Housing Wire

AUGUST 8, 2022

Mortgage rates trended down in July from their peak above 6% in June, but that wasn’t enough to spur mortgage lending activity. In light of this, HousingWire recently caught up with Teraverde’s Rob Peterson to learn more about what lenders need to succeed in today’s lending environment. Rate lock volume in July fell 14.4%

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Lending Mortgage Housing Market Home Value 371

Housing Wire

JULY 11, 2022

In light of that, HW Media CEO Clayton Collins recently sat down with Tom Hutchens, EVP of Production at Angel Oak Mortgage Solutions , to talk all things non-QM lending. . While there are logistical learning curves, the main thing Hutchens highlights as a challenge is preconceived – and misinformed – ideas of what non-QM lending is. “We’ve

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Lending Logistics Training Mortgage 330

Housing Wire

AUGUST 14, 2020

Planet Home Lending has promoted four people to vice president positions, supporting the company’s continual growth. Michaelene Whyte has been promoted from processing manager of the East to VP, national fulfillment, distributed retail, and has been with Planet Home Lending since October 2018.

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Lending Retail Development Realty 289

Housing Wire

DECEMBER 14, 2022

In his new position, Ralston will lead the mortgage banking division’s strategies and oversee origination and servicing operations of the wholesale, non-delegated and delegated correspondent channels, and warehouse lending. Prior to this role, Ralston served as the senior vice president of mortgage banking at NexBank since 2013.

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Lending Business Mortgage Finance 378

Housing Wire

DECEMBER 10, 2020

The country was in the middle of the financial crisis, as the consequences of the deceptive mortgage lending practices from all the years prior came crashing down. This unconventional monetary policy is designed to encourage lending and investment, adding money back into the economy and lowering interest rates.

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Marketing Lending Design Government 459

Housing Wire

JANUARY 25, 2024

Jonathon Haddad, president of Next Door Lending , will replace Katie Sweeney as the chairman and CEO of the Association of Independent Mortgage Experts (AIME). Haddad joined the channel in 2020 at Next Door Lending, where he transitioned from vice president to managing partner and president. He left Rocket in the beginning of 2019.

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Retail Lending Loan Officers Brokerage 395

Housing Wire

FEBRUARY 18, 2021

Increasing lending and servicing capacity – regardless of mortgage rates. “For 2021, we need to root for a repeat of what happened in 2013-2014 and 2018-2019,” said Mohtashami. Notably, the refinance share of activity dropped to 69.3% for the week ending Feb. 18, the first time it’s been below 70% since October.

Mortgage 545

Mortgage Supply Chain Lending Marketing 545

Housing Wire

MARCH 30, 2021

The Housing Policy Council sent a letter to the Consumer Financial Protection Bureau on Tuesday expressing its opposition to delaying the implementation of the Final QM Rule and expiration of the 2013 QM Rule, set to take effect on July 1, 2021. 1, 2022 and opened up a comment period.

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Mortgage Insurance Lending Marketing 413

Housing Wire

AUGUST 30, 2021

The DOJ alleged that between 2013 to 2017, the bank violated the Fair Housing Act and the Equal Credit Opportunity Act “by avoiding predominantly Black and Hispanic neighborhoods [in the Houston, metro area] because of the race, color and national origin of the people living in those neighborhoods.”. We are pleased with our results today.”.

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Lending Loan Officers Advertising Development 403

Housing Wire

MAY 10, 2021

In 2013, George Ralph Elliott applied to refinance his Ohio home ahead of a separation from his fourth wife, claiming both his monthly rental income and the spousal support he would soon receive. That same year, he sued his lender for violating the Truth in Lending Act. By early 2017, Elliott defaulted on his mortgage.

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Real Estate Agent Law Realtors Lending 433

Housing Wire

APRIL 20, 2021

In analyzing more than 7 million homes sold between 2013 and the beginning of 2021, Redfin found homes in Black neighborhoods are undervalued by an average of $46,000 compared to homes in primarily white neighborhoods, the company said. “That’s $46,000 that would multiply as the years go on and benefit future generations.”

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Home Value Investing Lending Real Estate 487

Housing Wire

MAY 9, 2022

The list includes top executives, such as lending directors and vice presidents for credit and underwriting. Stearns, founded in 1989, had a sizable partnership business, led by Steve Stein, a more limited retail operation, and a wholesale channel that was the largest in the industry as recently as 2013 but has lost market share to UWM.

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Human Resources Lending Retail Mortgage 391

Housing Wire

SEPTEMBER 12, 2023

Mortgage credit availability increased slightly in August but remained close to the very low levels last seen in January 2013, according a report from the Mortgage Bankers Association. A decline of the index, benchmarked to 100 in March 2012, indicates that lending standards are tightening while an increase suggests loosening credit.

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Mortgage Government Lending Marketing 373

Housing Wire

JUNE 13, 2023

A decline of the index, benchmarked to 100 in March 2012, indicates that lending standards are tightening while an increase suggests loosening credit. With this decline in availability, the MCAI is now at its lowest level since January 2013.” The monthly Mortgage Credit Availability Index fell by 3.1%

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Mortgage Government Lending Contracts 337

Housing Wire

APRIL 27, 2021

Join Ashwin Dayal from LoanMonkey, BeSmartee CEO Tim Nguyen and Insellerate CEO Josh Friend to learn how to transform the borrower journey from transaction to relationship and gain a significant lift in production in today’s digital lending environment. Presented by: Insellerate.

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Finance Legal Realty Mortgage 370

Housing Wire

SEPTEMBER 10, 2020

In 2013, Fraser was tapped to head CitiMortgage in St. The day I started at CitiMortgage was the day the market started responding to the Fed, and inevitably was the end of the refi boom,” Fraser, who became CEO in May 2013, said in an interview with the Post-Dispatch. She’s also a known quantity in the mortgage space.

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Mortgage Retail Lending Business 308

Housing Wire

JANUARY 5, 2021

Most recently, the private-equity firm invested in Real , a technology-powered real estate brokerage in 2020, and perhaps most notably, e-recording provider Simplifile in 2013. In fact, prior to founding SimpleNexus in 2011, CEO Matt Hansen worked on the Simplifile development architecture team for nearly five years. billion.

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Architecture Real Estate Agent Loan Officers Real Estate 411

Housing Wire

JULY 14, 2022

Kiavi, founded in 2013 and led by CEO Michael Bourque, expanded to three states in June and now operates in 32 states and Washington, D.C. Kiavi, which rebranded from Lending Home in November, ranked as the top short-term lender in the fix-and-flip space in 2021, with $2.7 Employees will be terminated on Friday, July 15.

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Human Resources Investors Construction Legal 392

Appraisal Buzz

JULY 1, 2024

The data also provides updated mortgage performance and credit information for a nationally representative sample of mortgage borrowers from the years 2013-2021. Since 2014, FHFA and CFPB have sent quarterly surveys to borrowers who recently obtained mortgages. This new release adds one additional year of new mortgage data through 2021. “The

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Government Mortgage Design Property Appraisal 411

Housing Wire

MARCH 6, 2024

The rising demand seen by Connecticut’s program lends further credence to such findings, according to the report. The program has been in place since 2013, but the demographic trends in the state reflect those of the country at large, which has helped to increase demand for the program.

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Design Law Lending 384

Housing Wire

SEPTEMBER 13, 2024

According to her company bio, Suit became CEO in September 2013. She has been a Realtor since 1985 and also spent 20 years in mortgage lending. Johnson has previously served as its senior vice president of advocacy, chief lobbyist and chief external affairs officer.

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Realtors Real Estate Landlords Tenants 348

Housing Wire

JANUARY 12, 2022

Chicago-based Guaranteed Rate will discontinue its third-party wholesale channel, Stearns Wholesale Lending , just one year after it acquired the multichannel lender. Wholesale, JV and partnership businesses remained as stand-alone segments led by Stearns’ CEO David Schneider.

Retail 397

Retail Loan Officers Best Value Business 397

Housing Wire

OCTOBER 29, 2021

The Consumer Financial Protection Bureau (CFPB) has appointed two veteran regulators to lead enforcement and supervision, the latest indication that Director Rohit Chopra will heavily prioritize fair lending and racial equity issues. He also had a stint as director at the Center for Responsible Lending. a legal defense nonprofit.

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Lending Law Legal Mortgage 333

Housing Wire

FEBRUARY 14, 2023

Tyrrell joined Ellie Mae in 2002, where he was promoted to executive vice president in 2013 from chief operating officer and senior vice president. ICE acquired Ellie Mae in 2020 from Thomas Bravo for $11 billion. “In The firm expects the business model that focuses on recurring revenue will help grow the business by 8-10% per year.

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Technology Mortgage Lending Business 363

Housing Wire

JUNE 2, 2021

At the time, Volly cited the union as a means for the company’s lending clients to utilize Home Captain’s concierge and technology offering throughout the homebuying and mortgage origination process.

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Mortgage Real Estate Technology Clients 362

Housing Wire

MARCH 29, 2022

During her 16-year stint at the government guarantor, Johnson held numerous titles, including vice president of capital markets from 2006 to 2012, senior vice president of multi-family from 2012 to 2013 and chief risk officer from 2015 to 2018. What are the building blocks of digital lending? Presented by: Wolters Kluwer.

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Government Lending Technology Mortgage 360

Housing Wire

OCTOBER 11, 2022

In light of this, HousingWire recently caught up with Teraverde’s Rob Peterson to learn more about what lenders need to succeed in today’s lending environment. A decline in MCAI, benchmarked to 100 in March 2012, indicates that lending standards are tightening while an increase in the index suggests a loosening of credit. “As

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Lending Home Value Mortgage Government 364

Housing Wire

FEBRUARY 2, 2022

Jamie Thornton, director of online mortgage lending at Real Genius, said in a statement that the company has “invested a significant amount of time and resources” into developing technology for customers. Since 2016, we’ve helped more than 51,000 families with their mortgage needs, lending more than $15 billion,” said Thornton.

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Mortgage Technology Lending Modernization 287

Housing Wire

AUGUST 8, 2023

Mortgage credit availability dropped to its lowest level since 2013 in July as receding origination volumes led to lower profitability for many lenders. A decline of the index, benchmarked to 100 in March 2012, indicates that lending standards are tightening while an increase suggests loosening credit. last month.

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Mortgage Government Lending 286

Housing Wire

APRIL 25, 2022

First Choice brought to CrossCountry retailer Costco ’s mortgage program, which connects the big box retail giant’s members with a select list of lenders and offers a discount on the lending fees. CrossCountry, which has seen considerable growth since 2013, operates in 50 states.

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Retail Loan Officers Mortgage Lending 397

Housing Wire

JULY 2, 2024

The data provides “updated mortgage performance and credit information for a nationally representative sample of mortgage borrowers from 2013 to 2021,” the agencies explained. On a quarterly basis since 2014, the FHFA and the CFPB have sent surveys to borrowers who recently obtained mortgage financing.

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Mortgage Appraisal Process Finance Appraisal 321

Housing Wire

AUGUST 25, 2021

Mortgage industry groups on Tuesday made their voices heard in response to the Department of Housing and Urban Development ’s proposed reinstatement of its 2013 disparate impact rule. Numerous industry stakeholders asked HUD to make some changes to the regulation to raise and further explain the threshold for disparate impact claims.

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Housing Wire

OCTOBER 5, 2023

That is the ultimate lever — it is really the only lever that the mortgage lending community has. I worked for a mortgage company from 2007 until 2013 — that’s where I learned the industry. Then I started a mortgage company in 2013 that went on until 2019. SW: So did you start Polly because of what you saw as a lender?

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Technology Lending Mortgage Business 374

Housing Wire

FEBRUARY 4, 2021

Non-QM lending is poised for growth in 2021. HousingWire recently spoke with Mike Fierman, managing partner and co-CEO of Angel Oak, about the non-QM lending outlook for 2021 and how Angel Oak’s “originate to hold” model benefits originators. The numbers have stabilized since 2013, with product risk well below 0.5% in Q3 2020.

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Mortgage Marketing Lending Government 325

Housing Wire

AUGUST 21, 2023

469 LoanStar Technologies 1,241% 2016 Enabling lenders to connect and lend to customers who are traditionally underbanked or unbanked. 487 LiveEasy 1,204% 2013 Real estate software company changing the way people manage their move and their homes. 4,105 FirstCloseFirstclose. 4,105 FirstCloseFirstclose. 4,105 FirstCloseFirstclose.

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Real Estate Real Estate Agent Technology Investors 349

Appraisal Buzz

JUNE 27, 2024

Prior to joining NFHA, Bailey served as an EVP at the Center for Responsible Lending (CRL), a research and policy advocacy organization that seeks to build a fairer and more inclusive financial services marketplace.

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Development Finance Tenants Lending 395

Housing Wire

JULY 11, 2023

A decline of the index, benchmarked to 100 in March 2012, indicates that lending standards are tightening while an increase suggests loosening credit. percent – the second straight monthly decrease – as liquidity conditions have been tightening for jumbo lending,” added Kan. last month. and the Conforming MCAI rose by 0.2%.

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Mortgage Government Lending 236