Lamacchia Realty

FEBRUARY 24, 2025

January 2025 SOUTH FLORIDA Housing Report SOUTH FLORIDA Home Sales Down, Average Price Up Home sales are down 0.7% year over year, with Janaury 2025 at 4,388 compared to 4,420 last January. Sales are up for single-fmaily homes and down for Condos. Thinking about selling in 2025?

Real Estate 61

Real Estate Sellers Buyers Realty 61

Lamacchia Realty

JANUARY 29, 2025

As stated last month in my Predictions for 2025 , 2024 will go down in history as the bottom of this down cycle. Rising insurance premiums added to the cost of homeownership, potentially affecting affordability. 2024 Real Estate Performance Highlights The number of homes sold decreased by 7.6% South Florida Sales Decline by 7.6%

Inventory 60

Inventory Insurance Real Estate Buyers 60

Appraisal Buzz

FEBRUARY 5, 2025

According to a recent UCLA Anderson Forecast analysis, the two biggest disasters that devastated Los Angeles County may have resulted in between $95 and $164 billion in total property and capital losses, with an estimated $75 billion in insured losses. County-level GDP for 2025 could decline 0.48%, amounting to approximately$4.6

Insurance 407

Insurance Home Value Property Taxes Tenants 407

Appraisal Today

FEBRUARY 14, 2025

Time Adjustments Insanity February 14, 2025 Whats in This Newsletter (In Order, Scroll Down) LIA AD:Divorce – no interior access allowed Should accessory dwellings be valued at the same price per square foot? Californias Fresno County is expected to take the biggest hit, with projected home value losses of 10.4%

Appraisal 52

Appraisal Technology Contracts Mortgage 52

Appraisal Buzz

DECEMBER 3, 2024

The Federal Housing Finance Agency (FHFA) has announced the deemed-issuance ratio for the 2025 calendar year in accordance with Internal Revenue Service (IRS) guidelines on the trading of the Uniform Mortgage-Backed Security (UMBS). Therefore, the deemed-issuance ratio for the 2025 calendar year is 51% Fannie Mae and 49% Freddie Mac.

Contracts 434

Contracts Insurance Investing Home Value 434

Housing Wire

NOVEMBER 29, 2024

The Federal Housing Administration (FHA) announced this week that the Home Equity Conversion Mortgage ( HECM ) limit for 2025 will be $1,209,750. Any increase in the limit makes HECM more suitable for more higher home-value households.” But the difference will not be pronounced, he added.

Mortgage 359

Mortgage Insurance Home Value Local Properties 359

Housing Wire

OCTOBER 25, 2024

The strongest market agitator in the first half (H1) of 2025 is not likely to be either U.S. However, this era is ending, leading to an expected increase in mortgage lending and an uptick in RMBS issuance, especially in H1 2025. Insurance demand for non-QM RMBS resulted from the convergence of more than one event coinciding.

Supply Chain 468

Supply Chain Investors Insurance Lending 468

Housing Wire

NOVEMBER 11, 2024

While 2024 was certainly a challenging year for the real estate industry, 2025 may be a doozy if the Counselors of Real Estate’s (CRE) 2025 Top Ten Issues Affecting Real Estate report is to be believed. It affects the price of your home,” DellaPelle said. This is the thirteenth year the group has put together its “Top Ten” list.

Real Estate 418

Real Estate Insurance Supply Chain Buyers 418

Housing Wire

DECEMBER 16, 2024

Irwin discussed some of the associations outlook for the industry and the condition of the FHA’s Mutual Mortgage Insurance (MMI) Fund. There are technologies and datasets available that can validate home values, and I believe we should continue exploring those options. Absolutely, he said.

Property Appraisal 367

Property Appraisal Appraisal Valuation Business 367

Housing Wire

FEBRUARY 19, 2025

Let your clients know how the market will impact competition, home values, and the overall buying strategy. Review comparable sales: Show your clients how a comparative market analysis (CMA) will be used to help them make an offer and determine the fair market value (FMV).

Inspection 227

Inspection Clients Buyers Real Estate 227

Appraisal Buzz

JANUARY 13, 2025

This article originally appeared in the January 2025 edition of MortgagePoint magazine, online now. As 2025 dawns, the housing market and mortgage industry brace for a year of change. Policies that work to increase the supply of for-sale housing in 2025 would have the most impact on the housing market.

Construction 418

Construction Supply Chain Government Housing Market 418

Appraisal Today

FEBRUARY 7, 2025

Newz: Waivers Increasing, The New URAR: Markets vs. Neighborhoods, Climate Change and Home Values February 7, 2025 Whats in This Newsletter (In Order, Scroll Down) LIA AD: Should I consider this an actual claim? I have not seen discussions on the future of home values in risky areas. percent from one week earlier.

Home Value 53

Home Value Appraisal Contracts Mortgage 53

Housing Wire

DECEMBER 26, 2024

We talk about this, recent changes to the HECM limit for 2025 and more in this part of RMDs interview. For the right individuals at the right time and under the right circumstances, that is the FHA-insured HECM program, he said. million , and some industry professionals have debated the utility of a limit rising that high.

Lending 394

Lending Home Value Insurance Mortgage 394

Will Springer Realtor

DECEMBER 17, 2024

The housing markets 2025 motto? With mortgage rates set to edge downward, home prices expected to rise only modestly, and sales ticking up bit by bit, the stage is set for a measured recovery in our region. The number of homes sitting on the market in King in September (4900) was the highest of any month since September 2019.

Real Estate 68

Real Estate Buyers Sellers Development 68