Housing Wire

JANUARY 8, 2025

Higher-for-longer mortgage rates have claimed their first victim of 2025. Ally Financial announced Wednesday that it would exit the mortgage origination business as part of a broader strategy to pursue higher returns on investments. Bloomberg was the first to report the developments.

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Business Mortgage Loan Officers Investing 418

Appraisal Buzz

FEBRUARY 5, 2025

Auction.com has released its 2025 Distressed Market Outlook , which forecasts foreclosure auction volume decreasing 8% in 2025 as a baseline scenario. Those two scenarios have foreclosure auction volume increasing in 2025. This data provides forward-looking insight into retail housing market trends.

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Retail Inventory Housing Market Sellers 334

Housing Wire

OCTOBER 25, 2024

TD: There will be an uptick throughout the rest of 2024 and into 2025 due to a deficit of 5-7 million homes. We have access to and business purpose financing with loan amounts up to $10 million for builders, developers and experienced real estate investors. This will allow them to serve investors, builders and developers.

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Investors Construction Training Realtors 448

Appraisal Buzz

FEBRUARY 11, 2025

After increasing in December 2024which showed the Mortgage Credit Availability Index (MCAI) rose by 0.7% to 96.6the MCAI, a survey from the Mortgage Bankers Association (MBA) that examines data from ICE Mortgage Technology , shows that mortgage credit availability also ticked up in January.

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Mortgage Government Lending Technology 259

Housing Wire

DECEMBER 16, 2024

The family-run brokerage firm recorded some legal w ins and losses , developed new tools for agents and clients , and navigated one of the slowest years for home sales in nearly three decades. In 2025 and beyond, Hanna said he hopes these innovations lead to more growth.

Real Estate 368

Real Estate Brokerage Agents Buyers 368

Appraisal Buzz

NOVEMBER 13, 2024

The mortgage servicing landscape has long been a crucible of change, where today’s decisions lay the groundwork for the industry’s future. Formed in 2023, the MSEA is a platform for nurturing the next generation of mortgage leaders. Here’s what our panel of mortgage servicing executives had to share.

Mortgage 410

Mortgage Technology Clients Tools 410

Appraisal Buzz

JANUARY 10, 2025

This article originally appeared in the January 2025 edition of MortgagePoint magazine, online now. In the modern mortgage industry, lenders are not just setting themselves apart on who has the best Super Bowl ad or the biggest branch footprint, but increasingly also on their approach to technology.

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Architecture Mortgage Technology Modernization 397

Housing Wire

JANUARY 21, 2025

Nominations for HousingWires 2025 Finance Leaders Award are open now through January 31, 2025. to discuss the trends shaping the housing industry in 2025. HousingWire: What role does data and technology play in your financial planning and forecasting for 2025, and how are you leveraging these tools to enhance decision-making?

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Real Estate Finance Technology Investing 364

Housing Wire

FEBRUARY 25, 2025

The best hard money loans for real estate depend on your investment strategy, whether youre financing a short-term flip, a rental property or a large-scale development. Ill walk you through my top picks for the best hard money lenders in 2025 and explain how to choose the right lender for your specific needs.

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Renovations Real Estate Investors Investing 360

Housing Wire

JANUARY 27, 2025

Without more clarity on mortgage rates , substantial growth in housing permits is unlikely. Census Bureau and the Department of Housing and Urban Development. We are maintaining a steady level, with the best results appearing when mortgage rates approach 6%. percent (19.7 percent (16.2 Could things improve?

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Construction Inventory Mortgage Development 474

Appraisal Buzz

OCTOBER 28, 2024

Total mortgage origination volume is forecast to increase to $2.3 trillion in 2025, up 28% from the $1.79 trillion expected in 2024, according to the Mortgage Bankers Association (MBA). By loan count, total mortgage origination volume is expected to increase to 6.5 We are bullish about the spring 2025 housing market.

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Mortgage Inventory Housing Market Development 195

Housing Wire

FEBRUARY 4, 2025

They explore forecasts for the 2025 housing market, key macroeconomic trends to monitor, solutions to the housing affordability crisis and more. To start the conversation, Divounguy dives into the past two years of economic developments and how they impact today’s housing market. But we’ll remain above 6% in 2025.

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Housing Market New Listings Mortgage Construction 364

Housing Wire

JANUARY 12, 2025

During the 10-minute conversation, Pieklo explores his new focus on developing AFR’s wholesale lending strategy, the competitive landscape of the mortgage market, and the company’s unique approach to differentiating itself from other big names in the wholesale space. This interview has been edited for length and clarity.

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Marketing Mortgage Retail Lending 301

Housing Wire

OCTOBER 24, 2024

Weaker demand from the local community developers buying at auction suggests continued weakness in the retail housing market into early 2025 given that those local community developers are anticipating retail market conditions about six months into the future,” Daren Blomquist, vice president of market economics at Auction.com, said in a statement.

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Housing Market Marketing Retail Development 482

Housing Wire

JANUARY 21, 2025

The Mortgage Bankers Association (MBA)s education division, MBA Education, recently launched its Mortgage Banking Bound (MBB) program at Cleveland State University. There are 17 students who are currently enrolled in the 2025 spring semester course that began on Jan. 15 and goes until the end of April, Hoffman told HousingWire.

Mortgage 370

Mortgage Lending Retail Training 370

Housing Wire

FEBRUARY 11, 2025

Mortgage credit availability ramped up in January, according to a report released Tuesday by the Mortgage Bankers Association (MBA) that analyzed data from ICE Mortgage Technology. The MBA’s Mortgage Credit Availability Index (MCAI) increased by 250 basis points (bps) on a monthly basis to 99.0 in January 2025.

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Mortgage Government Technology Development 264

Housing Wire

JANUARY 8, 2025

Mortgage and title clients are undergoing a significant transformation with the shift from Encompass Software Development Kit (SDK) to Encompass Partner Connect (EPC). This change driven by ICE Mortgage Technologys updated standards promises enhanced efficiency, cost savings, and future-proof workflows.

Technology 364

Technology Clients Agents Development 364

Appraisal Buzz

OCTOBER 28, 2024

Laura Escobar, president of Lennar Mortgage, has been appointed chair of the Mortgage Bankers Association (MBA) for 2025. Escobar is a 37-year mortgage industry veteran, She has held leadership positions with both bank-owned and independent mortgage companies overseeing all aspects of mortgage banking.

Mortgage 195

Mortgage Real Estate Training Finance 195

Housing Wire

DECEMBER 9, 2024

The reverse mortgage division of Rate formerly known as Guaranteed Rate recently announced the hiring of reverse industry veteran Jesse Allen as the president for Rates reverse lending division as the company heads into 2025. Naturally, this includes reverse mortgages, he explained. That role is an active one, Allen said.

Mortgage 368

Mortgage Clients Lending Design 368

Housing Wire

JANUARY 28, 2025

Last week, business-purpose residential mortgage lender Dunmor announced that it received a minority equity investment from Newfi Lending , a nonagency mortgage lender owned by funds managed by Apollo Global Management. Wolak: Do you see any of this changing in 2025? This interview has been edited for length and clarity.

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Lending Investing Finance Investors 350

Housing Wire

FEBRUARY 5, 2025

Foreclosure activity has declined significantly since the housing crisis of the late 2000s, and distressed home marketplace Auction.com reported this week that it expects the number of foreclosure-auction sales in 2025 to drop to the second-lowest total on record.

Retail 415

Retail Renovations Buyers Finance 415

Housing Wire

FEBRUARY 21, 2025

In 2024, a key element for the reverse mortgage industry was a sense of newfound collaboration that many industry participants felt with forward mortgage players. He also said he is encouraged by a greater role being played by other forward mortgage organizations in seeking out such partnerships. Mayer said.

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Mortgage Business Tools Lending 291

Housing Wire

NOVEMBER 5, 2024

As a result, loanDepot is retiring its Vision 2025 strategic plan, which began in July 2022 to help the company reduce its non-volume expenses by more than $730 million. Vision 2025 will be replaced by a program called Project North Star that is focused on the homeownership journey. Meanwhile, the company’s total revenues reached $314.6

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Loan Officers Retail Investing Brokerage 397

Appraisal Buzz

JANUARY 27, 2025

This suggests that completed foreclosure auctions may also slightly increase in Q1 of 2025, according to new Auction.com data. This suggests that local community developers who were purchasing distressed properties at auction gained more confidence in the 2025 real estate market after the election results.

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Sellers Buyers Marketing Real Estate 415

Housing Wire

JULY 25, 2024

1, 2025, for FHA-insured forward mortgages and Home Equity Conversion Mortgages (HECMs). It also applies to HECM loans, otherwise known as reverse mortgages under the FHA-sponsored program. The moratorium, initially scheduled to expire on May 6 after a previous extension, was pushed into August earlier this year.

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Insurance Development Mortgage 445

Appraisal Buzz

JANUARY 27, 2025

Department of Housing & Urban Development (HUD) have released their new residential sales statistics for December 2024 , which found that sales of new single-family homes were at a seasonally adjusted annual rate of 698,0003.6% The balance between the new and existing home markets could change in 2025, said Sturtevant.

Construction 362

Construction Inventory Buyers Development 362

Appraisal Buzz

JANUARY 3, 2025

According to Zillow s most recent market research, the erratic and abrupt changes in mortgage rates that had a significant impact on the housing market in 2024 will undoubtedly be a significant factor in the upcoming year. By 2025, that figure ought to increase somewhat to 4.16 The post Will Home Sales Increase in 2025?

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New Listings Inventory Buyers Inspection 396

Housing Wire

NOVEMBER 26, 2024

The limit for federally backed reverse mortgages is increasing for the ninth consecutive year. The Federal Housing Administration (FHA) announced on Tuesday via Mortgagee Letter (ML) 2024-22 a maximum claim amount of $1,209,750 in 2025. 1, 2025, through Dec. This is a developing story. compared to third-quarter 2023.

Lending 369

Lending Insurance Development Finance 369

Appraisal Buzz

FEBRUARY 11, 2025

Mortgage credit availability increased in January, rising 2.5% on the Mortgage Bankers Associations (MBA) Mortgage Credit Availability Index (MCAI). The index which uses data from ICE Mortgage Technology was benchmarked to 100 in March 2012. compared with December to a score of 99.0

Mortgage 221

Mortgage Government Lending Technology 221

Housing Wire

MARCH 6, 2025

Department of Housing and Urban Development (HUD) Secretary Scott Turner is visiting the area alongside Kathryn Barger , chair of the Los Angeles County Board of Supervisors. The impacted presidentially declared major disaster area (PDMDA) has more than 100,000 FHA-insured mortgages. The announcement comes as U.S.

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Insurance Design Mortgage Development 332

Housing Wire

OCTOBER 11, 2023

loanDepot ‘ s CEO and president Frank Martell said the mortgage market will remain challenging in 2024. To get there, Martell said loanDepot is still committed to its Vision 2025 plan, announced three months following his arrival to the company last year. Martel spoke during the HW Annual Conference held from Oct. on Wednesday.

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Investing Valuation Marketing Mortgage 459

Housing Wire

JANUARY 30, 2025

In this week’s episode of the Power House podcast, host and HousingWire President Diego Sanchez chats with Tom Davis , chief sales officer at Deephaven Mortgage. Deephaven’s focus on non-QM lending is expected to drive its volume past $80 billion in 2025. A lot of folks were expecting a decline in 2025. trillion.

Construction 291

Construction Marketing Investors Renovations 291

Housing Wire

JANUARY 7, 2025

Despite rising home prices and mortgage rates , online lender NetCredit highlighted two major cities with a glimmer of hope for average earners seeking affordable housing in 2025. Ohio is projected to experience statewide population declines in 74 of 88 counties over the next 25 years, according to the Ohio Department of Development.

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Development Investing Buyers Mortgage 418

Housing Wire

MARCH 4, 2025

In the meantime, states, RON providers and those putting the technology to use have stepped up to create a well-functioning status quo in the absence of federal guidelines, according to William Kooper, vice president of state government affairs and regulatory policy with the Mortgage Bankers Association (MBA). The two are very similar.

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Law Real Estate Technology Development 386

Housing Wire

JANUARY 7, 2025

The reverse mortgage industry has long sought to streamline and maximize its ongoing efforts to connect with prospective borrowers. After a challenging year for the mortgage industry broadly and the reverse mortgage business specifically, companies are aiming to assess the best ways to accomplish these ongoing goals.

Clients 368

Clients Mortgage Loan Officers Real Estate Agent 368

Appraisal Buzz

DECEMBER 13, 2024

The National Association of Realtors (NAR) has announced 10 top hot spots for the 2025 housing market based on economic, demographic and housing factors predicted to significantly impact local markets. All areas offer a favorable financing environmenteither with lower proportions of locked-in homeowners or lower mortgage rates.

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Inventory Bracketing Buyers Housing Market 370

Housing Wire

JUNE 18, 2024

Having built and led mortgage operations for nearly three decades, planning for the future stands out amongst the most challenging components a leader faces. Today’s consumer looks a lot like pre-pandemic First, how prepared are mortgage servicers for the next hardship cycle? Our history would indicate yes.

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Mortgage Technology Investors Modernization 443