Housing Wire

FEBRUARY 28, 2021

Home Lending Pal (HLP) has an anonymous marketplace that uses conversational intelligence, machine learning and blockchain to help first-time homebuyers through the home research and lending process. But generating leads isn’t an easy process, especially if businesses depend on older methods to produce results.

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Housing Wire

SEPTEMBER 13, 2022

Lending standards tightened in August amid a worsening economic outlook and signs of cooling in home-price growth. A decline in MCAI, benchmarked to 100 in March 2012, indicates that lending standards are tightening while an increase in the index suggests a loosening of credit. billion in 2022 from last year’s $4.4 billion. .

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Housing Wire

MARCH 28, 2023

A federal judge in Georgia has given the green light for an amended “predatory lending” lawsuit to proceed against Wells Fargo. Wells Fargo has been under fire numerous times in the past over discriminatory lending allegations. The lawsuit was filed under the Fair Housing Act by three counties in Georgia.

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Housing Wire

FEBRUARY 9, 2021

Non-QM lending is poised for growth in 2021. HousingWire recently spoke with Mike Fierman, managing partner and co-CEO of Angel Oak, about the non-QM lending outlook for 2021 and how Angel Oak’s “originate to hold” model benefits originators. The index was benchmarked to 100 in March 2012. Presented by: Angel Oak. in January.

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Appraisal Buzz

FEBRUARY 11, 2025

A decrease in the index score indicates that lending standards are tightening, while increases are indicative of loosening credit. The index which uses data from ICE Mortgage Technology was benchmarked to 100 in March 2012. Mortgage credit availability increased in January, rising 2.5% compared with December to a score of 99.0

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Appraisal Buzz

JULY 11, 2024

While increases in the index point to looser credit, a decrease in the MCAI suggests tighter lending requirements. In March 2012, the index was benchmarked at 100. The recent growth in credit availability is encouraging, but the index is still hovering near 2012 lows. Government March 31, 2012=183.5.

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Housing Wire

APRIL 20, 2022

A Department of Veterans Affairs lending program for Native American veterans has been severely underutilized, a government watchdog found. from 2012 to 2021. The GAO said that the VA lacked the staff to run the lending program and failed to inform communities that it exists.

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Housing Wire

JUNE 6, 2024

The index was initially benchmarked to 100 in 2012. The MCAI measures how tight or loose lending standards are in any given month. A reduction in the MCAI indicates a tightening of lending standards, while increases indicate the loosening of credit. The Mortgage Credit Availability Index (MCAI) rose by 0.1%

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Housing Wire

AUGUST 26, 2024

million in 15 funding rounds with 25 investors since its inception in 2012. HousingWire reported that in June 2022, the company raised $115 million — $60 million in equity and $55 million in debt — while acquiring Denver-based lending startup Accept.inc. In 2019, HomeLight acquired Eave , a digital mortgage lending startup.

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Housing Wire

FEBRUARY 9, 2024

over December’s figure, based on initial benchmarking of the index to 100 in 2012. However, overall credit availability remained close to 2012 lows, and the conventional index was close to its record low in the series dating back to 2011,” he said. The MBA’s Mortgage Credit Availability Index (MCAI) increased in January to 92.7,

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Appraisal Buzz

AUGUST 8, 2024

While increases in the index point to looser credit, a decrease in the MCAI suggests tighter lending requirements. In March 2012, the index was benchmarked at 100. MBA calibrated the Conventional and Government indices to better represent where each index might fall in March 2012 (the “base period”) relative to the Total=100 benchmark.

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Appraisal Buzz

MARCH 11, 2025

A decline in the MCAI indicates that lending standards are tightening, while increases are indicative of loosening credit. The index, which uses data provided by ICE Mortgage Technology, was benchmarked to 100 in March 2012.

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Mortgage Government Lending Investors 195

Housing Wire

FEBRUARY 23, 2024

The gap narrowed significantly since 2012, when it stood at 7.9 While higher mortgage rates and elevated home prices affected affordability for everyone, regardless of race, the median household income for Black renters rose more than for white renters since 2012. About 7.8% of white families that year — representing a gap of 4.7

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Mortgage Home Value Lending Real Estate 476

Housing Wire

AUGUST 28, 2024

Snapdocs, founded in 2012, works with hundreds of mortgage lenders and title companies, as well as 100,000-plus settlement agents and 140,000 qualified notaries. The collaboration in May was aimed at enabling warehouse lenders to seamlessly and securely manage eNote transactions within their warehouse lending system of record.

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Technology Lending Real Estate Tools 432

Appraisal Buzz

NOVEMBER 15, 2024

The report, which analyzes data from ICE Mortgage Technology, was benchmarked to 100 in March 2012. A decline in the index score indicates that lending standards are tightening, while increases in the score are indicative of loosening credit. Mortgage credit availability increased in October, rising to a score of 99.2

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Appraisal Buzz

JANUARY 30, 2025

Ziebell joined Waterstone Mortgage as assistant general counsel in October 2012, shortly after graduating from law school. While at Waterstone Mortgage, Ziebell has played a key role in the companys expansion efforts, growing its lending footprint from only a handful of states to 48 states and the District of Columbia.

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Housing Wire

JUNE 2, 2023

Founded in 2012, the Pretium platform capitalizes on investment and lending opportunities and has more than $50 billion of assets with real estate investments across 30 markets in the U.S, according to the firm.

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Appraisal Buzz

AUGUST 15, 2024

NFM Lending EVP and Chief Legal Officer LaTasha Waddy NFM Lending and its family of lenders has announced the promotion of LaTasha Waddy to EVP and Chief Legal Officer. Waddy has been integral to the NFM Lending team since 2012, previously serving as General Counsel and Chief Compliance Officer.

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Housing Wire

JUNE 12, 2024

Also, since 2012, we have had three refinance waves : 2012, 2016 and 2021-2022. This is the risk of late-cycle lending in the U.S., It’s good to remember that U.S. homeowners are living in their homes longer and longer. especially with anyone with a low or zero down payment loan. With all that said, you can see the U.S.

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Housing Wire

AUGUST 22, 2022

She was previously the COO at Glenn Stearns’ Kind Lending and Planet Home Lending. Lindblom also spent five years at Stearns Wholesale between 2012 and 2017, where she was managing director of national fulfillment and operations. Lindblom joins the non-QM-focused lender following a stint at First Guaranty Mortgage Corp.

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Housing Wire

JANUARY 8, 2024

HousingWire: How do you view the lending landscape for 2024? Since 2012, the average rate has been 7.7%. The easiest way to build that awareness was to build a robust lending platform. Driven by our community development mission to create lending solutions for how people live and work today, we’re always going to be relevant.

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Housing Wire

FEBRUARY 26, 2025

Other nuts and bolts issues regarding loan mechanics were similarly enlightening, they said, with particular attention to understanding how the credit assessment is completed, how the lenders and lending officers work, and how they do business development. The industry in Australia and New Zealand is also much younger than it is in the U.S.

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Appraisal Buzz

DECEMBER 15, 2021

ClearPath Lending , a VA home loan origination firm, reports that it has provided more than 50,000 mortgage loans that were guaranteed by the Department of Veterans Affairs or insured by the Federal Housing Administration (FHA) since the company was founded in 2012. It’s an honor to serve the.

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Housing Wire

MARCH 7, 2022

The cooperative members cover the entire lending spectrum, originating between $50 million and $25 billion per year. In 2012, one-third of people surveyed said they would consider a mortgage from retailer Walmart and almost half would consider one from PayPal. Neither company offered mortgages. The post Welcome to Walmart.

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Retail Mortgage Lending Real Estate 488

Housing Wire

SEPTEMBER 12, 2023

A decline of the index, benchmarked to 100 in March 2012, indicates that lending standards are tightening while an increase suggests loosening credit. The trade group’s monthly Mortgage Credit Availability Index picked up by 0.3% in August.

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Mortgage Government Lending Marketing 418

Appraisal Buzz

JUNE 7, 2024

A decrease in the MCAI suggests tighter lending rules, whilst an increase in the index indicates looser credit. The index was benchmarked at 100 in March 2012. The overall supply of mortgage credit is still close to 2012 lows, but is slowly increasing,” said Joel Kan, MBA’s VP and Deputy Chief Economist.

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Mortgage Government Design Lending 343

Housing Wire

MARCH 29, 2022

During her 16-year stint at the government guarantor, Johnson held numerous titles, including vice president of capital markets from 2006 to 2012, senior vice president of multi-family from 2012 to 2013 and chief risk officer from 2015 to 2018. What are the building blocks of digital lending? Presented by: Wolters Kluwer.

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Housing Wire

JULY 29, 2021

They further state: “The collapse of the short-term funding structure of nonbanks and some depositories, such as Countrywide Financial , led to rapid losses in liquidity and lending activity. These were 2000-2003, 2004-2008Q2, 2008Q3-2011, and 2012-2015. Specifically, the 1.9 Similar results (2.57

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Sellers Mortgage Business Lending 448

Housing Wire

FEBRUARY 12, 2024

Before DKMC, Bogle spent three years at Superior Mortgage, and transitioned for another three years at Guaranteed Rate after the company acquired Superior in February 2012. Most of last year’s top-producing loan officers at DKMC are not transitioning to NAF, HousingWire reported.

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Appraisal Buzz

SEPTEMBER 13, 2024

While increases in the index point to looser credit, a decrease in the MCAI suggests tighter lending requirements. In March 2012, the index was benchmarked at 100. In August, the MCAI increased by 0.9% The Government MCAI remained steady, whereas the Conventional MCAI rose by 1.8%. among the Conventional MCAI’s component indices.

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Mortgage Government Lending Construction 414

Housing Wire

JULY 28, 2022

In light of this, HousingWire recently caught up with Teraverde Chief Technology & Innovation Officer Rob Peterson to learn more about the key to lender profitability in today’s lending environment. In the overall process of residential lending, our industry has not used automation. The blue bar is compensation cost since 2012.

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Technology Business Lending Training 418

Housing Wire

JUNE 13, 2023

A decline of the index, benchmarked to 100 in March 2012, indicates that lending standards are tightening while an increase suggests loosening credit. The monthly Mortgage Credit Availability Index fell by 3.1% last month, according to the Mortgage Bankers Association.

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Mortgage Government Lending Contracts 370

Housing Wire

FEBRUARY 2, 2022

Jamie Thornton, director of online mortgage lending at Real Genius, said in a statement that the company has “invested a significant amount of time and resources” into developing technology for customers. Since 2016, we’ve helped more than 51,000 families with their mortgage needs, lending more than $15 billion,” said Thornton.

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Mortgage Technology Lending Modernization 370

Housing Wire

JULY 28, 2021

Digital lending and cloud banking startup Blend Labs has launched Blend Impact , a program focused on increasing access and equity in housing and financial services with Blend’s nonprofit partners. Launched in 2012, Blend raised $300 million in January 2021, not long after it introduced a series of consumer banking tools.

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Housing Wire

AUGUST 8, 2023

A decline of the index, benchmarked to 100 in March 2012, indicates that lending standards are tightening while an increase suggests loosening credit. The trade group’s monthly Mortgage Credit Availability Index fell by 0.3% last month. One key driver of this month’s decline was a drop in cash-out refinance loan programs,” said Kan.

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Mortgage Government Lending 370

Housing Wire

FEBRUARY 10, 2021

Perry joined Freddie Mac in 2011 to oversee the company’s fair lending program. Nunnink joined Freddie Mac in 2012 in production and sales where she led the development of several of Freddie Mac Multifamily’s more innovative offerings. Before that, Nunnink held various production roles for banks and investment groups.

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Investors Development Legal Business 529

Housing Wire

AUGUST 9, 2022

Lending standards tightened in July with the mortgage credit availability index (MCAI) dropping 9%, the largest monthly drop since April 2020, according to the Mortgage Bankers Association (MBA). A decline of the index, benchmarked to 100 in March 2012, indicates lending standards are tightening while an increase suggests loosening credit.

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Mortgage Government Lending Inventory 397