Housing Wire

NOVEMBER 7, 2024

For homeowners with conventional loans backed by Fannie Mae and Freddie Mac , insurance at replacement cost is mandatory, but flood insurance is only required in designated flood zones. Others say homeowners insurance wasn’t designed around catastrophe risk — it was designed around idiosyncratic storms or trees falling on roofs.

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Appraisal Buzz

NOVEMBER 8, 2024

The 2025 Five Star Conference and Expo is set for Monday-Wednesday, September 29-October 1, 2025 at the Omni Dallas Hotel , located at 555 South Lamar Street in Dallas, Texas. Early-Bird Registration Now Open Early-Bird Registration is now open for the 2025 Five Star Conference.

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Appraisal Buzz

MAY 9, 2024

This has led to the current boom in construction loan administration software designed to manage and simplify these complex products. But when it comes to construction lending technology, the options are as vast as they are unique. We’re optimistic that rates will eventually come down maybe later this year or early 2025.

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Housing Wire

DECEMBER 9, 2024

The reverse mortgage division of Rate formerly known as Guaranteed Rate recently announced the hiring of reverse industry veteran Jesse Allen as the president for Rates reverse lending division as the company heads into 2025. That role is an active one, Allen said. Naturally, this includes reverse mortgages, he explained.

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Housing Wire

NOVEMBER 27, 2023

HousingWire recently spoke with David Bernard, senior managing director of Specialized Mortgage Services at Western Alliance Bank , Member FDIC, about warehouse lending and how the warehouse sector and mortgage finance have progressed and continue to evolve. DB: Warehouse lending has evolved beyond traditional boundaries.

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Appraisal Buzz

JUNE 11, 2024

The Federal Housing Finance Agency (FHFA) has issued a Request for Input (RFI) on the proposed 2025-2027 Underserved Markets Plans submitted by Fannie Mae and Freddie Mac (the GSEs) under the Duty to Serve (DTS) program. The proposed Plans cover the period from January 1, 2025, to December 31, 2027.

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Housing Wire

OCTOBER 14, 2020

This article was written for FinLedger, HW Media’s new fintech focused news brand designed specifically for financial services professionals in banking, payments, insurance and proptech. KBV Research predicts the global market for digital lending platforms , including those geared toward mortgages, will reach $11.6

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Housing Wire

DECEMBER 18, 2024

Citis previous use of the URL was to redirect to learning center content within the home lending pages on the Citi domain, according to Head of Mortgage Marketing at Citi, Chip Burgard. Citi led creative testing throughout the year-long site design and build, and will conduct testing throughout 2025.

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Housing Wire

MAY 15, 2024

While Ginnie Mae did get a higher appropriation from Congress in the most recent legislation governing its budget authority, CHLA said that increasing the budget from $54 million to $67 million for fiscal year 2025 would help meet four key objectives.

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Housing Wire

OCTOBER 4, 2024

Mortgage loan officers, also known as mortgage loan originators or lending officers, generally make salary-based income with commission. Well, as a new or aspiring MLO, your NMLS license is absolutely critical for qualifying to handle lending transactions, and no one will hire you without one. Why is this important?

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Real Estate Loan Officers Tools Law 448

Housing Wire

SEPTEMBER 25, 2024

The data includes employees at parent companies and subsidiaries, in mortgage lending, servicing and other activities.) We’re overstaffed by design, and we never let sales get ahead of operations.” According to the MBA estimate, refinancings will reach $591 million in 2025 amid lower rates , almost three times the volume in 2023.

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Mortgage Loan Officers Retail Training 459

Appraiserblogs

JANUARY 31, 2024

Appraisers, to see more about the upcoming new UAD currently in design, read the Updated Timeline link in the message below. My concern at this point is ‘training’ materials will be available in Q4 2024, but actual implementation of the ‘new reporting process’ won’t begin until Q3 2025 with limited production, into 2026.

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Housing Wire

AUGUST 26, 2024

million clients, a number it will likely reach by early 2025 after migrating Flagstar’s customer base. William Chang, senior managing director and chief investment officer at Pennymac, said the company’s hedge strategy is designed to minimize earnings volatility and enable borrowing against its MSRs.

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Mortgage Business Investing Clients 458

D Fritz Appraisals

JULY 4, 2024

New rules and standardized designs are helping home builders speed up the construction of small-scale multi-unit housing. Residential property owners will be required to declare for the first time starting in 2025. In addition to the SVT, the BC Home Flipping Tax , effective January 1, 2025, is expected to discourage investors.

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Construction Government Appraisal Transportation 111

Appraisal Today

JUNE 28, 2024

The technology has been drifting into mortgage lending reliance for more than a decade because it has been marketed as having the ease of “pushing a button.” acre lot, Built in 1902 The residence was designed by architect Henry Janeway Hardenbergh. million in 2025 (previously 5.29 trillion in 2025 (previously $2.08

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Valuation Appraisal Real Estate Real Estate Agent 59

Appraisal Today

FEBRUARY 2, 2024

As someone who’s potentially interested in ‘training’ appraisers on the new process, it seems to me that providing training in Q2 2025 would be more appropriate than 6 months before. Impact on Appraising As I explained, the lending system has issues with properties capable of being used for five or more units.

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Appraisal Today

APRIL 19, 2024

“There are a lot of shingle-style homes here that are iconic, but this one’s distinctive design stands out and is completely different.” Designed for the outdoor enthusiast, the 5,200-square-foot property has five bedrooms and direct access to hiking and mountain biking trails. Private Money Lending – fast turn times, high fees.

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Housing Wire

DECEMBER 4, 2024

This is designed to broaden the ways for borrowers to meet with lenders following the success of remote communications on housing issues during the COVID-19 pandemic. 1, 2025, through June 30, 2025. 1, 2025 — adds provisions in which an in-person meeting is not required. These interim procedures are effective Jan.

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Appraisal Today

OCTOBER 6, 2023

2024-2025 USPAP 7-Hour Update Course is being approved or is approved, in the states. Perhaps that’s by design, in this case, to make the results more compelling. When USPAP started, it was very exciting as appraisers had to decide what needed to be changed or added. Lots of people wanted to be on the ASB.

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Appraisal Today

NOVEMBER 22, 2024

While walking down a flight of stairs has not historically been considered the most death-defying of acts, one group of social media users is on a mission to change that misconception by highlighting the most dangerous, baffling, and downright weird step designs across the world, starting in their own homes.

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Appraisal Today

NOVEMBER 16, 2024

Regardless of prior distancing, it is reasonable to expect Project 2025 to be reflected in much of the Trump administration’s efforts, so I’ll include it here. However, the very fact that appraisals have been mentioned in Project 2025 shows there is some cognizance and desire to seek changes. Worth reading the entire article.

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Housing Wire

NOVEMBER 22, 2024

I am very loyal to you and after you win I hope to stay in your administration,” the notes read, apparently designed for a meeting with the president. “I I am not happy with the way [the White House Office of Presidential Personnel (PPO)] is handling my agency.”

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Appraisal Buzz

DECEMBER 13, 2024

Next years NPPC is scheduled for November 17-19, 2025, at the MGM Resort & Casino National Harbor. She also noted that the increased focus on manufactured housing as one lever to wield against housing shortages would likely continue. Attendees were encouraged to network not only at the event, but to stay connected throughout the year.

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Insurance Inspection Government Real Estate 195

Appraisal Buzz

JULY 11, 2024

Larry Goldstone, President, Capital Markets and Lending, BSI Financial Services , is responsible for the structuring and growth of BSI’s excess spread mortgage servicing rights (MSRs) initiatives. He works with institutional investors and other capital partners that are looking to invest in MSRs.

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