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How 7% mortgage rates will change housing for a decade

Housing Wire

Available inventory of homes for sale fell each year as more and more borrowers had this cheap financing. Most people didnt notice this growing lock-in effect as it was developing in the mid 2010s, but it was well under way. 2016 ended with 14% less available inventory than the year before. had these cheap mortgages.

Mortgage 488
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Some say Austin’s rental market might collapse. That’s not reality

Housing Wire

That’s a factor too of higher inventory.” JBREC is not forecasting meaningful rent growth until 2026 and beyond, which will make it harder for new project developments to pencil.” But, you know, we have seen signs now over the past couple of months that it is slowing.

Marketing 370
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DataDigest: Water wars in the Southwest

Housing Wire

Concurrently, the Colorado River is also in the midst of one of the worst droughts seen in over 1,200 years, and Arizona, California and Nevada agreed last week to collectively conserve 3 million acre-feet of river water through 2026. The story is much the same in the Phoenix metro, which saw active home inventory fall 9.8%

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Beyond credit repair: CreditXpert’s game-changing impact

Housing Wire

This is particularly relevant in today’s market, where low inventory requires home seekers to act quickly. This new cloud platform will allow us to develop new ways to highlight opportunities for originators, improve workflows, and simplify the process for applicants.

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Fed Cuts Interest Rate by a Half-Point

Appraisal Buzz

The Committee’s assessments will take into account a wide range of information, including readings on labor market conditions, inflation pressures and inflation expectations, and financial and international developments.” The Fed now predicts that inflation will not come down to their 2% target until sometime in 2026. in June 2022.

Investors 435
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Fannie Mae Releases 2025 Economic Outlook 

Appraisal Buzz

In addition to navigating uncertainty around present and future economic development, financial markets are attempting to ascertain the final neutral rate for the fed funds rate. Significant tariffs or a noticeable slowdown in immigration, however, indicate both an upside risk to inflation measures and a downward risk to economic development.

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Anthony Lamacchia’s 2025 Predictions

Lamacchia Realty

Inventory is finally increasing as more homes were listed in 2024 than in 2023 which was the bottom of the total amount of homes listed. Buyers and sellers with life changes were largely perpetuating the market, but those who have been holding out will make their move in 2025, 2026 and beyond. Happy Holidays and Happy New year!