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HUD outlines reverse mortgage wish list in budget proposal

Housing Wire

Department of Housing and Urban Development (HUD) are a few key priorities related to the Federal Housing Administration (FHA) and its Home Equity Conversion Mortgage (HECM) program. It would remove the cap on the number of HECM loans that can be insured by FHA. federal government. Within the congressional justifications for the U.S.

Mortgage 456
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Some say Austin’s rental market might collapse. That’s not reality

Housing Wire

What’s more, operating costs for apartment and SFR (single-family rental) operators are up significantly since 2019 due to higher property taxes, insurance, and payroll costs. JBREC is not forecasting meaningful rent growth until 2026 and beyond, which will make it harder for new project developments to pencil.”

Marketing 370
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Which Markets Are the Nation’s Renters Targeting?

Appraisal Buzz

In addition, mixed-use developments are bringing in new apartments, retail, and public spaces, while older buildings are being converted to residential spaces through adaptive reuse projects.

Marketing 397
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Beyond credit repair: CreditXpert’s game-changing impact

Housing Wire

for those paying private mortgage insurance Let’s take someone with an initial credit score of 640 looking to borrow $360,000 with a 90% LTV. That higher score will knock off 65 basis points from their interest rate, saving them $158 in principal and interest and another $131 in monthly private mortgage insurance premiums.

Tools 459
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Bank regulators issue new Community Reinvestment Act rule

Housing Wire

The Office of the Comptroller of the Currency , the Federal Reserve Board and the Federal Deposit Insurance Corporation issued on Tuesday a new rule to modernize the 1977 Community Reinvestment Act (CRA), which addresses systemic inequalities in access to credit. Barrs, Fed vice chair for supervision, said in a statement.

Retail 433
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“Death Stairs” for Appraisers

Appraisal Today

To read the full article, including tips on how to develop a more positive attitude, plus 2+ years of previous issues, subscribe to the paid Appraisal Today at www.appraisaltoday.com/order. Modeling the financial impact of climate change is relatively new, whereas catastrophe modeling began development in 1992.

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MBA: Originations to Rise Significantly in 2025

Appraisal Buzz

According to Mike Fratantoni , MBA’s Chief Economist and SVP of Research and Business Development, the U.S. The advance seasonally adjusted insured unemployment rate was 1.3% By loan count, total mortgage origination volume is expected to increase by 28% to 6.5 million loans in 2025 from the 5.1 million loans expected in 2024.