Housing Wire

DECEMBER 4, 2024

The Federal Housing Administration (FHA) announced last week that the Home Equity Conversion Mortgage ( HECM ) limit for 2025 will be $1,209,750. It’s the ninth straight year that the limit will increase based on home-price appreciation levels, which feeds into a single, national limit for all HECM loans.

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Housing Wire

JUNE 14, 2024

She will now oversee all aspects of the company’s enterprise development team, which is expanding as Incenter seeks to create new solutions and bolster competitive advantages for its clients. “I Incenter’s business channels include capital markets, loan diligence, student lending, insurance, property tax, accounting and marketing solutions.

Property Taxes 447

Property Taxes Clients Development Insurance 447

Housing Wire

SEPTEMBER 4, 2024

There are three core provisions in the ML, including a modification of HECM insurance regulations “by defining the date of default as the date for determining the debenture interest rate on loans that become due and payable” after publication of the ML. 2, 2025, and will be available through July 1, 2025.

Mortgage 459

Mortgage Legal Development Insurance 459

Housing Wire

MARCH 12, 2024

The White House this week submitted its fiscal year 2025 budget proposal to the House of Representatives and the Senate , outlining the priorities of the administration in providing a budgetary blueprint for the entirety of the U.S. Total loan volume projected for all MMI programs for 2025 is $237.9 federal government.

Mortgage 458

Mortgage Insurance Training Government 458

Housing Wire

MAY 15, 2024

The plan makes four key recommendations, one of which is the development of a new liquidity facility for Ginnie Mae issuers that would “facilitate servicer advances/pool buyouts,” the plan explained. This undermines Ginnie Mae’s ability to run a market-driven program.” This recommendation is based on two other ideas.

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Modernization Government Contracts Insurance 457

Housing Wire

DECEMBER 11, 2024

The Federal Housing Administration (FHA) on Wednesday published a final rule in the Federal Register, establishing a permanent program to sell seriously delinquent, FHA-insured single-family mortgages following the release of a proposal over the summer. The rule goes into effect on Jan.

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Housing Wire

JANUARY 29, 2024

The most pessimistic forecast call for a drop of 40% nationwide by the end of 2025. Meanwhile, homeowners insurance is increasingly becoming a bigger issue for consumers and servicers. The combination of higher taxes and insurance premiums has the potential of creating major shocks for millions of borrowers with escrow accounts.

Insurance 448

Insurance Real Estate Technology Clients 448

Housing Wire

AUGUST 9, 2024

A cooler spring homebuying season led to a mixed bag of financial results for the Big Four title insurance firms in the second quarter of 2024. As the firm looks to the future, executives said they are continuing to focus technological developments. million a year ago to $91.8 million in Q2 2024. “We’re million in Q2 2024. “In

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Marketing Technology Insurance Investing 457

Housing Wire

DECEMBER 18, 2024

Components such as rent, auto insurance and services, which adjust slowly, continue to influence inflation trends. The Federal Open Market Committee (FOMC) also released its projections for 2025, with minor changes to the real gross domestic product (2.1%, compared to 2% in September) and unemployment rate (4.3%, compared to 4.4%).

Real Estate 397

Real Estate Mortgage Marketing Insurance 397

Appraisal Buzz

JANUARY 9, 2025

This article originally appeared in the January 2025 edition of MortgagePoint magazine, online now. According to a survey of 783 title insurance entities nationwide conducted by ALTA and NDP Analytics, 28% of title insurance companies reported at least one SIF attempt in 2023, and 19% reported an attempt during the month of April 2024 alone.

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Housing Wire

JUNE 25, 2024

Broader aims The content of the full letter, reviewed by HousingWire ’s Reverse Mortgage Daily (RMD), calls for Ginnie Mae to receive full funding in alignment with its 2025 budget request of $67 million for the company’s salaries and expenses.

Mortgage 393

Mortgage Government Development Realtors 393

Appraisal Buzz

NOVEMBER 13, 2024

Mike Blair, EVP & COO, LoanCare As LoanCare envisions the mortgage servicing industry evolving in 2025, several key themes emerge that will shape our strategy and adaptability in meeting upcoming challenges. Providing guidance and support during this process will be crucial for servicers in 2025.

Mortgage 410

Mortgage Technology Clients Tools 410

Appraisal Buzz

SEPTEMBER 18, 2024

Supply has risen significantly in many Sun Belt states, where such factors as ease of new home development and increasing insurance costs are having an impact, but at the national level the supply shortage still very much applies.”

Development 370

Development Insurance Mortgage Inventory 370

Appraisal Buzz

DECEMBER 11, 2024

What changes do you anticipate in 2025? Fannie Mae is not anticipating a substantial shift in the property preservation landscape in 2025. With this process, we expect vendors to be able to develop more efficient routes, reducing travel time and operational expenses. What changes do you anticipate in 2025?

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Inspection Technology Insurance Training 396

Housing Wire

FEBRUARY 23, 2024

Ginnie Mae was involved in and expressly consented to various transactions between TCB and RMF,” and “also contracted with other RMF lenders, including Leadenhall Life Insurance Linked Investments Fund PLC (“LCP”). A magistrate judge overseeing the case has set a series of pretrial deadlines that extend into 2025.

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Government Contracts Finance Lending 446

Housing Wire

DECEMBER 17, 2024

The report on the Home Equity Conversion Mortgage ( HECM ) book of business inside the Mutual Mortgage Insurance (MMI) Fund served as another positive development for the program. At the same time the PEA for FY 2025 projects higher levels and different shapes of the 1-year CMT rates, 10-year CMT rates, and SOFR rates.

Mortgage 394

Mortgage Business Insurance Marketing 394

Appraisal Buzz

OCTOBER 23, 2024

According to the survey’s findings, more local community developers who buy at auction see the state of the market as a disadvantage rather than an advantage. The survey was conducted between Sept. 25 and 27 and received responses from more than 140 people who have purchased properties on Auction.com. The survey was conducted between Sept.

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Retail Marketing Inventory Development 370

Housing Wire

AUGUST 5, 2024

for those paying private mortgage insurance Let’s take someone with an initial credit score of 640 looking to borrow $360,000 with a 90% LTV. That higher score will knock off 65 basis points from their interest rate, saving them $158 in principal and interest and another $131 in monthly private mortgage insurance premiums.

Tools 459

Tools Mortgage Insurance Investing 459

Housing Wire

DECEMBER 6, 2024

We’ll also share best practices for developing and sending real estate newsletters and recommend some essential tools to make your email marketing stand out. So, where do you start? In this article, weve compiled 49 compelling real estate newsletter ideas and subject lines. Lets dive in! Summary What is a real estate newsletter?

Real Estate 397

Real Estate Clients Tools Sellers 397

Housing Wire

OCTOBER 4, 2024

If the borrower’s monthly gross income is $5,000, what is the maximum allowable monthly mortgage payment (including taxes and insurance) according to the front-end ratio? The lender must ensure that the borrower has homeowner’s insurance before the loan closing.

Real Estate 448

Real Estate Loan Officers Tools Law 448

Housing Wire

AUGUST 25, 2022

The investment we make today will have exponential benefits in 2023, 2024 and 2025 and beyond,” UWM CEO and Chairman Mat Ishbia said during an earnings call. The introduction of a personal loan reflects the company’s strategy to develop end-to-end digital solutions to serve customers across various financial products beyond mortgages.

Mortgage 418

Mortgage Loan Officers Finance Investors 418

Appraisal Buzz

AUGUST 19, 2024

Central, was developed for those dealing with distressed assets, and will dissect the current landscape of the market. She has nearly 30 years of experience and expertise in mortgage market analysis, model development, and risk analysis in the housing finance industry.

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Real Estate Legal Development Investors 221

The Robert Weiler Company

JULY 6, 2021

Research : Also coined in the industry as “flex,” flex space is utilized for research and development to design new products. Just as there are two sides of a spectrum in residential real estate with new development and house flippers, characteristic types exist similarly in industrial space for rent.

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Logistics Tenants Real Estate Modernization 147

Appraisal Today

SEPTEMBER 13, 2024

My area is almost fully developed, so I did not lose much work. For 2025, we expect an 18 percent increase in total originations, driven by an 11 percent increase in purchase volume and a 37 percent increase in refinances. I finally quit doing them – too much hassle. On the plus side, I learned a lot about construction!

Construction 70

Construction Appraisal Contracts Mortgage 70

Appraisal Today

NOVEMBER 8, 2024

Weathering the Insurance Crisis: With Peter Carroll of CoreLogic, Ethan Aumann of APCIA, and Don White of PennyMac Market Outlook with Mike Fratantoni, Ph.D., Weathering the Insurance Crisis: With Peter Carroll of CoreLogic, Ethan Aumann of APCIA, and Don White of PennyMac Market Outlook with Mike Fratantoni, Ph.D., by the end of 2025.

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Appraisal Contracts Modernization Clients 73

Empire Appraisal Group

DECEMBER 26, 2024

Top 10 Issues That Will Impact Real Estate in 2025 Political uncertainty, soaring insurance costs and the growth of artificial intelligence are among the hot topics that likely will have a big impact on the real estate industry in 2025, according to the Counselors of Real Estate, a global organization of property advisers.

Real Estate 78

Real Estate Insurance Supply Chain Construction 78

Appraisal Buzz

JANUARY 17, 2025

Department of Housing and Urban Development (HUD) has made significant progress in eliminating housing discrimination, increasing rental assistance for thousands of Americans, reducing housing costs, and increasing the supply of affordable homes under the direction of Secretary Marcia L. million borrowers of color.

Investing 195

Investing Reconsideration of Value Modernization Development 195

Appraisal Buzz

AUGUST 9, 2024

Department of Housing and Urban Development (HUD), through the Federal Housing Administration (FHA), has announced new actions to support borrowers in Maui County, Hawaii , whose homes were destroyed during the August 2023 wildfires. The change allows lenders to offer 203(h) financing to Maui borrowers through August 10, 2025.

Finance 221

Finance Insurance Construction Development 221

The Robert Weiler Company

NOVEMBER 16, 2022

The groundbreaking for the $20 billion facility is slated to begin later this year and is expected to open by the end of 2025. In 2015, the company opened a $50 million research and development center in Solon, and in 2016, it spent another $31 million to expand its Quality Assurance Center in Dublin. Intel – Why Columbus, Ohio?

Business 147

Business Logistics Supply Chain Technology 147

Appraisal Buzz

DECEMBER 19, 2024

As insurance and property management costs continue to rise nationwide, the U.S. Department of Housing & Urban Development (HUD) has announced changes to help housing providers maintain affordable rents, while keeping up with rising expenses. This event brought together leaders to discuss shared issues and common-sense solutions.

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Property Management Insurance Contracts Development 396

Housing Wire

AUGUST 8, 2024

Department of Housing and Urban Development (HUD) and the Federal Housing Administration (FHA) on Thursday announced an expansion of relief measures to homeowners on the Hawaiian island of Maui who are seeking to rebuild single-family homes after the devastating wildfire that destroyed the town of Lahaina.

Insurance 445

Insurance Finance Development Mortgage 445

Housing Wire

DECEMBER 6, 2024

FHA formalized the foreclosure moratorium extension in Mortgagee Letter (ML) 2024-25, requiring lenders to immediately implement the extension that is now set to expire on April 11, 2025. Department of Housing and Urban Development (HUD). Each state will have the chance to establish their own priorities and expected outcomes.

Design 397

Design Development Legal Insurance 397

Housing Wire

OCTOBER 24, 2024

Department of Housing and Urban Development (HUD) administers a network of 1,500 Housing Counseling Agencies (HCAs), serving approximately 1 million clients each year. Impartial advisors help validate what has been communicated to homebuyers regarding customary real estate practices and mortgage application steps.

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Training Mortgage Reconsideration of Value Architecture 435

Appraisal Buzz

DECEMBER 12, 2024

Given the pent-up demand, Redfin s economists predict more home sales in 2025. According to Redfin, the median price of a home sold in the United States would increase gradually throughout 2025, finishing the year 4% higher than it did in 2024. would increase gradually throughout 2025, finishing the year 4% higher than it did in 2024.

Real Estate 369

Real Estate Construction Inventory Brokerage 369

Appraisal Today

NOVEMBER 22, 2024

To read the full article, including tips on how to develop a more positive attitude, plus 2+ years of previous issues, subscribe to the paid Appraisal Today at www.appraisaltoday.com/order. Yun expects there will be four different rounds of rate cuts in 2025. If you are reading this, you are a survivor.

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Appraisal Training Contracts Mortgage 80

Appraisal Buzz

OCTOBER 28, 2024

trillion in 2025 from the $1.79 million loans in 2025 from the 5.1 According to Mike Fratantoni , MBA’s Chief Economist and SVP of Research and Business Development, the U.S. According to Mike Fratantoni , MBA’s Chief Economist and SVP of Research and Business Development, the U.S. by the end of 2025,” Fratantoni added.

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Property Taxes Insurance HOA Inventory 409

Housing Wire

JANUARY 11, 2025

It’s mostly doom and gloom for real estate investors heading into 2025, according to a quarterly survey released this week by RCN Capital and CJ Patrick Co. It was followed by the lack of inventory , rising home prices , investor competition and insurance availability. Political developments were also mentioned. .

Real Estate 418

Real Estate Investors Insurance Investing 418