Housing Wire

JANUARY 7, 2025

Several reverse mortgage industry professionals who spoke with RMD in the closing days of 2024 described how some of these efforts could manifest themselves in 2025. Self-sourcing LOs Peter Sciandra , executive vice president of reverse lending secondary marketing at Fairway Independent Mortgage Corp.

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Clients Mortgage Loan Officers Real Estate Agent 370

Housing Wire

NOVEMBER 29, 2024

The Federal Housing Administration (FHA) announced this week that the Home Equity Conversion Mortgage ( HECM ) limit for 2025 will be $1,209,750. The HECM limit is unique when compared to FHA limits that govern Title II forward mortgage lending programs. But the difference will not be pronounced, he added.

Mortgage 368

Mortgage Insurance Home Value Local Properties 368

Housing Wire

JANUARY 8, 2025

Mortgage and title clients are undergoing a significant transformation with the shift from Encompass Software Development Kit (SDK) to Encompass Partner Connect (EPC). GridBase is a proven leader in title and lending technology, offering a seamless, coding-free solution that simplifies migration while enhancing operational workflows.

Technology 369

Technology Clients Agents Development 369

Housing Wire

AUGUST 2, 2024

In the message reviewed by HousingWire, DeJoseph wrote that by becoming part of a larger organization, Garden State gains access to a “national lending platform, greater resources, enhanced career development opportunities, and the ability to offer more comprehensive services to our clients, well beyond residential mortgage lending.”

Loan Officers 468

Loan Officers Lending Clients Development 468

Housing Wire

JUNE 14, 2024

She will now oversee all aspects of the company’s enterprise development team, which is expanding as Incenter seeks to create new solutions and bolster competitive advantages for its clients. “I Incenter’s business channels include capital markets, loan diligence, student lending, insurance, property tax, accounting and marketing solutions.

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Property Taxes Clients Development Insurance 447

Housing Wire

NOVEMBER 25, 2024

In this HousingWire executive conversation, Chris Kennedy , Director of Sales and Business Development at RiskSpan , explores the key recapture strategies that lenders can follow to maximize profit in the 2025 real estate market. In 2025, we could see a huge booming refinance market. It beats waiting for the phone to ring.

Tools 369

Tools Real Estate Investors Mortgage 369

Housing Wire

JANUARY 12, 2025

During the 10-minute conversation, Pieklo explores his new focus on developing AFR’s wholesale lending strategy, the competitive landscape of the mortgage market, and the company’s unique approach to differentiating itself from other big names in the wholesale space.

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Marketing Mortgage Retail Lending 304

Appraisal Buzz

JUNE 26, 2024

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Lending Mortgage Investing Business 221

Housing Wire

SEPTEMBER 4, 2024

Debenture interest refers to the percentage of a return that an investor would receive for lending money through a debenture. 2, 2025, and will be available through July 1, 2025. Department of Housing and Urban Development (HUD) added a DIRA request template that can be used for such submissions.

Mortgage 459

Mortgage Legal Development Insurance 459

Housing Wire

OCTOBER 15, 2024

The Mortgage Industry Standards Maintenance Organization (MISMO) is targeting January 2025 as the release window for reverse mortgage standards from its work group that is analyzing and developing the standards, according to a statement released Tuesday by Mortgage Cadence.

Mortgage 435

Mortgage Lending Development Design 435

Housing Wire

OCTOBER 28, 2024

The Mortgage Industry Standards Maintenance Organization (MISMO)’s dedicated reverse mortgage development work group is targeting January 2025 as the release window for reverse mortgage standards it is helping to develop. Almost as important, he added, is the participation of non-reverse lending companies in the conversation.

Mortgage 447

Mortgage Lending Modernization Development 447

Housing Wire

SEPTEMBER 17, 2024

Industry-leading reverse mortgage lender Finance of America (FOA) on Tuesday announced updates and new details for a previously announced exchange offer , which would swap current investor bonds due in 2025 with new bonds due one to four years later. 25, when the deal is set to expire, the company said.

Finance 432

Finance Investors Business Mortgage 432

Housing Wire

FEBRUARY 7, 2024

Described as a “blueprint” for the GSEs’ 2025–2027 “Duty to Serve” plans, the publication aims to highlight a more important role that Fannie and Freddie are set to play in facilitating access to the U.S. Better loan products to serve “high-needs rural regions” should also be developed. mortgage finance system.

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Land Lease Law Finance Government 459

Housing Wire

SEPTEMBER 30, 2024

They discuss the latest developments in the mortgage market, along with key dynamics and growth strategies for lenders as interest rates continue to fall. He asks both guests to outline the dynamics and trends that will take precedence through the end of 2025.

Mortgage 459

Mortgage Marketing Technology Business 459

Appraisal Buzz

JUNE 17, 2024

Viviana Abarca has been promoted to managing director of mortgage lending operations at loanDepot. She most recently served as executive vice president of lending operations. Building a world-class operations team is an integral part of our Vision 2025 strategic plan,” says Frank Martell, president and CEO of loanDepot, in a release.

Lending 195

Lending Mortgage Tools Development 195

Housing Wire

NOVEMBER 5, 2024

As a result, loanDepot is retiring its Vision 2025 strategic plan, which began in July 2022 to help the company reduce its non-volume expenses by more than $730 million. Vision 2025 will be replaced by a program called Project North Star that is focused on the homeownership journey. Meanwhile, the company’s total revenues reached $314.6

Loan Officers 397

Loan Officers Retail Investing Brokerage 397

Housing Wire

OCTOBER 3, 2024

This can lead to an onslaught of calls to the consumer vying for their lending business. Senate bill introduced this past December that targets mortgage trigger leads, has been incorporated into the fiscal year 2025 National Defense Authorization Act (NDAA). Broeksmit said that MBA is pleased with this development.

Law 448

Law Business Mortgage Lending 448

Housing Wire

JULY 24, 2024

Reverse mortgage industry veteran George Morales has been appointed as the new chairperson of the dedicated reverse mortgage development workgroup (DWG) inside the Mortgage Industry Standards Maintenance Organization.

Mortgage 459

Mortgage Development Lending 459

Appraisal Buzz

JANUARY 10, 2025

This article originally appeared in the January 2025 edition of MortgagePoint magazine, online now. The vendors of the future will embrace a common vision of a modular lending stack, where each provider focuses on being best-in-breed in their chosen product area(s), rather than trying to own the entire stack.

Architecture 397

Architecture Mortgage Technology Modernization 397

Housing Wire

APRIL 25, 2024

The reverse lending industry’s most prominent attendee — Kristen Sieffert of Finance of America Companies (FOA), parent company of industry-leading lender Finance of America Reverse (FAR) — offered insights into various topics about the reverse mortgage product category. This year, it’s ‘prevail,’” she said.

Mortgage 439

Mortgage Finance Real Estate Best Value 439

Appraisal Buzz

OCTOBER 28, 2024

Laura Escobar, president of Lennar Mortgage, has been appointed chair of the Mortgage Bankers Association (MBA) for 2025. She has served as president of Lennar Mortgage, the mortgage lending subsidiary of Lennar Corp., In addition, Christine Chandler has been named chair-elect and Owen Lee has been named vice chair. since 2018.

Mortgage 195

Mortgage Real Estate Training Finance 195

Housing Wire

MARCH 12, 2024

The White House this week submitted its fiscal year 2025 budget proposal to the House of Representatives and the Senate , outlining the priorities of the administration in providing a budgetary blueprint for the entirety of the U.S. Total loan volume projected for all MMI programs for 2025 is $237.9 federal government.

Mortgage 458

Mortgage Insurance Training Government 458

Housing Wire

FEBRUARY 23, 2024

Ginnie Mae accordingly implored TCB to lend money to RMF. But TCB was hesitant to lend money to a bankrupt company. A magistrate judge overseeing the case has set a series of pretrial deadlines that extend into 2025.

Government 446

Government Contracts Finance Lending 446

Housing Wire

MAY 15, 2024

The plan makes four key recommendations, one of which is the development of a new liquidity facility for Ginnie Mae issuers that would “facilitate servicer advances/pool buyouts,” the plan explained. This undermines Ginnie Mae’s ability to run a market-driven program.” This recommendation is based on two other ideas.

Modernization 457

Modernization Government Contracts Insurance 457

Appraisal Buzz

JUNE 11, 2024

The Federal Housing Finance Agency (FHFA) has issued a Request for Input (RFI) on the proposed 2025-2027 Underserved Markets Plans submitted by Fannie Mae and Freddie Mac (the GSEs) under the Duty to Serve (DTS) program. The proposed Plans cover the period from January 1, 2025, to December 31, 2027. million own the unit only, and 1.3

Finance 390

Finance Real Property Design Lending 390

Housing Wire

DECEMBER 9, 2024

The reverse mortgage division of Rate formerly known as Guaranteed Rate recently announced the hiring of reverse industry veteran Jesse Allen as the president for Rates reverse lending division as the company heads into 2025. I think we can bridge that gap.

Mortgage 370

Mortgage Clients Lending Design 370

Housing Wire

SEPTEMBER 14, 2023

According to the company, Hanson will be responsible for “developing new revenue-generating opportunities, including national referral relationships and acquisitions.” Industry veteran Dan Hanson joined loanDepot in 2011 and, in January 2017, became the company’s chief retail production officer, a job position he held for six years.

Human Resources 418

Human Resources Retail Investing Development 418

Housing Wire

APRIL 5, 2023

Two of the board members who have terms expiring in 2023 – Andrew Dodson, managing partner at Parthenon Capital , and Pamela Hughes Patenaude, a housing policy expert who once served as a deputy secretary of the Department of Housing and Urban Development – will also be nominated this year to a three-year term. million into a $475.8

Government 369

Government Development Investing Mortgage 369

Housing Wire

NOVEMBER 7, 2024

This brought the company’s share price into compliance with the New York Stock Exchange (NYSE)’s continued listing standard and finalized an exchange offer with notes originally scheduled to come due in 2025. While home equity lending nationwide is on the rise, recent HMDA data shows people 55 and older face denial rates eclipsing 35%.

Modernization 370

Modernization Finance Advertising Loan Officers 370

Housing Wire

OCTOBER 23, 2024

The migration process is expected to be completed by early 2025. But executives said that, looking ahead, they are working to improve customer experience through technology, enhanced application processes and development of loss-mitigation services. We have acquired a couple of small pools, slightly less than $10 billion.

Business 435

Business Mortgage Technology Development 435

Appraisal Buzz

SEPTEMBER 18, 2024

The Committee’s assessments will take into account a wide range of information, including readings on labor market conditions, inflation pressures and inflation expectations, and financial and international developments.” That being said, I expect the spring of 2025 to be robust for real estate investors if the U.S.

Investors 435

Investors Mortgage Buyers Real Estate 435

Housing Wire

JANUARY 21, 2025

There are 17 students who are currently enrolled in the 2025 spring semester course that began on Jan. Escobar, who is the 2025 MBA Chair and president of Lennar Mortgage , encouraged Hoffman to expand the program at Cleveland State where Hoffman was already teaching. 15 and goes until the end of April, Hoffman told HousingWire.

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Appraisal Buzz

OCTOBER 23, 2024

According to the survey’s findings, more local community developers who buy at auction see the state of the market as a disadvantage rather than an advantage. The survey was conducted between Sept. 25 and 27 and received responses from more than 140 people who have purchased properties on Auction.com. The survey was conducted between Sept.

Retail 370

Retail Marketing Inventory Development 370

Housing Wire

JANUARY 21, 2022

Still, hidden among all that greenwashed coal may be a framework or two for manufacturing diamonds, according to some experts working to develop those investment standards. And so that’s where non-QM lending comes into play.”. McDonough said anyone originating EEM loans today is doing so for agency delivery.

Marketing 418

Marketing Investors Development Mortgage 418

Appraisal Buzz

AUGUST 12, 2024

Appraisers will need to develop a more flexible pricing strategy that considers the specific requirements of each assignment. TRID is a set of regulations that combine the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA). Lenders have a problem with flexible pricing because they must comply with TRID.

Appraisal 370

Appraisal Inspection Lending Training 370

Housing Wire

AUGUST 3, 2023

Aerial drone inspection of Lennar’s Westview housing development Miami, Florida. Doug Faron is one of three founding partners at Florida-based Shoreham Capital , a privately held built-for-rent (BFR) and multifamily residential developer focused on projects in the Southeast, primarily Florida. Taken by Felix Mizioznikov.

Construction 370

Construction Development Finance Mortgage 370

Housing Wire

OCTOBER 4, 2024

Mortgage loan officers, also known as mortgage loan originators or lending officers, generally make salary-based income with commission. Well, as a new or aspiring MLO, your NMLS license is absolutely critical for qualifying to handle lending transactions, and no one will hire you without one. Why is this important?

Real Estate 448

Real Estate Loan Officers Tools Law 448