Housing Wire

AUGUST 8, 2022

Mortgage rates trended down in July from their peak above 6% in June, but that wasn’t enough to spur mortgage lending activity. In light of this, HousingWire recently caught up with Teraverde’s Rob Peterson to learn more about what lenders need to succeed in today’s lending environment. Rate lock volume in July fell 14.4%

Lending 398

Lending Mortgage Housing Market Home Value 398

Housing Wire

AUGUST 14, 2020

Planet Home Lending has promoted four people to vice president positions, supporting the company’s continual growth. Michaelene Whyte has been promoted from processing manager of the East to VP, national fulfillment, distributed retail, and has been with Planet Home Lending since October 2018.

Lending 347

Lending Retail Development Realty 347

Housing Wire

DECEMBER 11, 2020

Yet borrowers have had limited agency in the lending process to date. FormFree, the ATP fintech led by HousingWire Tech Trendsetter Brent Chandler , is launching a blockchain-based exchange for consumers to take control of the lending process. The smart contract presents the borrower’s lending request to the exchange.

Lending 436

Lending Contracts Investors Technology 436

Housing Wire

DECEMBER 14, 2022

In his new position, Ralston will lead the mortgage banking division’s strategies and oversee origination and servicing operations of the wholesale, non-delegated and delegated correspondent channels, and warehouse lending. Prior to this role, Ralston served as the senior vice president of mortgage banking at NexBank since 2013.

Lending 419

Lending Business Mortgage Finance 419

Appraisal Buzz

NOVEMBER 15, 2024

A decline in the index score indicates that lending standards are tightening, while increases in the score are indicative of loosening credit. However, despite the across-the-board increases, overall credit supply remains tight, with the index still near the very low levels of 2011-2013.

Mortgage 195

Mortgage Government Lending Technology 195

Housing Wire

OCTOBER 31, 2024

By 2013, the bank ended up selling. Owen: How do you see the future of mortgage lending? And, you know, mortgage is a great, great income generator for banks. Owen: You basically grew it from virtually nonexistent to doing billions in volume, and you probably made several mistakes along the way and learned a ton along the way.

Mortgage 448

Mortgage Retail Modernization Loan Officers 448

Housing Wire

JANUARY 25, 2024

Jonathon Haddad, president of Next Door Lending , will replace Katie Sweeney as the chairman and CEO of the Association of Independent Mortgage Experts (AIME). Haddad joined the channel in 2020 at Next Door Lending, where he transitioned from vice president to managing partner and president. He left Rocket in the beginning of 2019.

Retail 448

Retail Lending Loan Officers Brokerage 448

Appraisal Buzz

NOVEMBER 6, 2024

The data was pulled from more than five million condominium appraisal records from 2013 through Q2 of 2024, and new condominium data will be added, on an ongoing basis, in future quarterly releases. The new condominium data can be accessed through the UAD Aggregate Statistics Dashboards.

Appraisal 221

Appraisal Design Lending Finance 221

Appraisal Buzz

NOVEMBER 20, 2024

A decline in the MCAI indicates that lending standards are tightening, while increases in the index are indicative of loosening credit. The MCAI rose by 0.7 percent to 99.2 in October. The index was benchmarked to 100 in March 2012. The Conventional MCAI increased 1.0 percent, while the Government MCAI increased by 0.4

Mortgage 418

Mortgage Government Design Construction 418

Housing Wire

SEPTEMBER 13, 2024

According to her company bio, Suit became CEO in September 2013. She has been a Realtor since 1985 and also spent 20 years in mortgage lending. Johnson has previously served as its senior vice president of advocacy, chief lobbyist and chief external affairs officer.

Realtors 424

Realtors Real Estate Landlords Tenants 424

Housing Wire

JUNE 13, 2023

A decline of the index, benchmarked to 100 in March 2012, indicates that lending standards are tightening while an increase suggests loosening credit. With this decline in availability, the MCAI is now at its lowest level since January 2013.” The monthly Mortgage Credit Availability Index fell by 3.1%

Mortgage 370

Mortgage Government Lending Contracts 370

Housing Wire

SEPTEMBER 12, 2023

Mortgage credit availability increased slightly in August but remained close to the very low levels last seen in January 2013, according a report from the Mortgage Bankers Association. A decline of the index, benchmarked to 100 in March 2012, indicates that lending standards are tightening while an increase suggests loosening credit.

Mortgage 419

Mortgage Government Lending Marketing 419

Housing Wire

AUGUST 8, 2023

Mortgage credit availability dropped to its lowest level since 2013 in July as receding origination volumes led to lower profitability for many lenders. A decline of the index, benchmarked to 100 in March 2012, indicates that lending standards are tightening while an increase suggests loosening credit. last month.

Mortgage 360

Mortgage Government Lending 360

Housing Wire

JULY 2, 2024

The data provides “updated mortgage performance and credit information for a nationally representative sample of mortgage borrowers from 2013 to 2021,” the agencies explained. On a quarterly basis since 2014, the FHFA and the CFPB have sent surveys to borrowers who recently obtained mortgage financing.

Mortgage 402

Mortgage Appraisal Process Finance Appraisal 402

Appraisal Buzz

JULY 1, 2024

The data also provides updated mortgage performance and credit information for a nationally representative sample of mortgage borrowers from the years 2013-2021. Since 2014, FHFA and CFPB have sent quarterly surveys to borrowers who recently obtained mortgages. This new release adds one additional year of new mortgage data through 2021. “The

Government 411

Government Mortgage Design Property Appraisal 411

Housing Wire

DECEMBER 10, 2020

The country was in the middle of the financial crisis, as the consequences of the deceptive mortgage lending practices from all the years prior came crashing down. This unconventional monetary policy is designed to encourage lending and investment, adding money back into the economy and lowering interest rates.

Marketing 461

Marketing Lending Design Government 461

Housing Wire

JULY 11, 2023

A decline of the index, benchmarked to 100 in March 2012, indicates that lending standards are tightening while an increase suggests loosening credit. percent – the second straight monthly decrease – as liquidity conditions have been tightening for jumbo lending,” added Kan. last month. and the Conforming MCAI rose by 0.2%.

Mortgage 282

Mortgage Government Lending 282

Housing Wire

AUGUST 30, 2021

The DOJ alleged that between 2013 to 2017, the bank violated the Fair Housing Act and the Equal Credit Opportunity Act “by avoiding predominantly Black and Hispanic neighborhoods [in the Houston, metro area] because of the race, color and national origin of the people living in those neighborhoods.”. We are pleased with our results today.”.

Lending 419

Lending Loan Officers Advertising Development 419

Housing Wire

MARCH 6, 2024

The rising demand seen by Connecticut’s program lends further credence to such findings, according to the report. The program has been in place since 2013, but the demographic trends in the state reflect those of the country at large, which has helped to increase demand for the program.

Design 454

Design Law Lending 454

Appraisal Buzz

JULY 2, 2024

The data also provide updated mortgage performance and credit information for a nationally representative sample of mortgage borrowers from 2013 to 2021. Since 2014, FHFA and CFPB have sent quarterly surveys to borrowers who recently obtained mortgages. Today’s release adds one additional year of new mortgage data through 2021.

Property Appraisal 195

Property Appraisal Appraisal Lending Finance 195

Housing Wire

MAY 9, 2022

The list includes top executives, such as lending directors and vice presidents for credit and underwriting. Stearns, founded in 1989, had a sizable partnership business, led by Steve Stein, a more limited retail operation, and a wholesale channel that was the largest in the industry as recently as 2013 but has lost market share to UWM.

Human Resources 419

Human Resources Lending Retail Mortgage 419

Housing Wire

MARCH 30, 2021

The Housing Policy Council sent a letter to the Consumer Financial Protection Bureau on Tuesday expressing its opposition to delaying the implementation of the Final QM Rule and expiration of the 2013 QM Rule, set to take effect on July 1, 2021. 1, 2022 and opened up a comment period.

Mortgage 473

Mortgage Insurance Lending Marketing 473

Housing Wire

FEBRUARY 2, 2022

Jamie Thornton, director of online mortgage lending at Real Genius, said in a statement that the company has “invested a significant amount of time and resources” into developing technology for customers. Since 2016, we’ve helped more than 51,000 families with their mortgage needs, lending more than $15 billion,” said Thornton.

Mortgage 360

Mortgage Technology Lending Modernization 360

Appraisal Buzz

NOVEMBER 15, 2024

He joined the Covius team in March of 2013 as SVP of Operations. Mowen also gained extensive knowledge of business process management for the mortgage lending industry while managing Post-Closing in the Consumer Loan group of Bank of America.

Clients 367

Clients Technology Business Mortgage 367

Housing Wire

FEBRUARY 14, 2023

Tyrrell joined Ellie Mae in 2002, where he was promoted to executive vice president in 2013 from chief operating officer and senior vice president. ICE acquired Ellie Mae in 2020 from Thomas Bravo for $11 billion. “In The firm expects the business model that focuses on recurring revenue will help grow the business by 8-10% per year.

Technology 398

Technology Mortgage Lending Business 398

Housing Wire

SEPTEMBER 10, 2020

In 2013, Fraser was tapped to head CitiMortgage in St. The day I started at CitiMortgage was the day the market started responding to the Fed, and inevitably was the end of the refi boom,” Fraser, who became CEO in May 2013, said in an interview with the Post-Dispatch. She’s also a known quantity in the mortgage space.

Mortgage 344

Mortgage Retail Lending Business 344

Housing Wire

JULY 14, 2022

Kiavi, founded in 2013 and led by CEO Michael Bourque, expanded to three states in June and now operates in 32 states and Washington, D.C. Kiavi, which rebranded from Lending Home in November, ranked as the top short-term lender in the fix-and-flip space in 2021, with $2.7 Employees will be terminated on Friday, July 15.

Human Resources 419

Human Resources Construction Investors Legal 419

Housing Wire

MAY 10, 2021

In 2013, George Ralph Elliott applied to refinance his Ohio home ahead of a separation from his fourth wife, claiming both his monthly rental income and the spousal support he would soon receive. That same year, he sued his lender for violating the Truth in Lending Act. By early 2017, Elliott defaulted on his mortgage.

Real Estate Agent 436

Real Estate Agent Law Realtors Lending 436

Housing Wire

APRIL 27, 2021

Join Ashwin Dayal from LoanMonkey, BeSmartee CEO Tim Nguyen and Insellerate CEO Josh Friend to learn how to transform the borrower journey from transaction to relationship and gain a significant lift in production in today’s digital lending environment. Presented by: Insellerate.

Finance 370

Finance Legal Realty Mortgage 370

Housing Wire

OCTOBER 29, 2021

The Consumer Financial Protection Bureau (CFPB) has appointed two veteran regulators to lead enforcement and supervision, the latest indication that Director Rohit Chopra will heavily prioritize fair lending and racial equity issues. He also had a stint as director at the Center for Responsible Lending. a legal defense nonprofit.

Lending 394

Lending Law Legal Mortgage 394

Housing Wire

OCTOBER 11, 2022

In light of this, HousingWire recently caught up with Teraverde’s Rob Peterson to learn more about what lenders need to succeed in today’s lending environment. A decline in MCAI, benchmarked to 100 in March 2012, indicates that lending standards are tightening while an increase in the index suggests a loosening of credit. “As

Lending 398

Lending Home Value Mortgage Government 398

Housing Wire

JULY 18, 2024

Debenture interest refers to the percentage of a return that an investor would receive for lending money through a debenture. These proposals build upon several changes FHA made to the HECM program on Jan. 19, 2017, which went into effect later that year.

Mortgage 422

Mortgage Design Insurance Lending 422

Housing Wire

OCTOBER 5, 2023

That is the ultimate lever — it is really the only lever that the mortgage lending community has. I worked for a mortgage company from 2007 until 2013 — that’s where I learned the industry. Then I started a mortgage company in 2013 that went on until 2019. SW: So did you start Polly because of what you saw as a lender?

Technology 444

Technology Lending Mortgage Business 444

Housing Wire

AUGUST 21, 2023

469 LoanStar Technologies 1,241% 2016 Enabling lenders to connect and lend to customers who are traditionally underbanked or unbanked. 487 LiveEasy 1,204% 2013 Real estate software company changing the way people manage their move and their homes. 4,105 FirstCloseFirstclose. 4,105 FirstCloseFirstclose. 4,105 FirstCloseFirstclose.

Real Estate 370

Real Estate Real Estate Agent Technology Investors 370

Housing Wire

MARCH 29, 2022

During her 16-year stint at the government guarantor, Johnson held numerous titles, including vice president of capital markets from 2006 to 2012, senior vice president of multi-family from 2012 to 2013 and chief risk officer from 2015 to 2018. What are the building blocks of digital lending? Presented by: Wolters Kluwer.

Government 370

Government Lending Technology Mortgage 370

Appraisal Buzz

JUNE 27, 2024

Prior to joining NFHA, Bailey served as an EVP at the Center for Responsible Lending (CRL), a research and policy advocacy organization that seeks to build a fairer and more inclusive financial services marketplace.

Development 395

Development Finance Tenants Lending 395

Housing Wire

FEBRUARY 18, 2021

Increasing lending and servicing capacity – regardless of mortgage rates. “For 2021, we need to root for a repeat of what happened in 2013-2014 and 2018-2019,” said Mohtashami. Notably, the refinance share of activity dropped to 69.3% for the week ending Feb. 18, the first time it’s been below 70% since October.

Mortgage 545

Mortgage Supply Chain Lending Marketing 545