very cyclical. But different states have different hazard zones that insurance companies have developed less tolerance for ignoring.