Housing Wire

AUGUST 25, 2021

Mortgage industry groups on Tuesday made their voices heard in response to the Department of Housing and Urban Development ’s proposed reinstatement of its 2013 disparate impact rule. Numerous industry stakeholders asked HUD to make some changes to the regulation to raise and further explain the threshold for disparate impact claims.

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Appraisal Buzz

JULY 5, 2024

During this webinar, Fitch Ratings will present a cross-section of industry stakeholders discussing the drivers of housing economy expansion, factors impacting homebuilder credit, the home loan lending environment, and mortgage delinquency expectations. Topics of discussion will include: U.S. He began his career at T.

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Appraisal Buzz

NOVEMBER 15, 2024

Since founding Freedom Mortgage in 1990, Middleman has grown the company into one of the nation’s largest non-bank mortgage lenders/servicers and a top VA and FHA (government-insured) lender. I had been selling annuities, which is an insurance investment vehicle. He is currently a member of the Housing Policy Executive Council.

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Housing Wire

APRIL 19, 2022

The Office of the Comptroller of the Currency (OCC), the Federal Reserve System , and the Federal Deposit Insurance Corporation (FDIC) oversee and regulate the activities of banks. HMDA, Fair Lending etc.,” I think that the depositories are not as picky in making sure they are hiring LOs with mortgage lending experience.

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Housing Wire

APRIL 5, 2021

In its most recent annual report to Congress, November 2020, the Federal Housing Administration ( FHA ) published its “capital ratio,” a measure of capital reserves to insurance-in-force held within the Mutual Mortgage Insurance Fund (MMI Fund). Treasury in 2013. billion — possibly the highest ever recorded and just $15.6

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Appraisal Buzz

JUNE 14, 2024

In her role as CEO, Priya leads NHT’s engagement in public policy, lending, and energy sustainability. Department of Labor’s Unemployment Insurance Weekly Claims Report (Thursday) Brookings Institution’s Global Economy and Development “State of the Global Economy: Are the Clouds Clearing at Last?”

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Housing Wire

JANUARY 25, 2023

Wells Fargo officials have not commented on the rumors, so speculation is likely to persist over whether the lending giant is about to launch a potentially market-disrupting MSR offering. Ginnie Mae backs securities issued against government-insured loans originate through programs such as the Federal Housing Administration.

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Appraisal Today

OCTOBER 14, 2022

While that number may seem high to some, in the context of lending and property complexities, that is a 54% improvement in performance cited earlier in this article (from 35% 10 years ago). Excerpts: Completed in 2013, the 50,738-square-foot compound has six bedrooms, 8.5 Lenders want fire insurance for all mortgage loans.

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Simonson Real Estate

JANUARY 23, 2020

Lowest volume since 2013. Life insurance companies use $/SF as one of the valuation loan metrics for medical office. The panel reported R/U factors and CAM charges have gone up on buildings to help pay for this. Metro wide transaction volume down to about $1.3 billion from $2.0 billion prior year.

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Realtor

AUGUST 1, 2018

But in the middle of this process, someone asked us how much our mortgage insurance would be. “Mortgage insurance?” You’re on the hook for mortgage insurance for the life of the loan. Let’s get into the first thing you’ll have to factor in with an FHA loan: mortgage insurance.

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Housing Wire

NOVEMBER 4, 2022

There has been a flurry of recent articles prognosticating a decrease to Federal Housing Administration (FHA) insurance premiums. At least 137,000 of those borrowers have FHA-insured loans. FHA’s Mutual Mortgage Insurance Fund (MMI Fund) is there to be the primary buffer against these inevitable shifts in housing and the economy.

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Realtor

AUGUST 1, 2018

But in the middle of this process, someone asked us how much our mortgage insurance would be. “Mortgage insurance?” You’re on the hook for mortgage insurance for the life of the loan. Let’s get into the first thing you’ll have to factor in with an FHA loan: mortgage insurance.

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Housing Wire

NOVEMBER 17, 2021

Simply put, it looks at all the insured loans in the single-family business and factors in expected interest rates, home price forecast, default rates and severity rates over the entire duration of these loans, some of which will be on the books for 30 years. Just look at HUD’s own data on FHA lending: 1.

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