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Zillow, Fannie Mae diverge on 2025 housing market predictions

Housing Wire

Dramatic mortgage rate movements are destined to play a major role in the coming year, according to Zillow ‘s newest forecast , which also calls for declining mortgage rates to be a catalyst for home-sales growth and home-price appreciation in 2025. “There’s a strong sense of dj vu on tap for 2025. million in 2025.

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CFPB rule applies mortgage protections to clean energy loans

Housing Wire

The rule applies existing protections for residential mortgages to borrowers who seek PACE loans to upgrade or renovate their homes through clean energy technology. The rule goes into effect on March 1, 2026, according to the CFPB.

Mortgage 396
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Pending Home Sales Climb to Highest Level Since March

Appraisal Buzz

Pending house sales are a good indicator of market conditions and typically follow existing home sales by one to two months. According to the Realtor.com and WSJ Housing Market Ranking, homebuyers have focused on mid-sized, reasonably priced regions in the Midwest and Northeast, even if housing prices are still high.

Contracts 418
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NAR’s existing-home sales forecast for 2025 gets a haircut

Housing Wire

The National Association of Realtors (NAR) was one of the more bullish forecasters of the 2025 housing market, but the trade group has revised its outlook. NAR also updated its 2026 projections. It previously predicted home-price growth of 2% in 2025 and 2026, but it has revised these upward to 3% and 4%, respectively.

Realtors 281
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The state of US homeownership: Younger buyers hold the key

Housing Wire

However, if home prices hadn’t skyrocketed alongside mortgage rates , we would have more younger homebuyers entering the market and we would have a slightly higher homeownership rate than todays 65.7% Additionally, a staggering 10 million plus homeowners struggled with mortgage delinquencies.

Buyers 478
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The housing data trends to watch in 2025

Housing Wire

Forecasts for the housing market in 2025 are not that rosy, but Ryan McKeveny and Brian Hale see this as a good thing for the years ahead. With some improvement in mortgage rates and affordability, both home sales and refinance can come back pretty quickly. But, in order to get there, mortgage spreads must improve.

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Fannie Mae: Housing Market in 2025 ‘Will Look a Lot Like 2024’

Appraisal Buzz

With mortgage rates forecast to remain above 6%, inventory expected to remain tight, and home prices predicted to stabilize at their current highs, its looking like the housing market wont see much of a thaw in 2025, Fannie Maes Economic and Strategic Research (ESR) Group says in a recent report.