Housing Wire

OCTOBER 23, 2020

The lawsuit, brought initially in 2016, alleged that Guild knowingly originated and underwrote mortgages that didn’t meet the program requirements of the FHA. Those loans, originated between 2007 and 2011, defaulted and led to claims to the FHA for mortgage insurance. It did not admit to any wrongdoing.

Mortgage 505

Mortgage Government Retail Lending 505

Housing Wire

MAY 22, 2024

H4P endorsements accounted for roughly 6% of the 32,963 HECMs endorsed for Federal Housing Administration (FHA) insurance that fiscal year. It represented a modest recovery for a highly underutilized option within a wider and similarly underutilized lending program sponsored by the federal government. A sleeping giant?

Mortgage 458

Mortgage Loan Officers Lending Business 458

Housing Wire

OCTOBER 13, 2021

billion in 2012 to $2 billion in 2016. The holding company will invest in finance, insurance, and real estate businesses. The team co-founded several businesses, such as the fintech Enova, real estate investment trusts (REIT) Pangea Properties and New Lake , and the online lending company Avant. The originations went from $14.1

Mortgage 421

Mortgage Investors Investing Loan Officers 421

Housing Wire

AUGUST 17, 2022

The partnership with Palantir, co-founded by Peter Thiel, appears to be an attempt to resuscitate a company that not long ago was hailed as being at the vanguard of innovation in the digital lending space, but more recently has been exposed by a lack of reliable purchase business and a series of self-inflicted scandals.

Investors 448

Investors Valuation Brokerage Mortgage 448

Housing Wire

AUGUST 20, 2021

In 2016, Brad Sullivan’s Mortgage Financial Services ruled the roost in housing with a rank of 733. Lending Heights ( 592% growth) President Jason Cecco said his focus was on “empowering our team members to thrive, which leads to the best customer experience.”. Top Verticals. Real Estate. Tech & Solutions. rankings for many years.

Real Estate 476

Real Estate Realty Brokerage Mortgage 476

Housing Wire

SEPTEMBER 28, 2023

JA: I was going back through some old PRMG stuff and they had “the five tenets of mortgage lending success” and it was: product, pricing, compensation, marketing, and fulfillment. We’ve been using the big common one on the market, Optimal Blue , for so many years, since about 2016 when we changed from another one.

Technology 482

Technology Loan Officers Lending Business 482

Housing Wire

FEBRUARY 15, 2022

The report includes an analysis of essential-findings trends from examinations conducted between 2016 and 2021. government, insurance companies and financial institutions as well as asset-backed security issuances and transactions in the private-label residential mortgage-backed securities (MBS) sector. Case Examples.

Law 370

Law Mortgage Marketing Design 370

Housing Wire

APRIL 5, 2021

In its most recent annual report to Congress, November 2020, the Federal Housing Administration ( FHA ) published its “capital ratio,” a measure of capital reserves to insurance-in-force held within the Mutual Mortgage Insurance Fund (MMI Fund). The same report revealed FHA had amassed capital reserves in the amount of $78.9

Insurance 326

Insurance Housing Market Mortgage Government 326

Housing Wire

APRIL 8, 2024

Using a slightly different yardstick than USDA, HAC estimated in a 2018 report that Section 515 loan maturities will reach 191,607 units between 2016 to 2036 — and 416,396 units between 2016 and 2050.) The legislation would provide several tools to help stem the loss of Section 515 affordable-housing in rural America.

Tenants 511

Tenants Finance Construction Government 511

Housing Wire

MAY 7, 2023

2017 99,880 2016 88,105 2015 94,101 As you can see in the chart below, new listing data is very seasonal; we don’t have much time to get some more growth here. From the Department of Labor : Initial claims for unemployment insurance benefits increased by 13,000 in the week ended April 29, to 242,000.

Inventory 505

Inventory Housing Market Marketing New Listings 505

Appraisal Buzz

JULY 15, 2024

Variations in weather patterns are having an increasing impact on socioeconomic dynamics, ranging from stress in the home insurance markets in the U.S. The International Monetary Fund (IMF) conducted a study that found that between 1963 and 2016, the contiguous 48 states of the United States warmed more than the world average.

Government 195

Government Insurance Real Estate Construction 195

Simonson Real Estate

APRIL 26, 2021

Our solution combines statistical analysis of the data we’ve compiled through careful study of the relationships to lend support for our conclusions. For example, the chart below displays the relationship between lease rates and sale prices from our broader data set going back to 2016. Market Extraction. Market Research.

Marketing 78

Marketing Tenants Valuation Real Estate 78

Appraisal Today

MARCH 15, 2024

In previous downturns, such as during the 2008 recession, there were many foreclosures due to bad lending. Why today’s slowdown is very different from previous downturns – CovidThe crazy ups and downs in lending in a short period of time had never happened before. This kept appraisers busy. I worked for an assessor’s office then.

Appraisal 70

Appraisal Inspection Modernization Business 70

Housing Wire

APRIL 13, 2022

But that engine could stall if action isn’t taken to increase the supply of affordable housing and expand opportunities for lending to underserved families. Since 2016, legal immigration growth has declined by 40%. Committing non-bank lending institutions. Reducing government-insured and guaranteed mortgage loan fees.

Insurance 397

Insurance Construction Government Lending 397

Simonson Real Estate

JANUARY 23, 2020

Xcel Energy building constructed in 2016 totaling 222,000 square feet sold for close to $500/SF with a mid-5.5% Life insurance companies use $/SF as one of the valuation loan metrics for medical office. Best I can tell, this would appear to set a new highwater price when analyzed on a $/SF basis for Minneapolis/St.

Real Estate 78

Real Estate Tenants Retail Valuation 78

Housing Wire

MARCH 24, 2021

Residential lending professionals today are being tasked to weather one storm after another. According to ACES Quality Control Industry Trends reported for Q3 2020, the overall critical defect rate of 2.34% represents a marked increase from prior quarters and is the highest observed since ACES began publishing the QC Trends Report in 2016.

Tools 397

Tools Technology Lending Business 397

Clear Capital

SEPTEMBER 29, 2021

” This has been a very hot and important topic within the lending space for the last year or so, we’ve talked about it on this podcast before Kenon. And then they went to go buy a home and they were declined because there was all these inequities and biases in the mortgage process and in how mortgages were insured by the FHA.

Sellers 67

Sellers Agents Real Estate Appraisal 67

Appraisal Today

NOVEMBER 20, 2022

FNMA indicates that their 2022 lending volume is down 47% from 2021 and is expected to drop by another 50% in 2023. The company moved in 2016 and the building was sold to Steve Coon, a developer in the state, who had plans to turn it into a luxury hotel, though now it’s back on the market for $6.5 What’s happening now.

Appraisal 52

Appraisal Real Estate Agent Real Estate Contracts 52

Housing Wire

AUGUST 22, 2023

The agencies involved include the Federal Housing Finance Agency ; the Consumer Financial Protection Bureau ; the National Credit Union Administration ; the Federal Deposit Insurance Corporation ; the U.S. Department of the Treasury ; and the Federal Reserve System.

Valuation 370

Valuation Appraisal Government Real Estate 370

Housing Wire

NOVEMBER 21, 2024

After years of stops and starts, housing trade groups are urging Congress to pass a long-term extension to the National Flood Insurance Program. Image generated by AI in Midjourney) It is unsurprising that the National Flood Insurance Program (NFIP) is yet again up for renewal in a little over a month’s time.

Insurance 369

Insurance Housing Market Buyers Government 369

Raleigh Realty

APRIL 19, 2022

LGBTQ+ Guide to Finding a New Home LGBTQ+ Housing Guide: How to Find a Welcoming Home From discriminatory lending practices to exorbitant interest rates, LGBTQ people have faced many barriers to homeownership. The same study found no evidence that same-sex couples' risk of defaulting on the loan is any greater.

Legal 144

Legal Real Estate Agent Real Estate Law 144

Will Springer Realtor

JANUARY 7, 2022

Since 2016, Seattle area home prices have climbed 70% and average rents in the metro area have risen 23%. Home equity lines of credit, or HELOCs, will “come back into vogue,” predicts Dale Baker, president of home lending at KeyBank. “If Single-family-home price appreciation is even more pronounced in pockets of the Eastside. “If

Construction 36

Construction Real Estate Inventory Buyers 36

Housing Wire

JANUARY 21, 2021

Zanin has served on Fannie Mae’s board of directors since 2016, but will step down from this position on Jan. Zanin served as the president and CEO of the restructuring, strategic ventures and insurance group at GE Capital before he retired in July 2018. Before that, he worked as chief risk officer of GE Capital.

Insurance 309

Insurance Lending Investing Business 309

Patch of Land

OCTOBER 5, 2018

Congress has opportunities to address some of the challenges financial technology firms face in the lending sector. The pace of financial technology innovation in the alternative lending space is nothing short of phenomenal, but it has meant headaches for lenders and vendors waiting for regulation to play catch-up. In 2016, the U.S.

Lending 35

Lending Law Technology Investors 35

Housing Wire

AUGUST 22, 2024

This was tied to concerns regarding the strength of the program and taxpayer losses to the Mutual Mortgage Insurance (MMI) Fund. In 2016, Harris also supported legislation that sought to protect widowed spouses and other heirs from mortgage foreclosures. Donald Trump The impact of these changes, which went into effect on Oct.

Mortgage 444

Mortgage Development Design Insurance 444