Appraisal Buzz

DECEMBER 13, 2024

The National Association of Realtors (NAR) has announced 10 top hot spots for the 2025 housing market based on economic, demographic and housing factors predicted to significantly impact local markets. 2025 Outlook NAR expects the Federal Reserve to maintain a gradual approach to easing monetary policy in 2025.

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Housing Wire

OCTOBER 11, 2023

To get there, Martell said loanDepot is still committed to its Vision 2025 plan, announced three months following his arrival to the company last year. But it was built to have a “little bit of wiggle room” to adjust to market conditions and opportunities for tomorrow. “The market has changed a lot.

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Housing Wire

OCTOBER 25, 2024

Davis believes that by aligning with the right lender and expanding product offerings, originators can position themselves as valuable partners in a shaky market. Tom Davis: Investor transactions are still close to 28% of the overall purchase market. This will allow them to serve investors, builders and developers.

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Housing Wire

JANUARY 21, 2025

Nominations for HousingWires 2025 Finance Leaders Award are open now through January 31, 2025. to discuss the trends shaping the housing industry in 2025. HousingWire: How do you approach budgeting in a market where cost pressures, compliance demands, and technology investments are all increasing?

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Appraisal Buzz

DECEMBER 16, 2024

As the new year draws near, Fannie Mae anticipates that many of the housing trends from 2024 will persist in 2025, with the lock-in effect of mortgage rates and housing affordability continuing to be major obstacles for countless Americans. million in 2025, which is an estimated 4.8% more than the 4.06

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Housing Wire

DECEMBER 12, 2024

Many in the real estate industry are looking at 2025 as a year to get back to the basics of the business, but Side is taking it one step further. As Side looks to 2025, the company wants to continue strengthening its agents and the industry as a whole through its education initiatives.

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Housing Wire

JANUARY 16, 2025

His statement on this, in a CNBC interview : If inflation continues on this path through the beginning of 2025, it’s reasonable to think that possibly rate cuts could happen in the first half of the year.” Some others have thought all the rate cuts were off the table for 2025.

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Housing Wire

JANUARY 8, 2025

Heading into the 2025 housing market, we havent had this many homeowners with mortgage rates over 6% since 2016. Most people didnt notice this growing lock-in effect as it was developing in the mid 2010s, but it was well under way. According to the latest FHFA data , as of Q3 2024, 17.2% The impact will be felt for years.

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Housing Wire

MARCH 8, 2024

Consumer sentiment toward housing inched higher for a third consecutive month as respondents feel increasingly optimistic about home selling conditions. housing market and consumer confidence to buy or sell a home, rose 2.1 trillion in 2025, up from $1.50 points in February to 72.8. The full index is up 14.8

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Housing Wire

JULY 23, 2024

Mortgage rates continue to move lower this week even as higher borrowing costs have kept activity subdued across many areas of the housing market. And higher rates are also impacting the future supply of homes, as housing permits have been in a downtrend for a while.“ Data from the U.S. Census Bureau and the U.S.

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Housing Wire

NOVEMBER 1, 2024

How are you doing that in this crazy housing market? Our licensing school brings in brand-new agents, whom we train and develop to help them become superstars. Sanchez: We’re seeing some green shoots in the housing market. How is 2025 looking for your business?

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Housing Wire

JANUARY 9, 2025

This week, the Seattle City Council had its first meeting of 2025 and housing was a key topic of discussion. But fellow council member Dan Strauss said that in the past, the city has severely underestimated its housing needs and that more density would be a good thing for communities.

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Appraisal Buzz

OCTOBER 28, 2024

trillion in 2025, up 28% from the $1.79 Mike Fratantoni, chief economist and senior vice president for research and business development, says although the economy has been stronger than expected this year, the MBA is forecasting a slowdown in economic growth and additional incremental increases in the unemployment rate in 2025.

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Housing Wire

MAY 14, 2024

The momentum is continuing as another 99,000 BTR homes are under construction in 2024, although the breakneck pace is expected to ease in 2025. But even in places with substantial rental supply, developers have been able to keep BTR homes mostly full. Many builders feel bullish about places that are low on rental supply.

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Appraisal Buzz

NOVEMBER 25, 2024

This includes offering support for manufactured housing and addressing liquidity needs for first-time homebuyers. The GSEs’ 2025-2027 Duty to Serve (DTS) Underserved Markets Plans seek to improve access to mortgage liquidity across three underserved housing markets: manufactured housing, affordable housing preservation, and rural housing.

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Housing Wire

JUNE 6, 2024

The ADU Plans Gallery ”empowers local governments to meet state laws and local housing goals while assisting residents in finding ADU plans, connecting with designers, and saving time and money on their projects,” the firm explained. All California municipalities are mandated by state law to have a preapproval process for ADU plans by Jan.

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Housing Wire

MAY 14, 2024

The respondents included 420 people who bought a home in 2023 or 2024, and another 500 who plan to do so in 2024 or 2025. “We We found that buyers stepping into the 2024 housing market have much to learn from previous shoppers,” the report stated.

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Housing Wire

FEBRUARY 7, 2024

The Underserved Mortgage Markets Coalition (UMMC), a coalition of 32 housing groups initially convened by the Lincoln Institute of Land Policy , published a report on Wednesday that recommended actions for the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac. mortgage finance system.

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Appraisal Buzz

NOVEMBER 13, 2024

Mike Blair, EVP & COO, LoanCare As LoanCare envisions the mortgage servicing industry evolving in 2025, several key themes emerge that will shape our strategy and adaptability in meeting upcoming challenges. Providing guidance and support during this process will be crucial for servicers in 2025.

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Housing Wire

SEPTEMBER 18, 2024

After falling in July, housing starts were back up again in August, according to data released Wednesday by the U.S. Department of Housing and Urban Development (HUD). In August, housing starts rose to a seasonally adjusted annual rate of 1.356 million, up 2.9% There is a structural housing shortfall in the U.S.

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Housing Wire

JANUARY 8, 2025

Mortgage and title clients are undergoing a significant transformation with the shift from Encompass Software Development Kit (SDK) to Encompass Partner Connect (EPC). Increased software development needs : New integrations often require more development resources to ensure compatibility with existing systems.

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Housing Wire

JANUARY 6, 2025

From there, the Brown University alum advanced to director-level business development roles with Virginia’s WMF Group and New York-based CapitalThinking. Since joining the MBA in 2004, Woodwell has overseen the trade group’s economic research and analysis of the commercial and multifamily finance markets.

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Housing Wire

DECEMBER 22, 2020

million through the Job Development Investment Grant program, $650,000 from the community college system and $109,661 in city investment grants. By 2025, the state estimates more than $47.3 The lender will add 500 jobs in Charlotte over the next five years as a part of a $5.8 million capital investment, North Carolina Gov. Overall, $8.45

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Housing Wire

JANUARY 7, 2025

Despite rising home prices and mortgage rates , online lender NetCredit highlighted two major cities with a glimmer of hope for average earners seeking affordable housing in 2025. Ohio is projected to experience statewide population declines in 74 of 88 counties over the next 25 years, according to the Ohio Department of Development.

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Housing Wire

SEPTEMBER 4, 2024

They include making an existing “inclusionary housing program” more accessible for underrepresented communities; addressing zoning code requirements that have stymied construction activity; and “cleaning up” elements of the zoning code the council found necessary. More work on zoning will be performed in 2025.

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Appraisal Buzz

SEPTEMBER 5, 2024

However, most remain apprehensive about the near-term prospects of these sorts of reforms being enacted broadly enough to have a meaningful effect on supply and housing affordability.” Jeremy Sicklick, Co-Founder and CEO of HouseCanary , commented: “The past couple of years have seen a housing shortage nationwide.

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Appraisal Buzz

OCTOBER 18, 2024

Department of Housing & Urban Development (HUD) have announced new residential construction statistics for September 2024. Single-family housing starts in September improved for the second consecutive month, as builder sentiment has improved. Census Bureau and the U.S. below the revised August estimate of 1,361,000, 0.7%

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Housing Wire

DECEMBER 18, 2024

The Federal Open Market Committee (FOMC) also released its projections for 2025, with minor changes to the real gross domestic product (2.1%, compared to 2% in September) and unemployment rate (4.3%, compared to 4.4%). As a consequence, the appropriate policy path for federal funds is to end 2025 at 3.9%, compared to 3.4%

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Housing Wire

NOVEMBER 4, 2024

The hardest position to take in analyzing the housing market is one that is contrarian and bullish. When everyone knows that the housing market is sluggish and weak, but the data shows surprising strength. Home price strength has been the most surprising development in the housing market this year.

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Inventory New Listings Sellers Contracts 396

Housing Wire

SEPTEMBER 18, 2024

The market will be closely watching the tone of Fed Chair Jerome Powell ’s news conference on Wednesday for any hints of how quickly the Fed could cut rates later this year and into 2025. ” Editor’s note: This is a developing story and will be updated. .

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Appraisal Buzz

JUNE 11, 2024

The Federal Housing Finance Agency (FHFA) has issued a Request for Input (RFI) on the proposed 2025-2027 Underserved Markets Plans submitted by Fannie Mae and Freddie Mac (the GSEs) under the Duty to Serve (DTS) program. The proposed Plans cover the period from January 1, 2025, to December 31, 2027. population.

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Housing Wire

SEPTEMBER 5, 2024

in 2025, according to a quarterly survey of housing experts conducted by government-sponsored enterprise (GSE) Fannie Mae. home-price growth is predicted to finish this year at 4.7% before slowing to 3.1%

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Housing Wire

AUGUST 9, 2024

“We’re cautiously optimistic that the market has found some footing, although the timing and the pace of the recovery really remain difficult to forecast.” As the firm looks to the future, executives said they are continuing to focus technological developments. billion and net income falling from $138.5 million in Q2 2024.

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Appraisal Buzz

NOVEMBER 25, 2024

As required under two separate regulatory frameworks, FHFA published plans that discuss Fannie Mae and Freddie Mac (GSE) initiatives to advance equitable access to affordable and sustainable housing in underserved markets and communities. The post FHFA Unveils Plans to Boost Underserved Markets first appeared on The MortgagePoint.

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Housing Wire

DECEMBER 14, 2024

We also brought in Salesforce , and we call it our Guild 360, where we developed a semi-proprietary connection with Salesforce. To end the conversation, Schmidt explores how Guild plans to grow in the 2025 housing market. Schmidt: Besides culture and branding, we have a proprietary LOS and servicing platform.

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Appraisal Buzz

DECEMBER 30, 2024

The annual list of objectives includes steps for the GSEs to better manage risk, support market improvements, and facilitate enhanced resilience of the nations housing stock.

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Housing Wire

DECEMBER 14, 2024

Over the past two years, housing demand has improved when the 10-year yield falls enough to get mortgage rates near 6%. Mortgage spreads I cannot emphasize enough how positive this year’s mortgage spreads have been for the housing market and the general economy. Overall, this is a positive development for the U.S.

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