Housing Wire

FEBRUARY 9, 2021

Non-QM lending is poised for growth in 2021. HousingWire recently spoke with Mike Fierman, managing partner and co-CEO of Angel Oak, about the non-QM lending outlook for 2021 and how Angel Oak’s “originate to hold” model benefits originators. The index was benchmarked to 100 in March 2012. Presented by: Angel Oak. in January.

Lending 322

Lending Investors Mortgage Marketing 322

Housing Wire

FEBRUARY 9, 2024

over December’s figure, based on initial benchmarking of the index to 100 in 2012. However, overall credit availability remained close to 2012 lows, and the conventional index was close to its record low in the series dating back to 2011,” he said. The MBA’s Mortgage Credit Availability Index (MCAI) increased in January to 92.7,

Mortgage 413

Mortgage Government Lending Technology 413

Appraisal Buzz

AUGUST 8, 2024

While increases in the index point to looser credit, a decrease in the MCAI suggests tighter lending requirements. In March 2012, the index was benchmarked at 100. MBA calibrated the Conventional and Government indices to better represent where each index might fall in March 2012 (the “base period”) relative to the Total=100 benchmark.

Mortgage 396

Mortgage Government Lending Construction 396

Housing Wire

FEBRUARY 23, 2024

The gap narrowed significantly since 2012, when it stood at 7.9 While higher mortgage rates and elevated home prices affected affordability for everyone, regardless of race, the median household income for Black renters rose more than for white renters since 2012. About 7.8% of white families that year — representing a gap of 4.7

Mortgage 398

Mortgage Home Value Lending Real Estate 398

Housing Wire

JUNE 6, 2024

The index was initially benchmarked to 100 in 2012. The MCAI measures how tight or loose lending standards are in any given month. A reduction in the MCAI indicates a tightening of lending standards, while increases indicate the loosening of credit. The Mortgage Credit Availability Index (MCAI) rose by 0.1%

Mortgage 377

Mortgage Lending Government Technology 377

Housing Wire

AUGUST 26, 2024

million in 15 funding rounds with 25 investors since its inception in 2012. HousingWire reported that in June 2022, the company raised $115 million — $60 million in equity and $55 million in debt — while acquiring Denver-based lending startup Accept.inc. In 2019, HomeLight acquired Eave , a digital mortgage lending startup.

Real Estate Agent 388

Real Estate Agent Real Estate Loan Officers Tools 388

Appraisal Buzz

AUGUST 15, 2024

NFM Lending EVP and Chief Legal Officer LaTasha Waddy NFM Lending and its family of lenders has announced the promotion of LaTasha Waddy to EVP and Chief Legal Officer. Waddy has been integral to the NFM Lending team since 2012, previously serving as General Counsel and Chief Compliance Officer.

Legal 195

Legal Lending Appraisal 195

Housing Wire

JUNE 2, 2023

Founded in 2012, the Pretium platform capitalizes on investment and lending opportunities and has more than $50 billion of assets with real estate investments across 30 markets in the U.S, according to the firm.

Real Estate 415

Real Estate Investors Investing Housing Market 415

Housing Wire

DECEMBER 17, 2024

Pete Stebbins, 90, initially joined Fairway in 2012 and currently works as director of business development in the companys Madison, Wisconsin, office. Josh Kilty (left), senior vice president of reverse lending at Fairway, presents a lifetime achievement award to Pistol Pete Stebbins.

Real Estate Agent 356

Real Estate Agent Lending Real Estate Insurance 356

Appraisal Buzz

DECEMBER 15, 2021

ClearPath Lending , a VA home loan origination firm, reports that it has provided more than 50,000 mortgage loans that were guaranteed by the Department of Veterans Affairs or insured by the Federal Housing Administration (FHA) since the company was founded in 2012. It’s an honor to serve the.

Lending 195

Lending Mortgage Insurance Appraisal 195

Appraisal Buzz

JANUARY 10, 2025

While an increase in the index signifies loosening credit, a decrease in the MCAI suggests tightening lending rules. In March 2012, the index was benchmarked at 100. In December, the MCAI increased by 0.7% The Government MCAI did not change, however the Conventional MCAI rose by 1.3%. The Conforming MCAI decreased by 0.7

Mortgage 393

Mortgage Government Lending Technology 393

Housing Wire

MARCH 7, 2022

The cooperative members cover the entire lending spectrum, originating between $50 million and $25 billion per year. In 2012, one-third of people surveyed said they would consider a mortgage from retailer Walmart and almost half would consider one from PayPal. Neither company offered mortgages. The post Welcome to Walmart.

Retail 488

Retail Mortgage Lending Real Estate 488

Appraisal Buzz

NOVEMBER 20, 2024

A decline in the MCAI indicates that lending standards are tightening, while increases in the index are indicative of loosening credit. The index was benchmarked to 100 in March 2012. The MCAI rose by 0.7 percent to 99.2 in October. The Conventional MCAI increased 1.0 percent, while the Government MCAI increased by 0.4

Mortgage 418

Mortgage Government Design Construction 418

Appraisal Buzz

JUNE 7, 2024

A decrease in the MCAI suggests tighter lending rules, whilst an increase in the index indicates looser credit. The index was benchmarked at 100 in March 2012. The overall supply of mortgage credit is still close to 2012 lows, but is slowly increasing,” said Joel Kan, MBA’s VP and Deputy Chief Economist.

Mortgage 343

Mortgage Government Design Lending 343

Housing Wire

AUGUST 22, 2022

She was previously the COO at Glenn Stearns’ Kind Lending and Planet Home Lending. Lindblom also spent five years at Stearns Wholesale between 2012 and 2017, where she was managing director of national fulfillment and operations. Lindblom joins the non-QM-focused lender following a stint at First Guaranty Mortgage Corp.

Lending 348

Lending Investing Real Estate Mortgage 348

Housing Wire

JULY 29, 2021

They further state: “The collapse of the short-term funding structure of nonbanks and some depositories, such as Countrywide Financial , led to rapid losses in liquidity and lending activity. These were 2000-2003, 2004-2008Q2, 2008Q3-2011, and 2012-2015. Specifically, the 1.9 Similar results (2.57

Sellers 447

Sellers Mortgage Business Lending 447

Appraisal Buzz

SEPTEMBER 13, 2024

While increases in the index point to looser credit, a decrease in the MCAI suggests tighter lending requirements. In March 2012, the index was benchmarked at 100. In August, the MCAI increased by 0.9% The Government MCAI remained steady, whereas the Conventional MCAI rose by 1.8%. among the Conventional MCAI’s component indices.

Mortgage 414

Mortgage Government Lending Construction 414

Housing Wire

AUGUST 28, 2024

Snapdocs, founded in 2012, works with hundreds of mortgage lenders and title companies, as well as 100,000-plus settlement agents and 140,000 qualified notaries. The collaboration in May was aimed at enabling warehouse lenders to seamlessly and securely manage eNote transactions within their warehouse lending system of record.

Technology 329

Technology Lending Real Estate Tools 329

Housing Wire

MARCH 29, 2022

During her 16-year stint at the government guarantor, Johnson held numerous titles, including vice president of capital markets from 2006 to 2012, senior vice president of multi-family from 2012 to 2013 and chief risk officer from 2015 to 2018. What are the building blocks of digital lending? Presented by: Wolters Kluwer.

Government 360

Government Lending Technology Mortgage 360

Appraisal Buzz

OCTOBER 15, 2024

While increases in the index point to looser credit, a decrease in the MCAI suggests tighter lending requirements. In March 2012, the index was benchmarked at 100. Key Findings from the Mortgage Credit Availability Index: In September, the MCAI dropped by 0.5% The Government MCAI grew by 0.8%, while the Conventional MCAI fell by 1.7%.

Mortgage 387

Mortgage Government Lending Construction 387

Housing Wire

FEBRUARY 12, 2024

Before DKMC, Bogle spent three years at Superior Mortgage, and transitioned for another three years at Guaranteed Rate after the company acquired Superior in February 2012. Most of last year’s top-producing loan officers at DKMC are not transitioning to NAF, HousingWire reported.

Marketing 378

Marketing Loan Officers Advertising Retail 378

Housing Wire

JULY 28, 2021

Digital lending and cloud banking startup Blend Labs has launched Blend Impact , a program focused on increasing access and equity in housing and financial services with Blend’s nonprofit partners. Launched in 2012, Blend raised $300 million in January 2021, not long after it introduced a series of consumer banking tools.

Legal 421

Legal Lending Development Design 421

Housing Wire

FEBRUARY 10, 2021

Perry joined Freddie Mac in 2011 to oversee the company’s fair lending program. Nunnink joined Freddie Mac in 2012 in production and sales where she led the development of several of Freddie Mac Multifamily’s more innovative offerings. Before that, Nunnink held various production roles for banks and investment groups.

Investors 529

Investors Development Legal Business 529

Housing Wire

SEPTEMBER 12, 2023

A decline of the index, benchmarked to 100 in March 2012, indicates that lending standards are tightening while an increase suggests loosening credit. The trade group’s monthly Mortgage Credit Availability Index picked up by 0.3% in August.

Mortgage 373

Mortgage Government Lending Marketing 373

Housing Wire

JUNE 13, 2023

A decline of the index, benchmarked to 100 in March 2012, indicates that lending standards are tightening while an increase suggests loosening credit. The monthly Mortgage Credit Availability Index fell by 3.1% last month, according to the Mortgage Bankers Association.

Mortgage 337

Mortgage Government Lending Contracts 337

Housing Wire

AUGUST 9, 2022

Lending standards tightened in July with the mortgage credit availability index (MCAI) dropping 9%, the largest monthly drop since April 2020, according to the Mortgage Bankers Association (MBA). A decline of the index, benchmarked to 100 in March 2012, indicates lending standards are tightening while an increase suggests loosening credit.

Mortgage 374

Mortgage Government Lending Inventory 374

Housing Wire

DECEMBER 11, 2024

Glenn Stearns Kind Lending and Planet Home Lending. Lindblom also spent five years at Stearns Wholesale between 2012 and 2017 as the managing director of national fulfillment and operations. Since February, Lindblom has been self-employed as a Strategy Operations Consultant for her company, Streamlined Operations Solutions, LLC.

Mortgage 288

Mortgage Lending 288

Housing Wire

JANUARY 5, 2021

Home Lending Pal, Stavvy and Real Key were initiated in to the MortgageTech Accelerator program with promises of seed funding, connections and mentors , and Blend , a digital mortgage startup founded in 2012, reached unicorn status this year with its $75 million Series F raise , which valued it at $1.7 billion.

Architecture 411

Architecture Real Estate Agent Loan Officers Real Estate 411

Housing Wire

MARCH 31, 2022

crew, this would mean home prices would have to get back to 2012 in a short amount of time. since the 2012 lows and that is the magnitude of decline we would need to see to justify using the term “housing bubble.” For the housing bubble 2.0 Home prices have grown 108.3%

Housing Market 522

Housing Market Inventory Lending Marketing 522

Housing Wire

JULY 12, 2022

A decline of the index, benchmarked to 100 in March 2012, indicates lending standards are tightening, while an increase suggests loosening credit. . The monthly Mortgage Credit Availability Index (MCAI) fell by 0.3% in June, according to the Mortgage Bankers Association. Credit availability was mixed by loan type.

Mortgage 392

Mortgage Government Lending Inventory 392

Housing Wire

JANUARY 8, 2024

HousingWire: How do you view the lending landscape for 2024? Since 2012, the average rate has been 7.7%. The easiest way to build that awareness was to build a robust lending platform. Driven by our community development mission to create lending solutions for how people live and work today, we’re always going to be relevant.

Lending 363

Lending Development Investors Finance 363

Housing Wire

JULY 6, 2021

It has raised a total of $655 million since its founding in 2012, according to Crunchbase. Since it was estabslihed in 2012, Blend has been run by its co-founders ? But Mayopoulos has also stated that virtually “every aspect of mortgage lending can be improved through digitization.”. Presented by: FADT.

Technology 384

Technology Mortgage Valuation Insurance 384

Appraisal Buzz

JUNE 9, 2022

A decline in the MCAI indicates that lending standards are tightening, while increases in the index are indicative of loosening credit. The index was benchmarked to 100 in March 2012. The post MBA Report Signifies Tougher Lending Standards, Mortgage Credit Availability Decline appeared first on Appraisal Buzz. to 120 in May.

Lending 150

Lending Mortgage Technology Appraisal 150

Housing Wire

APRIL 8, 2022

housing market, and we should never ease lending standards to try to facilitate demand. Lending standards are already liberal enough, so we don’t need to go down that avenue. Late cycle lending is always a risk in the lending industry. However, late-cycle lending is always a risk for short sales and foreclosures.

Housing Market 416

Housing Market Marketing Inventory Lending 416

Housing Wire

OCTOBER 12, 2020

Due to the loosey-goosey lending standards of the time, many of these delinquent loan holders had little to negative equity. Here is another precedent: Back in 2012, our housing bear buddies kept insisting that the housing market had 4 million to 5 million homes in what they called shadow inventory.

Inventory 545

Inventory Housing Market Marketing Mortgage 545

Housing Wire

MAY 19, 2022

If there’s a bet to be made on the future of the non-agency lending space, it’s that the adjustable-rate mortgage (ARM) will become far more popular this year as purchase mortgages increasingly dominate a housing market pivoting to an up-rate environment. It’s a very well-trodden path.”.

Loan Officers 475

Loan Officers Lending Mortgage Housing Market 475

Housing Wire

JULY 28, 2022

In light of this, HousingWire recently caught up with Teraverde Chief Technology & Innovation Officer Rob Peterson to learn more about the key to lender profitability in today’s lending environment. In the overall process of residential lending, our industry has not used automation. The blue bar is compensation cost since 2012.

Technology 339

Technology Business Lending Training 339