Housing Wire

SEPTEMBER 4, 2024

“In just a few years, Figure has become the number one nonbank HELOC provider, largely because the capital markets and regulators are supportive of our modern approach. Since its founding in 2018, Figure has originated more than $11 billion in home equity lines of credit (HELOCs).

Legal 448

Legal Lending Technology Modernization 448

Housing Wire

NOVEMBER 10, 2020

The validation and approval of Classic FICO by the enterprises allows them to continue supporting the mortgage market while assessing more modern credit score models that were submitted in response to the 2020 Joint Enterprise Credit Score Solicitation ,” the FHFA announced.

Government 540

Government Modernization Finance Development 540

Housing Wire

NOVEMBER 15, 2023

Given their market dominance in wholesale, their investment in digital and modernization products, combined with Valuation Connect’s technology and centralized retail presence, we feel this combination will add tremendous value to our combined customers,” said Jeff Coury, CEO of Mortgage Connect.

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Valuation Technology Clients Modernization 435

Housing Wire

JANUARY 22, 2024

Mortgage servicing is the last and toughest mile of mortgage industry modernization, and Sagent’s technology, team, and industry expertise make it the best software partner for America’s servicers,” said Marshall. Cooper in 2019, Marshall served as executive chairman at Tax Guard Inc. and was co-founder and CFO at Capital Bank Financial Corp.

Technology 445

Technology Modernization Mortgage Business 445

Housing Wire

SEPTEMBER 7, 2023

Edgerton moves up from her position of executive vice president of operations, which she’s held since 2018. Additionally, she serves on the Board of Directors for Moderne Ventures and recently served on the boards of Upstream and RESO.

Legal 418

Legal Brokerage Real Estate Modernization 418

Housing Wire

NOVEMBER 19, 2021

In a virtual seminar Thursday on “modern-day redlining,” attorneys from Garris Horn, LLP , said the CFPB’s current definition of the practice is better termed “marketing discrimination.”. It made 2020 HMDA reporting optional for lenders that did not meet the 100-loan threshold in 2018 or 2019.

Lending 396

Lending Modernization Tools Mortgage 396

Housing Wire

APRIL 5, 2022

According to the lawsuit, in 2018 and 2019 Wells Fargo declined to provide information to either borrower because both accounts were in active foreclosure ligation. But that’s not what Regulation X says, that’s not what the CFPB intended, and that’s not what mortgage borrowers need in the modern mortgage market,” Fortman said.

Modernization 435

Modernization Law Mortgage Real Estate 435

Housing Wire

FEBRUARY 1, 2021

And according to MetroStudy , in 2018, 70% of Millennial survey participants planned to purchase a home in the next 12 months. ?. As Candace Taylor writes in The Wall Street Journal , “These days, buyers eschew the large, ornate houses built in [previous] years in favor of smaller, more-modern looking alternatives.”

Finance 435

Finance Buyers Modernization Construction 435

Housing Wire

AUGUST 3, 2022

In 2018, Class Valuation, then Class Appraisal, acquired reverse-mortgage focused AMC Landmark Network. “The tech involved in those modernized products prevents human to human interaction,” Oglesby said. The acquisition is Class Valuation’s fifth in recent years.

Valuation 418

Valuation Appraisal Modernization Technology 418

Housing Wire

MARCH 7, 2024

We are firmly positioned as the leading provider of modern retirement solutions with the potential to reach tens of millions of customers nationwide,” he said. billion in funded loan volume from 2018 through 2023, and it noted that there have yet to be any “principal loss in respect of [proprietary reverse loan securitization] bonds.”

Marketing 447

Marketing Mortgage Modernization Retail 447

Housing Wire

MARCH 5, 2025

And nobody understands the modern day law officer better than I do, because I’m one of them. like 2020, 2016, 2017, 2018 where there were more home sales and lower rates. But my biggest focus initially is going to be the loan officers. SW: What’s the biggest challenge for loan officers right now?

Loan Officers 435

Loan Officers Clients Business Technology 435

Housing Wire

JUNE 4, 2021

In 2009, Dallas purchased Skyline Home Loans with Upfront Ventures and a team to modernize the traditional mortgage business. In 2018, Skyline was purchased by Finance of America and today Dallas leads the combined business.

Finance 370

Finance Design Modernization Real Estate 370

Housing Wire

DECEMBER 5, 2024

increased by 58.34% between 2018 and 2023. It called these the most extensive updates of their kind in three decades as the department seeks to modernize the features of manufactured homes to drive demand. The study from LendingTree found that the average price of a new manufactured home sold in the U.S.

Land Lease 418

Land Lease Renovations Modernization Design 418

Housing Wire

JULY 9, 2024

million seed funding round in 2018 that included $100 million in new debt funding from investors including Montage Ventures , Crestar Partners and Blumberg Capital. The platform closed a $3.5

Lending 448

Lending Law Investors Advertising 448

Housing Wire

OCTOBER 11, 2022

Mortgage rates went up to 5% in 2018 , cooling down the housing market but nothing too dramatic for the existing home sales market. We’ve seen a massive price and payment inflation event with pricing still rising and the biggest mortgage rate increase in a single year in recent modern-day history. Now fast forward to 2022.

Sellers 514

Sellers Inventory Housing Market New Listings 514

Housing Wire

FEBRUARY 19, 2021

Title insurance upstart States Title announced this week $150 million in debt financing from HSCM Bermuda , which will go towards developing a more modern home closing experience. From 2018 to 2019, State Title grew transaction volume by 100x, according to the company.

Finance 320

Finance Insurance Technology Modernization 320

Miller Samuel

APRIL 27, 2019

Senate Bill S9080 was introduced two years ago during the 2017-2018 legislative session, signed into law on December 27, 2018 and became effective today. They had no objections to the bill before submission to the state legislature. A similar proposal was introduced by the New York Department of State in 2015.

Law 367

Law Modernization Appraisal Real Estate 367

Housing Wire

MAY 1, 2023

Eligible renovations can include property preparation for natural disasters or modernization to a home’s electrical or water systems. The rule’s announcement also comes five years after the Economic Growth, Regulatory Relief, and Consumer Protection Act of 2018 was signed into law.

Property Taxes 396

Property Taxes Renovations Finance Lending 396

Housing Wire

MARCH 28, 2022

Following the 2018 Taxpayer First Act, Congress directed the IRS to upgrade its income verification system. While the IRS introduced the new Form 4506-C in 2019, it was 2021 that brought about the long-awaited accountment regarding a step towards modernization. The Future of Tax Return Verification Through the IRS.

Modernization 370

Modernization Business Lending Mortgage 370

Housing Wire

MAY 25, 2021

Modernization will either take root and flourish throughout every branch of the mortgage industry, or our industry could miss a critical window to introduce meaningful reforms. For example, appraisal turn time has swelled 65% from 2018, according to recent data published by Freddie Mac. Appraiser shortage.

Appraisal 370

Appraisal Valuation Real Estate Modernization 370

Housing Wire

MARCH 28, 2024

Modern manufactured homes are an unusual feature of today’s housing market, the rare homeownership opportunity that is both lower-cost and high-quality. Just five lenders originated more than 75% of all home-only loans from 2018 to 2022, four of whom specialize in home-only lending.

Business 476

Business Finance Lending Buyers 476

Housing Wire

APRIL 11, 2022

Yes, but this is where my work is much different from other housing economists and why we need to think of inventory in a new, modern 21st-century mindset. Then in 2018, when mortgage rates got to 5%, we had a supply shock for the builders, which in essence stalled out construction for 30 months. Wait, what?

Inventory 514

Inventory Housing Market Marketing Modernization 514

Housing Wire

MARCH 9, 2021

This was a major topic of discussion among mortgage lenders in 2018, our last whiff of a true purchase market. Having a modern, streamlined process makes a potential lending client’s decision much easier. However, that conversation was quickly silenced by yet another unexpected refinance surge.

Marketing 468

Marketing Technology Lending Business 468

Housing Wire

AUGUST 25, 2021

Since 2018, MISMO has been developing a modern, standardized data set to facilitate the electronic exchange of information to the credit rating agencies that analyze risks in mortgage assets. I am pleased to announce that MISMO will soon make this new standard available for public comment.

Marketing 418

Marketing Development Investors Finance 418

Housing Wire

MARCH 6, 2023

2015 77,189 2016 71,101 2017 61,205 2018 63,251 On a positive note for future inventory growth, per the last existing home sales report, the days on the market are over 30 days. Even with the most significant monthly sales collapse in modern history for the existing home sales market, we never got within the 2019 range of 1.52- 1.93

Inventory 513

Inventory Housing Market Marketing New Listings 513

Housing Wire

SEPTEMBER 10, 2020

The company launched a title and escrow unit, dubbed Orchard Title, in the fall of 2018. It’s doing that, he claims, by a “more modern approach to search using photos as a search modality.” It has since expanded its offerings, broadening into the fintech space. And in July, it announced its formal launch of Orchard Home Loans.

Real Estate 333

Real Estate Modernization Design Insurance 333

Housing Wire

MARCH 29, 2022

Yes, but this is where my work is much different from other housing economists and why we need to think of inventory in a new, modern 21st-century mindset. Then in 2018, when mortgage rates got to 5%, we had a supply shock for the builders, which in essence stalled out construction for 30 months. Wait, what?

Inventory 435

Inventory Housing Market Marketing Modernization 435

Housing Wire

OCTOBER 2, 2020

times what it was in January 2018. Year-to-date, AmeriHome has booked $642 million in revenue for the 12 months that ended June 30, according to the S-1 filing. “This has led to strong growth and performance, evidenced by 21 consecutive quarters of profitability while growing our production volume 187.4%

Valuation 347

Valuation Mortgage Business Modernization 347

Appraisal Buzz

SEPTEMBER 17, 2024

with more than $4 trillion in assets, from August 2018 until his retirement in May 2024. During his time at Fannie Mae, Benson played a critical leadership role in modernizing the company’s business model and leading it to record levels of profitability. “I I am pleased to join the Board of Opendoor,” said Benson.

Human Resources 221

Human Resources Real Estate Modernization Business 221

Portland Appraisal Blog

DECEMBER 24, 2024

Its modern persona is heavily influenced by the tenets of New Urbanism, which prizes mixed-use, walkability, diversity, human scale and conservation. The main reason for this decline is due to a couple of large high-rise condominium buildings being completed in 2016 and 2018. (We’ll We’ll talk more them later in this post.)

Marketing 88

Marketing Advertising Appraisal Inventory 88

Appraisal Buzz

JULY 15, 2024

This multi-year project began in 2018. The investment by Fannie Mae and Freddie Mac in this monumental project (begun in 2018) indicates the opposite. All 12 of the existing mortgage appraisal forms will be retired, and a new uniform appraisal report will be produced from the data set.

Appraisal 363

Appraisal Design Appraisal Process Valuation 363

Housing Wire

JUNE 28, 2021

AMCs have existed since the late 1960s,” explains a 2018 report by the Federal Housing Finance Agency , entitled “Are Appraisal Management Companies Value-Adding?” “But A variation of the conduct code was inserted into the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act, and the modern AMC was off and running.

Appraisal 435

Appraisal Valuation Business Contracts 435

Appraiserblogs

MARCH 10, 2021

.... Related Posts: UAD and Forms Redesign Last year the hot topic was Appraisal Modernization - mostly bifurcate appraisals and UAD changes. In late 2019, FHFA decided… Inappropriate Form Use Why oh why do appraisers who should know better do private assignment appraisal reports using the mortgage lending GSE forms?…

Modernization 137

Modernization Lending Appraisal Design 137

Appraiserblogs

MARCH 17, 2022

Related Posts: Appraisal Forms Redesign In 2018, the GSEs began working on 'mortgage lending appraisal forms redesign', a process they said would take approximately 3…. UAD and Forms Redesign Last year the hot topic was Appraisal Modernization - mostly bifurcate appraisals and UAD changes. In late 2019, FHFA decided….

Design 114

Design Modernization Appraisal Lending 114

Housing Wire

APRIL 21, 2022

To Ballard, 3D printing technology is evolving to solve a crisis in modern day America and the world: The failure to meet people’s demand for housing. But the company was out of business by 2018. “In the future, neighborhoods and towns, and eventually cities, will be built by robots and drones,” Ballard said.

Construction 418

Construction Supply Chain Investors Business 418

Appraiserblogs

MARCH 25, 2021

There's been a lot… Appraisal Forms Redesign In 2018, the GSEs began working on 'mortgage lending appraisal forms redesign', a process they said would take approximately 3… UAD and Forms Redesign Last year the hot topic was Appraisal Modernization - mostly bifurcate appraisals and UAD changes.

Modernization 103

Modernization Appraisal Lending Mortgage 103

GoForrmz

MARCH 18, 2024

Originally published on 06/27/2018 Collect better farm data with digital agriculture forms Whether you’re a local farmer, a member of the Farm Service Agency, or a USDA Information Technology specialist, odds are your work has been dramatically impacted by the rise of precision agriculture.

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Inspection Tools Modernization Technology 148