Appraisal Buzz

FEBRUARY 11, 2025

After increasing in December 2024which showed the Mortgage Credit Availability Index (MCAI) rose by 0.7% to 96.6the MCAI, a survey from the Mortgage Bankers Association (MBA) that examines data from ICE Mortgage Technology , shows that mortgage credit availability also ticked up in January.

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Mortgage Government Lending Technology 259

Housing Wire

DECEMBER 11, 2024

Sierra Pacific Mortgage has hired Suzy Lindblom as its new Chief Operating Officer, the company announced in a LinkedIn post. With more than 40 years of experience in the mortgage industry, Lindblom was most recently chief operating officer (COO) at lender and servicer Arc Home , serving in that role from August 2022 to February 2024.

Mortgage 370

Mortgage Lending 370

Housing Wire

DECEMBER 17, 2024

The reverse mortgage division of Fairway Independent Mortgage Corp. has honored a longtime professional in its ranks with a lifetime achievement award, in recognition of his 40-year career in the mortgage banking, real estate , homebuilding and title insurance industries.

Real Estate Agent 397

Real Estate Agent Lending Real Estate Insurance 397

Housing Wire

FEBRUARY 27, 2025

At 172,209 homes, its the highest reading of any month dating to when Redfin started keeping records in 2012. However, mortgage rates staying stubbornly around 7% are preventing many would-be buyers from entering the market. Active listings landed at 212,437 at the end of January, a staggering 19.4% year-over-year jump.

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Inventory Marketing HOA Buyers 387

Housing Wire

APRIL 14, 2025

In every housing market, every lender , originator, mortgage broker , or loan officer should endeavor to understand their buyer pool. While millennials (born between 1981 and 1996) are still poised to heavily influence the market, Gen Z (born between 1997 and 2012) is demonstrating a strong desire to become homeowners.

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Buyers Technology Loan Officers Housing Market 396

Appraisal Buzz

MARCH 17, 2025

According to the Mortgage Bankers Association (MBA), theMortgage Credit Availability Index (MCAI)indicates that mortgage credit availability rose in Februarydespite economic changes and housing market uncertainty. In March 2012, the index was benchmarked at 100. In February, the MCAI increased by 1.4%

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Buyers Mortgage Government Lending 221

Housing Wire

NOVEMBER 26, 2024

. “While house prices continued to increase because housing demand outpaced the locked-in housing supply, elevated house prices and mortgage rates likely contributed to the slowdown in price growth.” housing market has experienced positive annual appreciation each quarter since the start of 2012.

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Housing Market Finance Marketing Mortgage 397

Housing Wire

FEBRUARY 26, 2025

When reverse mortgage professionals from Australia and New Zealand made the long journey to San Diego last year to attend the National Reverse Mortgage Lenders Association (NRMLA) Annual Meeting and Expo, they were ready to learn about the core differences between the businesses in a different part of the world.

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Appraisal Buzz

FEBRUARY 11, 2025

Mortgage credit availability increased in January, rising 2.5% on the Mortgage Bankers Associations (MBA) Mortgage Credit Availability Index (MCAI). The index which uses data from ICE Mortgage Technology was benchmarked to 100 in March 2012. compared with December to a score of 99.0

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Mortgage Government Lending Technology 221

Appraisal Buzz

DECEMBER 6, 2024

The report , which includes government-sponsored enterprise (GSE) mortgage data for manufactured homes, reveals that between 2000 and 2024, manufactured homes appreciated at nearly identical rates to site-built homes, growing approximately 5% annually. in 2012 to 57.4% in 2023, according to American Enterprise Institute data.

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Law Valuation Home Value Government 397

Appraisal Buzz

JULY 11, 2024

The Mortgage Credit Availability Index (MCAI), a survey from the Mortgage Bankers Association (MBA) that examines information from ICE Mortgage Technology, indicates that mortgage credit availability rose in June. In March 2012, the index was benchmarked at 100. Government March 31, 2012=183.5.

Mortgage 397

Mortgage Government Lending Technology 397

Appraisal Buzz

OCTOBER 14, 2024

The gap was as wide as 18% in 2012, following the global financial crisis of 2007–2009, when many minority communities were hit especially hard, setting back progress by several years. Mortgage denial rates are also notably higher for Hispanic borrowers, with 18.8% Hispanic-owned homes are currently worth 11.9% in December 2021.

Home Value 394

Home Value Construction Buyers Mortgage 394

Housing Wire

FEBRUARY 9, 2024

The availability of mortgage credit increased in January, according to a report issued by the Mortgage Bankers Association (MBA) based on data sourced from ICE Mortgage Technology. The MBA’s Mortgage Credit Availability Index (MCAI) increased in January to 92.7, and the Conforming MCAI rose by 0.2%

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Mortgage Government Lending Technology 459

Housing Wire

JUNE 27, 2024

The median monthly payment for purchase mortgage applicants decreased to $2,219 in May, down 1.6% from the prior month , according to data released Thursday by the Mortgage Bankers Association (MBA). The median monthly payment for purchase mortgage applicants decreased to $2,219 in May, down 1.6% in May to a reading of 173.9.

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Mortgage Inventory 418

Housing Wire

JUNE 6, 2024

Mortgage credit availability saw a slight increase in May, according to an analysis of ICE Mortgage Technology data by the Mortgage Bankers Association (MBA). The Mortgage Credit Availability Index (MCAI) rose by 0.1% The index was initially benchmarked to 100 in 2012. percent, and the Conforming MCAI rose by 0.5

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Mortgage Lending Technology Government 459

Appraisal Buzz

AUGUST 8, 2024

The Mortgage Credit Availability Index (MCAI) , a survey from the Mortgage Bankers Association (MBA) that examines information from ICE Mortgage Technology, indicates that mortgage credit availability rose in July. In March 2012, the index was benchmarked at 100. In July, the MCAI increased by 3.3%

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Mortgage Government Lending Construction 396

Housing Wire

FEBRUARY 23, 2024

The gap between Black and white renter families that could afford a mortgage narrowed significantly during the COVID-19 pandemic, according to a Zillow report released Friday. of Black renter families earned enough income in 2022 to afford a mortgage with a 3% down payment, compared to 12.5% About 7.8% percentage points. About 7.8%

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Mortgage Home Value Lending Real Estate 476

Housing Wire

NOVEMBER 4, 2024

Elevated mortgage rates, sky-high home prices, tight credit and stagnant wages have all contributed to homebuyers getting older. First-time buyers face high home prices, high mortgage interest rates and limited inventory, making them a decade older with significantly higher incomes than previous generations of buyers.

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Real Estate Agent Buyers Sellers Realtors 345

Housing Wire

JANUARY 13, 2021

Mortgage applications jumped 16.7% drop last week , according to the Mortgage Bankers Association. Booming refinance activity in the first full week of 2021 caused mortgage applications to surge to their highest level since March 2020, despite most mortgage rates in the survey rising last week,” Kan said.

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Mortgage Contracts Government Buyers 514

Housing Wire

SEPTEMBER 22, 2020

Ginnie Mae , the government-owned corporation that securitizes loans backed by the Veterans Administration and the Federal Housing Administration , said it won’t accept adjustable-rate mortgages benchmarked to the London Interbank Offer Rate, or LIBOR, starting in January. For regular ARMs, the cut-off date is Jan.

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Mortgage Government Investors Finance 490

Housing Wire

APRIL 26, 2024

Homebuyer affordability declined in March as mortgage rates and home prices remained elevated. The national median monthly payment for purchase mortgage applicants rose to $2,201 in March, up from $2,184 in February. The index is benchmarked to 100 in March 2012. The national index increased 0.8% in March, up from 172.8

Mortgage 468

Mortgage Housing Market Buyers Marketing 468

Appraisal Buzz

NOVEMBER 26, 2024

The Federal Housing Finance Agency (FHFA) has announced that the conforming loan limit values (CLLs) for mortgages acquired by Fannie Mae and Freddie Mac (the GSEs) in 2025. housing market experienced positive annual appreciation each quarter since the start of 2012. In most of the U.S., In Q3, the FHFA found that the U.S. Delaware: 8.5%

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Home Value Finance Housing Market Mortgage 418

Housing Wire

MARCH 7, 2022

Lenders One Cooperative announced on Monday that it has struck a deal to lease retail space in Walmart stores to sell mortgage products and services. ” Walmart isn’t the first warehouse-style retailer to offer mortgage products on location. Neither company offered mortgages. The post Welcome to Walmart.

Retail 488

Retail Mortgage Lending Real Estate 488

Appraisal Buzz

NOVEMBER 15, 2024

Mortgage credit availability increased in October, rising to a score of 99.2 on the Mortgage Bankers Association’s (MBA) Mortgage Credit Availability Index (MCAI). The report, which analyzes data from ICE Mortgage Technology, was benchmarked to 100 in March 2012. while credit for government loans increased by 0.4%.

Mortgage 195

Mortgage Government Lending Technology 195

Appraisal Buzz

JANUARY 30, 2025

Stephanie Ziebell has been promoted to chief legal officer at national mortgage lender Waterstone Mortgage Corp. Ziebell joined Waterstone Mortgage as assistant general counsel in October 2012, shortly after graduating from law school.

Legal 195

Legal Mortgage Law Lending 195

Housing Wire

JULY 29, 2021

In a comprehensive study of mortgage market liquidity, Liquidity Crises in the Mortgage Market , several well-known academics provided compelling evidence for “liquidity vulnerabilities associated with nonbanks.” These were 2000-2003, 2004-2008Q2, 2008Q3-2011, and 2012-2015. NonBank Risk Multipliers Compared to Depositories.

Sellers 448

Sellers Mortgage Business Lending 448

Housing Wire

NOVEMBER 22, 2023

While prospective homebuyers are grappling with still-elevated mortgage rates, a growing share of Americans are enjoying being mortgage-free. million single-family homes and condos were mortgage-free, a 31% increase compared to 25.4 percentage points from 2012, according to Bloomberg’s analysis. In total, 33.3

Mortgage 468

Mortgage Real Estate Housing Market Marketing 468

Housing Wire

NOVEMBER 14, 2024

In other contexts — particularly within the reverse mortgage industry — a gray or silver tsunami simply refers to demographic trends where the older population takes up an increasingly larger share of the total population. This is a phenomenon that has been observed throughout the U.S.,

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Transportation Government Inventory Mortgage 370

Housing Wire

JANUARY 25, 2021

Much like the changing of the calendar, buying and selling homes follows a seasonality that that those in mortgage and real estate have grown accustomed to. But a recent study from tech startup Haus found that mortgage rates can also be seasonal, and borrowers can benefit from understanding that rhythm. Analyzing over 8.5

Mortgage 529

Mortgage Home Value Real Estate Finance 529

Housing Wire

SEPTEMBER 30, 2024

Starter homes are defined as those priced in the fifth to 35th percentiles of their respective markets, and homes are deemed affordable if the mortgage payment consumes no more than 30% of the household income. When comparing income to the cost of monthly mortgage payments, the typical buyer now earns 8.9% more than they need.

Buyers 476

Buyers Real Estate Mortgage Brokerage 476

Appraisal Buzz

MARCH 11, 2025

Mortgage credit availability increased 1.4% on the Mortgage Bankers Associations (MBA) Mortgage Credit Availability Index (MCAI). The index, which uses data provided by ICE Mortgage Technology, was benchmarked to 100 in March 2012. in February compared with January, rising to a score of 100.4

Mortgage 195

Mortgage Government Lending Investors 195

Housing Wire

MARCH 5, 2025

1 loan originator in the country by volume for at least five years, is assuming the role of president at Rate Mortgage , the company announced Tuesday. 8 on the Inside Mortgage Finance ranking of top originators at just under $40 billion. 1 mortgage company in America. 1 mortgage company in the country.

Loan Officers 435

Loan Officers Clients Business Technology 435

Housing Wire

DECEMBER 10, 2021

Mortgage credit availability dropped in November, despite improvements in the labor market, according to a report released Friday by the Mortgage Bankers Association (MBA). The MBA Mortgage Credit Availability Index overall fell by 0.6% The post Mortgage credit availability declines in November appeared first on HousingWire.

Mortgage 435

Mortgage Government Inventory Investing 435

Housing Wire

OCTOBER 28, 2020

Tomo Networks , a Connecticut-based digital mortgage startup, just picked up $40 million in a seed round as it mobilizes to build a compelling product in an increasingly crowded market. . The pandemic has dramatically increased the adoption of digital mortgage tools. Find out what those are here. Presented by: Snapdocs.

Real Estate Agent 486

Real Estate Agent Mortgage Real Estate Tools 486

Appraisal Buzz

JUNE 7, 2024

Mortgage credit availability increased in May, according to the Mortgage Credit Availability Index (MCAI) , a report from the Mortgage Bankers Association (MBA) based on data from ICE Mortgage Technology. The index was benchmarked at 100 in March 2012. The MCAI increased by 0.1%

Mortgage 343

Mortgage Government Design Lending 343

Housing Wire

DECEMBER 7, 2022

Since the weaker CPI data was released in November, bond yields and mortgage rates have been heading lower. The question then was: What would lower mortgage rates do to this data? However, mortgage rates have fallen more than 1% since the recent highs, so it’s time to look at the data to explain how to interpret it.

Housing Market 544

Housing Market Mortgage Marketing Inventory 544

Housing Wire

OCTOBER 13, 2021

Chicago-based mortgage originator Interfirst Mortgage Co. billion in 2012 to $2 billion in 2016. “The mortgage industry is fragmented and ripe for disruption by tech-enabled, customer-centric platforms,” Al Goldstein, CEO of StoicLane and one of the investors in the round, said in a statement. and former U.S.

Mortgage 427

Mortgage Investors Investing Technology 427