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The two big housing market trends to watch in 2025

Housing Wire

However, there are two big trends that stand out as we launch into 2025 affordability and sellers in the market. In 2025, housing affordability in the U.S. That growth is in jeopardy if we stay at the high end of the mortgage rate range into the first quarter 2025. The elephant in the room is affordability.

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The homebuilders’ 2025 supply and demand problem

Housing Wire

This situation poses a risk to construction labor in 2025. Is 2025 the first year we start losing residential construction jobs? Housing starts and permits are in a recession today while the number of completed units from homebuilders is increasing. I wrote about why this presents a housing recession risk for the Federal Reserve.

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All those 2025 mortgage rates forecasts are now wrong

Housing Wire

Its late December so all the 2025 mortgage rate forecasts have been published. The most optimistic predictions assume 2025 will see mostly low 6s for the 30-year fixed rate mortgage. To their credit, for the most part forecasters seem convinced that rates will stay elevated during 2025.

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Where Are the Best Places to Retire in 2025?

Appraisal Buzz

News & World Report’s new study, 2025’s Best Places to Retire in the U.S. Click here to view the full list of 2025’s Best Places to Retire. The post Where Are the Best Places to Retire in 2025? The post Where Are the Best Places to Retire in 2025? Where is the best place to spend your golden years? According to U.S.

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Unlock The Blueprint: How To Construct A Better Payment Workflow

Speaker: Timothy Allsopp

📆 January 29, 2025 at 11:00 am PT, 2:00 pm ET, 7:00 pm GMT . 🤖 Embrace automation to create workflows that evolve with the industry. Join us to unlock practical insights and actionable solutions for smarter financial workflows. Register now!

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Housing Market Predictions for 2025

Appraisal Buzz

Key Takeaways Interest rates should continue to decrease in 2025. Housing inventory will likely still be low in 2025, and demand could increase. Will Interest Rates Go Down in 2025? Good news: Mortgage rates will likely continue going down in 2025! Will the Housing Market Crash in 2025? higher than a year earlier.

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FHFA Announces 2025 Conforming Loan Limits

Appraisal Buzz

The Federal Housing Finance Agency (FHFA) has announced that the conforming loan limit values (CLLs) for mortgages acquired by Fannie Mae and Freddie Mac (the GSEs) in 2025. the 2025 CLL value for one-unit properties will be $806,500, an increase of $39,950 (or 5.2%) from 2024. In most of the U.S., According to the report, U.S.