2025 Lending Modernization 
Housing Wire
NOVEMBER 12, 2024
Finance of America (FOA), the leading reverse mortgage lender, presented a robust outlook last week in its third-quarter 2024 earnings and is aiming to hit the ground running with business in 2025. The potential for building on HomeSafe Second’s numbers also comes from broader trends in the home equity lending space, she said.
Housing Wire
MAY 15, 2024
The Community Home Lenders of America (CHLA) on Wednesday released a plan that it says would “modernize” Ginnie Mae , the government-owned company that manages the securitization of government-sponsored loans.
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Housing Wire
DECEMBER 18, 2024
This sector is closely tied to the overall economic cycle and tends to show patterns before every recession observed in recent modern history. With the labor market cooling down particularly in the private non-farm payroll data can this sector be completely ignored in 2025? We will soon find out. Lets take a closer look at the data.
Housing Wire
JULY 27, 2023
The proposal would include a three-year transition period beginning July 1, 2025. But one alternative worth exploring is to extend the modernized Basel III to all banks. Insured depository institutions would face an estimated 9% increase, including regional lenders. Community banks would not be impacted.
Housing Wire
OCTOBER 28, 2024
The Mortgage Industry Standards Maintenance Organization (MISMO)’s dedicated reverse mortgage development work group is targeting January 2025 as the release window for reverse mortgage standards it is helping to develop. Almost as important, he added, is the participation of non-reverse lending companies in the conversation.
Housing Wire
JULY 18, 2024
Navy captain who served at BAE Systems until joining the company in February, noted that Gow has led different lending businesses, including de novo banks, regional banks and industry leaders like Mr. Cooper. ” “He’s been an integral teammate who helped create our multi-year execution strategy to modernize our industry.
Housing Wire
NOVEMBER 27, 2023
HousingWire recently spoke with David Bernard, senior managing director of Specialized Mortgage Services at Western Alliance Bank , Member FDIC, about warehouse lending and how the warehouse sector and mortgage finance have progressed and continue to evolve. DB: Warehouse lending has evolved beyond traditional boundaries.
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