Housing Wire

FEBRUARY 10, 2021

Perry joined Freddie Mac in 2011 to oversee the company’s fair lending program. The company said Nunnink, who brings nearly a decade of experience working with Freddie Mac’s Optigo network, will leverage her relationships with investors, lenders and borrowers to drive industry-wide outcomes. “At

Investors 529

Investors Development Legal Business 529

Housing Wire

JANUARY 8, 2024

HousingWire: How do you view the lending landscape for 2024? Since 2012, the average rate has been 7.7%. The easiest way to build that awareness was to build a robust lending platform. Driven by our community development mission to create lending solutions for how people live and work today, we’re always going to be relevant.

Lending 458

Lending Development Investors Finance 458

Housing Wire

OCTOBER 13, 2021

Funds managed by Oaktree Capital Management , MFA Financia l, various family offices, and other strategic investors invested through a StoicLane’s special purpose vehicle, StoicLane said. billion in 2012 to $2 billion in 2016. But Interfirst’s tech bend has undoubtedly attracted some sophisticated investors.

Mortgage 428

Mortgage Investors Investing Loan Officers 428

Housing Wire

FEBRUARY 2, 2022

Jamie Thornton, director of online mortgage lending at Real Genius, said in a statement that the company has “invested a significant amount of time and resources” into developing technology for customers. Since 2016, we’ve helped more than 51,000 families with their mortgage needs, lending more than $15 billion,” said Thornton.

Mortgage 370

Mortgage Technology Lending Modernization 370

Housing Wire

SEPTEMBER 4, 2024

. “I am thrilled to bring my decades of experience in real estate finance to Pretium as the company scales its efforts in real estate debt, and continues to create value for homebuilders, investors and communities,” Kulvin said.

Finance 448

Finance Real Estate Investing Development 448

Housing Wire

SEPTEMBER 4, 2024

Debenture interest refers to the percentage of a return that an investor would receive for lending money through a debenture. HERMIT was launched by HUD in October 2012 after a protracted development cycle. The ML goes into effect on Sept. The updated rule builds upon several changes that FHA made to the HECM program on Jan.

Mortgage 459

Mortgage Legal Development Insurance 459

Housing Wire

MAY 19, 2022

If there’s a bet to be made on the future of the non-agency lending space, it’s that the adjustable-rate mortgage (ARM) will become far more popular this year as purchase mortgages increasingly dominate a housing market pivoting to an up-rate environment. ARMs came up at almost every meeting, so it’s very relevant.”.

Loan Officers 476

Loan Officers Lending Mortgage Housing Market 476

Housing Wire

JULY 6, 2021

It has raised a total of $655 million since its founding in 2012, according to Crunchbase. Since it was estabslihed in 2012, Blend has been run by its co-founders ? But Mayopoulos has also stated that virtually “every aspect of mortgage lending can be improved through digitization.”. Presented by: FADT. million and $96.0

Technology 397

Technology Valuation Mortgage Insurance 397

Housing Wire

JUNE 16, 2022

The total funding, since the startup’s launch in 2012, is about $645 million and its valuation is at roughly $1.7 The company also announced Thursday it will acquire Accept.inc, a Denver, Colorado-based lending startup, in an all-stock transaction for an undisclosed amount. The deal is expected to close in coming weeks. .

Real Estate 370

Real Estate Brokerage Lending Clients 370

Housing Wire

SEPTEMBER 12, 2023

Interest rates have risen from a low of less than 3% in 2012 to over 7% today, meaning that 99% – according to Goldman Sachs – have a lower rate and would not benefit from a refinance. This left a void in the mortgage lending market, which was filled by IMBs. Some are still doing this today and doing quite well.

Mortgage 418

Mortgage Investors Business Lending 418

Housing Wire

AUGUST 21, 2023

403 Homelight 1,444% 2012 Providing a platform that helps deliver better outcomes for homebuyers and sellers. 469 LoanStar Technologies 1,241% 2016 Enabling lenders to connect and lend to customers who are traditionally underbanked or unbanked. Other established names to make the Inc. Two companies on the list have been on the Inc.

Real Estate 370

Real Estate Real Estate Agent Technology Investors 370

Housing Wire

FEBRUARY 10, 2021

Perry joined Freddie Mac in 2011 to oversee the company’s fair lending program. The company said Nunnink, who brings nearly a decade of experience working with Freddie Mac’s Optigo network, will leverage her relationships with investors, lenders and borrowers to drive industry-wide outcomes. “At

Investors 370

Investors Development Legal Business 370

Housing Wire

OCTOBER 12, 2020

Some of their biggest hits (or should I say misses) in the last 8 years have been the never-realized silver tsunami crash, the ever popular investor supply crash, the Airbnb supply crash, and this year, COVID-19 was for sure going to send prices crashing 30%-50%. The number isn’t growing; it’s slowly shrinking.

Inventory 545

Inventory Housing Market Marketing Mortgage 545

Housing Wire

JULY 19, 2021

Blend’s investors are apparently convinced that the company can radically transform lending, simplifying and digitizing regimented-but-clumsy processes that are still rather paperwork-heavy. Blend’s investors are betting that the firm can be much more than the tech that underpins mortgage application processing.

Insurance 397

Insurance Investors Technology Real Estate Agent 397

Housing Wire

AUGUST 12, 2020

Fintech-focused Canapi Ventures led the investment, which brings Blend’s total venture raised to $365 million since its 2012 inception. Virtually every aspect of mortgage lending can be improved through digitization,” Mayopoulos added. Blend announced Wednesday it has raised a $75 million Series F round at a valuation of nearly $1.7

Investing 508

Investing Loan Officers Technology Development 508

Housing Wire

APRIL 8, 2022

housing market, and we should never ease lending standards to try to facilitate demand. Lending standards are already liberal enough, so we don’t need to go down that avenue. Late cycle lending is always a risk in the lending industry. However, late-cycle lending is always a risk for short sales and foreclosures.

Housing Market 418

Housing Market Marketing Inventory Lending 418

Housing Wire

AUGUST 30, 2022

This means all those men and women since 2012 who have been saying its housing 2008 all over again on their YouTube , Twitter, Facebook and other social media outlets simply don’t have the proper training to talk about housing economics. Nor can we ever have a credit sales boom again with lending standards back to normal.

Inventory 397

Inventory New Listings Law Housing Market 397

Housing Wire

JULY 27, 2021

Unlike lenders or servicers for Fannie Mae and Freddie Mac , Ginnie Mae issuers are responsible for passing along payments to investors after borrower equity, federal agency and mortgage insurance resources are exhausted. If those issuers fail, Ginnie Mae is ultimately responsible for making those investor payments.

Insurance 459

Insurance Finance Government Mortgage 459

Housing Wire

AUGUST 7, 2023

Real estate still relies on a “system” unable to integrate production across the silos of media, brokerage, lending, insurance and trading. Geographically aware marketplaces that link listings, lending and liquidity will unlock actionable information. Many industries began to deploy electronic supply chains in the 1980’s.

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Supply Chain Real Estate Architecture Brokerage 370

Housing Wire

JANUARY 24, 2022

Non-QM mortgages include loans to the self-employed, such as small-business owners or gig workers, and other borrowers who fall outside the box of agency lending guidelines.). Six non-QM private-label securitizations backed by 4,600 loans valued at $2.8

Lending 370

Lending Mortgage Finance Housing Market 370

Housing Wire

MARCH 22, 2023

The Federal Reserve ‘s decision to raise the federal funds rate by 25 basis points on Wednesday signaled that officials are still focused on bringing down inflation to 2% while monitoring how much recent bank failures slow lending in the economy and cool demand. The national median existing-home sale price fell 0.2%

Mortgage 418

Mortgage Sellers Buyers Housing Market 418

Housing Wire

FEBRUARY 14, 2023

Servicers haven’t faced this much regulatory oversight since 2012. Servicers will need to comply with requirements from CFPB , the GSEs (or other investors), as well as state and local regulators – and that’s going to take technology that can be quickly adapted as new requirements emerge. ACES hosted a webinar on Feb.

Technology 415

Technology Lending Mortgage Investors 415

Appraisal Buzz

JULY 5, 2024

During this webinar, Fitch Ratings will present a cross-section of industry stakeholders discussing the drivers of housing economy expansion, factors impacting homebuilder credit, the home loan lending environment, and mortgage delinquency expectations. economy to Fitch analysts, investors, issuers, and the media.

Housing Market 361

Housing Market Marketing Finance Development 361

Housing Wire

NOVEMBER 23, 2022

While it is true that many nonbanks entered this downturn with a large war chest of cash and capital, this is more than offset by the impact of warehouse and investor covenants, which are causing lenders to move expeditiously to cut costs,” Jim Cameron, Stratmor Group ’s senior partner, wrote in a report published this week. “In

Marketing 397

Marketing Loan Officers Business Mortgage 397

Appraisal Buzz

OCTOBER 15, 2024

A decrease in the index score indicates that lending standards are tightening, while increases are indicative of loosening credit. The index was benchmarked to 100 in March 2012. Mortgage credit availability decreased in September, falling 0.5% to a score of 98.5 Credit availability for conventional loans decreased 1.7%

Mortgage 195

Mortgage Government Lending Investors 195

Housing Wire

MAY 25, 2021

Freddie Mac also found a 50% increase in appraisals completed in 2020 compared to 2012, but no more appraisers on hand to complete those appraisals than there were in 2020. Under this framework, mortgage investors like the GSEs would secure valuable data to inform their critical risk models that keep our housing ecosystem safeguarded.

Appraisal 370

Appraisal Valuation Real Estate Modernization 370

Housing Wire

SEPTEMBER 28, 2023

The mortgage lending industry exists to make home loans, not to repossess them. A 2012 Gallup Poll asserted that 58% of Americans preferred that the federal government take additional action to prevent foreclosures. Understandably, foreclosure has never been a popular topic. Nor should it be. It’s the antithesis of the American Dream.

Legal 448

Legal Training Real Estate Business 448

Housing Wire

AUGUST 3, 2023

Deitz said the “underbuilding” in the home market between 2012-2019 “left us with the housing deficit.” Deitz said the big national builders that are publicly traded companies and vertically integrated with lending arms and land-development companies “account for maybe a third or so of total single-family construction [volume based on units].”

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Construction Development Finance Mortgage 370

Appraisal Today

DECEMBER 8, 2023

In Sacramento, Invitation Homes went on a rampage in 2012 and 2013, and purchased more steadily in subsequent years. The last unit they bought was in mid-2022 as far as I can tell… To read more, plus the 45+ appraiser comments, Click Here Investor Home Purchases Are Down Over 40% in Sun Belt Pandemic. Investor purchases of U.S.

Appraisal 74

Appraisal Real Estate Contracts Design 74

Will Springer Realtor

MARCH 14, 2023

decline over the 12 months ending March 2012. By contrast, between June 2008 ($513,077) and February 2012 ($348,790), King County home prices experienced a peak-to-trough change of 32% (graphic below) as the housing market struggled through a financial crisis of epic proportions. since January to $726,700, they are 4.4%

Marketing 36

Marketing Buyers Inventory Sellers 36

Appraisal Buzz

JULY 19, 2024

He previously served as Nasdaq’s General Counsel North America and Chief Regulatory Officer, responsible for Nasdaq’s corporate law, intellectual property and regulatory teams that maintain fair, orderly markets and protect investors. He received his Ph.D.

Legal 195

Legal Law Technology Development 195

Appraisal Buzz

DECEMBER 10, 2024

While an increase in the index signifies loosening credit, a decrease in the MCAI suggests tightening lending rules. In March 2012, the index was benchmarked at 100. The most notable impact was on the government index, which decreased to its lowest since December 2012.

Lending 195

Lending Government Investors Technology 195

Appraisal Buzz

DECEMBER 10, 2024

Decreases in the index score indicate that lending standards are tightening, while increases in are indicative of loosening credit. The index was benchmarked to 100 in March 2012. The most notable impact was on the government index, which decreased to its lowest since December 2012. compared with October to a score of 95.9

Mortgage 195

Mortgage Government Lending Investors 195

Appraisal Buzz

NOVEMBER 15, 2024

He is a nationally recognized business strategist, investor, and philanthropist with over 30 years of experience in the mortgage banking industry. I decided that the inverse relationship of investing was lending or borrowing. I didn’t know anything about lending, but he shared with me about the real estate cycle.

Investing 365

Investing Business Mortgage Insurance 365

Patch of Land

OCTOBER 5, 2018

Congress has opportunities to address some of the challenges financial technology firms face in the lending sector. The pace of financial technology innovation in the alternative lending space is nothing short of phenomenal, but it has meant headaches for lenders and vendors waiting for regulation to play catch-up. In 2016, the U.S.

Lending 35

Lending Law Technology Investors 35