2025 Bracketing Mortgage 
Housing Wire
JUNE 20, 2024
The Community Home Lenders of America (CHLA) is calling on both houses of Congress to adopt a mortgage interest credit as the 2017 Tax Cuts and Jobs Act (TCJA) is currently set to expire in 2025. Among the provisions established by the TCJA was a mortgage interest deduction for primary residences and second homes.
Housing Wire
APRIL 24, 2024
Seniors could choose to employ home equity through a reverse mortgage or other equity-tapping product to manage a series of expenses in retirement , but when it comes to managing their tax burden , it can get more complicated. One option is using home equity to fund a Roth IRA conversion, shielding wealth from higher rates in the future.”
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Appraisal Buzz
DECEMBER 13, 2024
The National Association of Realtors (NAR) has announced 10 top hot spots for the 2025 housing market based on economic, demographic and housing factors predicted to significantly impact local markets. All areas offer a favorable financing environmenteither with lower proportions of locked-in homeowners or lower mortgage rates.
Housing Wire
NOVEMBER 30, 2024
In 2025, it’s estimated that roughly 940,000 residents in the 65-and-over bracket — including 130,000 who are 85 or older —will call the region home. Recent data from the Mortgage Bankers Association (MBA) suggests that the growing popularity of aging in place will constrain housing supply for years to come.
Housing Wire
DECEMBER 26, 2023
But in 2024, industry analysts believe mortgage rates will be the primary focus for many firms. “I I think the three most important factors driving sentiment and action next year are going to be supply, demand and mortgage rates.”
Appraisal Buzz
SEPTEMBER 5, 2024
The trajectory of interest rates and what Americans refer to as their “magic number”—the mortgage rate that would compel them to buy a home—have them feeling more optimistic than they did about insurance and housing prices. Further, the majority of Americans feel upbeat regarding the overall trajectory of the mortgage industry.
Housing Wire
MAY 19, 2021
An industry concern during the debate on the bill related to a provision which would have eliminated the tax deferral on the creation of mortgage servicing rights (MSRs). There was also no mention of changes to individual provisions (including the lowered MID cap and the SALT limitation) from the TCJA that will sunset after 2025.
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