Housing Wire

JUNE 14, 2024

She will now oversee all aspects of the company’s enterprise development team, which is expanding as Incenter seeks to create new solutions and bolster competitive advantages for its clients. “I I am thrilled to have the opportunity to help our clients strengthen their market positioning despite today’s challenges,” Duffy said in a statement.

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Property Taxes Clients Development Insurance 447

Housing Wire

NOVEMBER 25, 2024

In this HousingWire executive conversation, Chris Kennedy , Director of Sales and Business Development at RiskSpan , explores the key recapture strategies that lenders can follow to maximize profit in the 2025 real estate market. In 2025, we could see a huge booming refinance market. It beats waiting for the phone to ring.

Tools 369

Tools Real Estate Investors Mortgage 369

Housing Wire

JANUARY 12, 2025

During the 10-minute conversation, Pieklo explores his new focus on developing AFR’s wholesale lending strategy, the competitive landscape of the mortgage market, and the company’s unique approach to differentiating itself from other big names in the wholesale space. This interview has been edited for length and clarity.

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Marketing Mortgage Retail Lending 304

Housing Wire

OCTOBER 25, 2024

The expectation is that NEO will close by the end of February 2025. According to Luminate, the decision reflects, among other things, its “focus on integrating mortgage lending into its core banking services to better serve clients and build long-term financial relationships.”

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Lending Finance Business Mortgage 435

Housing Wire

NOVEMBER 27, 2023

HousingWire recently spoke with David Bernard, senior managing director of Specialized Mortgage Services at Western Alliance Bank , Member FDIC, about warehouse lending and how the warehouse sector and mortgage finance have progressed and continue to evolve. DB: Warehouse lending has evolved beyond traditional boundaries.

Lending 434

Lending Finance Clients Client Relationships 434

Housing Wire

JANUARY 13, 2025

Fairway Independent Mortgage Corporation , a large mortgage lender and a top 10 lender in the reverse mortgage industry , will aim to expand its focus on its reverse mortgage arm in 2025 owing to the efforts of David Lazowski, the companys new president of national recruiting and growth.

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Mortgage Loan Officers Real Estate Agent Business 221

Housing Wire

NOVEMBER 13, 2024

In a new episode of “The Loan Officer Podcast,” host Dustin Owen chats with John Cornish of Iowa-based Key Mortgage Group about his path into the industry, tips for scaling a mortgage lending business and how to avoid stagnation as a loan originator. Before, I wasn’t making friends with clients. It was over 100 units.

Mortgage 370

Mortgage Loan Officers Lending Business 370

Housing Wire

DECEMBER 9, 2024

The reverse mortgage division of Rate formerly known as Guaranteed Rate recently announced the hiring of reverse industry veteran Jesse Allen as the president for Rates reverse lending division as the company heads into 2025. Allen also offered some additional details on the approach he plans to take at the company.

Mortgage 370

Mortgage Clients Lending Design 370

Housing Wire

AUGUST 22, 2024

That’s why we’ve added the first-lien option to our equity lending portfolio to support our customers through the entirety of their homeownership journey, not just during the life of their mortgage.” ” A first-lien HELOC can be advantageous if the borrower needs flexible access to funds and can handle variable interest rates.

Property Taxes 435

Property Taxes Insurance Mortgage Lending 435

Housing Wire

JULY 18, 2024

Navy captain who served at BAE Systems until joining the company in February, noted that Gow has led different lending businesses, including de novo banks, regional banks and industry leaders like Mr. Cooper. Jaime Gow Sagent CEO Geno Paluso , a retired U.S.

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Technology Modernization Mortgage Lending 467

Housing Wire

APRIL 25, 2024

The reverse lending industry’s most prominent attendee — Kristen Sieffert of Finance of America Companies (FOA), parent company of industry-leading lender Finance of America Reverse (FAR) — offered insights into various topics about the reverse mortgage product category. This year, it’s ‘prevail,’” she said.

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Mortgage Finance Real Estate Best Value 439

Housing Wire

AUGUST 13, 2024

And while that is good news for the housing industry, depending on where the economy goes from there, it could mean a great 2025 or a terrible 2025 for agents. million in 2025. In a normal recession, Keller said unemployment would rise to 6-8%, interest rates would fall to 5% and home sales would jump to 5 million in 2025.

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Agents Marketing Real Estate Real Estate Agent 345

Housing Wire

MARCH 12, 2024

The White House this week submitted its fiscal year 2025 budget proposal to the House of Representatives and the Senate , outlining the priorities of the administration in providing a budgetary blueprint for the entirety of the U.S. Total loan volume projected for all MMI programs for 2025 is $237.9 federal government.

Mortgage 458

Mortgage Insurance Training Government 458

Housing Wire

NOVEMBER 13, 2024

His career trajectory later led into several management and leadership roles in mortgage lending — including a role as COO for American Financial Network , where he helped the company fund more than $13 billion in annual retail and wholesale mortgage production. HousingWire also acknowledged Giuggio as a 2024 Woman of Influence.

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Realty Real Estate Agents Retail 393

Housing Wire

JULY 31, 2023

“Flagstar is an originator and servicer that also provides financing solutions through its warehouse and MSR lending businesses,” Smith said. “We Now, with the three companies under one Flagstar-branded umbrella, the bank can offer its clients an even larger array of products and services.

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Mortgage Clients Business Investing 370

Housing Wire

JUNE 7, 2021

UWM has been outspoken about capturing the opportunity that it sees in the wholesale market, which it believes can be about one-third of the overall mortgage market by 2025. . “Relocks and changes to program, occupancy or property type will be subject to worst-case pricing,” the lender said in a statement Monday.

Mortgage 545

Mortgage Business Marketing Finance 545

Housing Wire

OCTOBER 23, 2023

” Martell’s first big move as CEO was to announce the Vision 2025 plan in July 2022, which included simplifying the organizational structure, focusing on client service, quality, automation and operating leverage. Amid a shrinking market, Vision 2025 was extended into 2026 and beyond, Martell said. What happened?

Technology 448

Technology Loan Officers Retail Marketing 448

Housing Wire

DECEMBER 29, 2023

The second project I’m working on is having a mobile app where the the client can download the app and use it to take care of their transaction. I’m comfortable with lending there because I know I’m very familiar with the area. Thuan Nguyen , CEO of Loan Factory, Inc. . I have a lot of connections in Ohio.

Mortgage 476

Mortgage Loan Officers Inventory Business 476

Housing Wire

SEPTEMBER 8, 2022

KeyBank released the following statement about the data breach to the media: “We learned recently that a vendor that supports our home lending business, Overby-Seawell Company, suffered a cybersecurity incident that compromised data of its corporate clients, including personal information associated with KeyBank mortgage clients.

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Insurance Mortgage Clients Inspection 397

Housing Wire

APRIL 4, 2023

When prospective clients operate in highly regulated financial markets, enterprise sales don’t come easy. In the ensuing years, Blend brought on hundreds of clients, including Wells Fargo , First Republic Bank , Mr. Cooper and U.S. That means less revenue for Blend, whose revenue model is tied to client volume.

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Clients Mortgage Business Technology 370

Lamacchia Realty

JANUARY 10, 2025

Anthony Lamacchia Ranks on the Swanepoel Power 200 for 2025 In recent news, Anthony Lamacchia , Founder and CEO of Lamacchia Realty, was ranked on the T3 Sixty Swanepoel Power 200 List for 2025. He has advocated for homeownership , distressed homeowners, and mortgage lending in Washington, D.C.

Realty 66

Realty Training Real Estate Realtors 66

Appraisal Buzz

AUGUST 12, 2024

Additionally, appraisers should clearly communicate their pricing structures to clients, emphasizing the scope of work and the time required to complete that scope credibly. TRID is a set of regulations that combine the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA).

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Appraisal Inspection Lending Training 370

Housing Wire

OCTOBER 4, 2024

Starting a career as a MLO can be lucrative if you’ve got the skills to consistently deliver value to your clients. Mortgage loan officers, also known as mortgage loan originators or lending officers, generally make salary-based income with commission. For the average homebuyer, taking out a mortgage is stressful.

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Real Estate Loan Officers Tools Law 448

Housing Wire

AUGUST 26, 2024

million clients, a number it will likely reach by early 2025 after migrating Flagstar’s customer base. But acquiring these clients is only part of the strategy. The company’s focus is to capitalize on its 6.6 The most significant move in the space, however, comes from Wells Fargo.

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Mortgage Business Investing Clients 459

Housing Wire

NOVEMBER 1, 2023

I was speaking to someone the other day who said, ‘If you’re in this business [mortgage lending], I can’t see a downside to a recession.’” These are the folks who are buying right now, and I you know because some of them are my clients.” We could be down to 60,000 to 70,000 originators by 2025.”

Mortgage 468

Mortgage Loan Officers Finance Buyers 468

Housing Wire

AUGUST 25, 2022

The obvious starting place for nonbank lenders looking to capture volume is in jumbo lending, executives and analysts said. The investment we make today will have exponential benefits in 2023, 2024 and 2025 and beyond,” UWM CEO and Chairman Mat Ishbia said during an earnings call. ” Just a little less vanilla.

Mortgage 418

Mortgage Loan Officers Finance Investors 418

Housing Wire

SEPTEMBER 12, 2023

“For my clients, if rates do get into the 5s, we’re going to jump in [to originate refis]. And people underestimate how much rates have to move to make that beneficial for the clients,” Brian Brown, Rocket Companies chief financial officer, told analysts during an earnings call in August. trillion or $1.7

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Loan Officers Investors Mortgage Clients 418

Housing Wire

AUGUST 16, 2023

Its in-house servicing is helping extend the client life cycle, something that bigger players have used to great effect with refis. So that indicates to us that Realtors are interested in what we have to offer and passing that on to their clients (…) We have been excited to see that increase.

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Retail Real Estate Agent Business Mortgage 370

Housing Wire

JULY 19, 2023

The pace of M&A deals in the IMB market in 2022 and projected for 2023 combined is expected to be more than double the mark set during the unicorn lending years of 2020 and 2021, according to one recent industry analysis. So, what people are now talking about is mid-2024 or maybe 2025 will be a killer [renewed boom].”

Mortgage 370

Mortgage Marketing Lending Buyers 370

Appraisal Today

DECEMBER 27, 2024

Somehow lender appraisers got the idea that they could not make them or they would lose the client. Mortgage lending is very, very cyclical. The most optimistic predictions assume 2025 will see mostly low 6s for the 30-year fixed rate mortgage. DONT WAIT UNTIL AFTER 1/1/25! That’s how I was trained.

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Appraisal Business Design Mortgage 74

Appraisal Today

NOVEMBER 8, 2024

15, 2024 Excerpts: Today, the Consumer Financial Protection Bureau (CFPB) and the Justice Department (DOJ) took action to end Fairway Independent Mortgage Corporation’s illegal mortgage lending discrimination against majority-Black neighborhoods in the greater Birmingham, Alabama area. by the end of 2025.

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Appraisal Contracts Modernization Clients 73

Walitt Solutions

OCTOBER 19, 2024

The 2025/ 2026 rollout of the Uniform Residential Appraisal Report (URAR) will be here before we know it, and Walitt Solutions is ensuring you, your colleagues, and partners are up-to-speed on this “report revolution.” We are scheduling in-person and online education offerings for groups for 2025.

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Real Estate Agent Training Appraisal Valuation 28

Walitt Solutions

MARCH 29, 2020

In many cases, FHA, USDA, VA, Fannie Mae, and Freddie Mac are allowing the use of appraisals with inspections that vary from the typical level of inspections pre-typed on the lending appraisal forms. Appraisers are to boldly state “Per Department of Veterans Affairs, no interior inspection was provided due to COVID-19”.”

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Inspection Appraisal Valuation Training 53

Appraisal Today

JUNE 10, 2022

Recall the five forces of friction: practices, standards, education, regulation, and client expectation. The Inevitable Cyclicality of Mortgage Lending. Communicating with non-lender clients: Very, very different than lenders. This blog considers how each friction will respond to this “excess” of appraisers.

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Appraisal Contracts Business Mortgage 52

Appraisal Today

OCTOBER 11, 2024

Some negative outcomes may include: Limitation of investigative property inspection, work scope, anomalies, and interaction with the lender client when unique situations arise. VA is the only lending organization I recommend for appraisers, except for direct lenders. This demonstrates the issue of uncertainty and “relative reference.”

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Appraisal Insurance Contracts Valuation 74

Appraisal Today

APRIL 19, 2024

The transformation is required at the end of 2026 with testing beginning late 2025. Private Money Lending – fast turn times, high fees. With non-lender appraisals you choose your clients, turn times, fees, scope of work, words you use, etc. The author provides an excellent, understandable summary of the issues.

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Appraisal Valuation Contracts Design 68

Will Springer Realtor

MARCH 10, 2023

Real estate brokers can provide links to crime statistics for their clients but they should never interpret the severity of the neighborhood’s safety based on those figures (unless, perhaps, that broker is trained in criminal studies). The Emerald City ranked No. 12 in the U.S., with New York and Los Angeles topping the national list. >>

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Real Estate Law Government Buyers 36