Housing Wire

FEBRUARY 9, 2021

Non-QM lending is poised for growth in 2021. HousingWire recently spoke with Mike Fierman, managing partner and co-CEO of Angel Oak, about the non-QM lending outlook for 2021 and how Angel Oak’s “originate to hold” model benefits originators. The index was benchmarked to 100 in March 2012. Presented by: Angel Oak. in January.

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Housing Wire

JUNE 12, 2024

For example, from 1985-2007, housing tenure was five to seven years; from 2008-2024, it grew to 11-13 years. Also, since 2012, we have had three refinance waves : 2012, 2016 and 2021-2022. This is the risk of late-cycle lending in the U.S., This is a significant advantage of the U.S. What’s the takeaway from this data?

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Housing Wire

JUNE 2, 2023

The transaction could also signal investors’ re-entry into the housing market after institutional investors shed properties at the end of 2022 following a drop in housing prices nationwide. The deal comes at a time when a lack of for-sale home inventory is boosting the appetite for homebuilders. according to the firm.

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Housing Wire

MARCH 31, 2022

The online reaction was immediate — housing must be about to crash. That’s not to say that the data points the Fed used are incorrect — in fact, we are in a savagely unhealthy housing market , but it’s not a bubble. First, because there is no speculative debt demand going on today, there can’t be a housing bubble.

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Housing Market Inventory Lending Marketing 532

Housing Wire

AUGUST 21, 2020

Let’s just say this is the final nail in the coffin for the housing bear troll camps that were so sure that this time, housing would finally crash. COVID didn’t get the housing market, but it did pull a fast one on those pesky bears. We saw hints of a flourishing housing market prior to the COVID crisis.

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Housing Market Mortgage Buyers Marketing 544

Housing Wire

OCTOBER 12, 2020

Despite what they promised, we sit here today with the United States housing market outperforming all other economic sectors in the world during the pandemic. In order for the housing market to crash due to too many loans going into default when forbearance programs end, the number of loans in these programs needs to grow.

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Housing Wire

JULY 24, 2024

Back in 2008, an artificial housing bubble burst due to reckless mortgage lending and speculative buying, leading to widespread foreclosures and a dramatic drop in home prices. This collapse not only devastated the housing market but also triggered a global financial crisis. million in 2006 to about 999,000 by 2012.

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Housing Wire

AUGUST 9, 2022

Lending standards tightened in July with the mortgage credit availability index (MCAI) dropping 9%, the largest monthly drop since April 2020, according to the Mortgage Bankers Association (MBA). A decline of the index, benchmarked to 100 in March 2012, indicates lending standards are tightening while an increase suggests loosening credit.

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Housing Wire

DECEMBER 29, 2023

. “The new home market has been extraordinary in 2023, and I think heading into 2024, we’re going to have the golden age of new home construction,” David O’Reilly, CEO of Howard Hughes , said in a recent CNBC interview. million housing units due to a severe lack of supply produced between 2012 and 2019.

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Housing Wire

JANUARY 5, 2021

According to SimpleNexus president Cathleen Schreiner , the company’s most recent funding will assist in its mission to overturn mortgage processes that have been historically archaic, attributing the record-setting numbers the housing market saw in the pandemic to its recent revenue push. billion.

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Housing Wire

SEPTEMBER 4, 2024

Bosman will help to lead Pretium’s investment activities in homebuilder finance, which have generated $14 billion in originations since the company’s inception in 2012. “Growing demand for homes, coupled with persistent housing shortages in key markets across the U.S.,

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Housing Wire

MAY 19, 2022

If there’s a bet to be made on the future of the non-agency lending space, it’s that the adjustable-rate mortgage (ARM) will become far more popular this year as purchase mortgages increasingly dominate a housing market pivoting to an up-rate environment. He described today’s non-QM market as a “very large bucket.”.

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Housing Wire

JULY 28, 2022

In light of this, HousingWire recently caught up with Teraverde Chief Technology & Innovation Officer Rob Peterson to learn more about the key to lender profitability in today’s lending environment. In the overall process of residential lending, our industry has not used automation. The blue bar is compensation cost since 2012.

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Technology Business Lending Training 418

Housing Wire

JUNE 13, 2023

A decline of the index, benchmarked to 100 in March 2012, indicates that lending standards are tightening while an increase suggests loosening credit. The monthly Mortgage Credit Availability Index fell by 3.1% last month, according to the Mortgage Bankers Association.

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Housing Wire

AUGUST 30, 2022

While the growth rate is cooling monthly, we are still in a savagely unhhealthy housing market trying to get national inventory levels back to pre-COVID-19 levels. Nor can we ever have a credit sales boom again with lending standards back to normal. crash, especially from 2012-2019. million listings.

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Housing Wire

FEBRUARY 12, 2021

Earlier in his career when working on data projects for large banks, Ghamsari realized how data and technology could be used to improve the process and affect positive change across mortgages and consumer lending more broadly. Taking those lessons with him, Ghamsari decided to start Blend in 2012 along with his co-founders.

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Housing Wire

JUNE 9, 2022

A decline of the index, benchmarked to 100 in March 2012, indicates lending standards are tightening while an increase suggests loosening credit. to 120 in May, the lowest level since July 2021, according to the Mortgage Bankers Association.

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Mortgage Government Lending Inventory 418

Housing Wire

JANUARY 24, 2022

Non-QM mortgages include loans to the self-employed, such as small-business owners or gig workers, and other borrowers who fall outside the box of agency lending guidelines.). Six non-QM private-label securitizations backed by 4,600 loans valued at $2.8

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Housing Wire

MARCH 22, 2023

The Federal Reserve ‘s decision to raise the federal funds rate by 25 basis points on Wednesday signaled that officials are still focused on bringing down inflation to 2% while monitoring how much recent bank failures slow lending in the economy and cool demand. The national median existing-home sale price fell 0.2%

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Housing Wire

MAY 6, 2022

HousingWire recently spoke with John Keratsis, President and CEO of Deephaven Mortgage, about the potential benefits of non-QM lending in today’s tight housing market. HousingWire: In today’s tight market, margin compression is impacting countless mortgage companies. Deephaven has been doing non-QM since 2012.

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Housing Wire

MAY 25, 2021

One significant factor behind the lack of evolution in the appraisal industry is that the American housing market has grown at a much higher rate than the pool of licensed professionals that are legally certified to appraise residential real estate. Navigating appraisal challenges in today’s housing market.

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Housing Wire

OCTOBER 18, 2022

National Home Price Index : This showed a slight decline in July but has been steadily rising since late 2012. Mortgage executives should focus on these indicators — as well as keep a close eye on their originating markets — to ensure they understand key market factors and can adjust business strategies accordingly.

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Appraisal Buzz

JULY 8, 2024

However, the trends this year are particularly challenging for house hunters, more so than at any point since the housing market boom began in 2012.” of the average national wage in the second quarter – marking the high point since 2007 and standing well above the common 28% lending guideline.

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Housing Wire

APRIL 8, 2024

It now faces a wave of mortgage maturities and payoffs on the thousands of affordable-housing complexes it has helped to finance over the years — with no new construction carried out under the program since 2012. I think in a healthy housing market, you have to have both new construction and preservation efforts,” Maxwell said.

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Housing Wire

MARCH 23, 2022

David Peskin: As we all know, the housing market is booming right now. The program is available to a wide range of homeowners, with lending limits as high as $4 million*. Then there is the HECM, which offers the most flexible terms for borrowers. Cash can be taken in a lump sum line of credit or monthly payments.

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Mortgage Clients Business Training 397

Housing Wire

APRIL 5, 2021

While the position of the Fund has strengthened in recent years and continues to do so largely as the result of a robust housing market driven by low inventory, low interest rates, and solid home-price appreciation, there are many reasons to proceed cautiously and to continue to prepare for the unexpected. billion draw on the U.S.

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Housing Wire

AUGUST 3, 2023

Deitz said the “underbuilding” in the home market between 2012-2019 “left us with the housing deficit.” Peak production At around 30% now, the homebuilding industry is likely near the peak level of new-home sales as a share of the entire housing market, according to industry experts who spoke with HousingWire.

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Housing Wire

JUNE 28, 2021

I have always been good with numbers, and I enjoy looking at houses,” he said. But DeZarn was an independent contractor business of one, and he lost his clients in 2008 when the housing market imploded. The value add is compliance, more than anything else,” said Shashank Shekhar, CEO of Arcus Lending.

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Appraisal Valuation Business Contracts 435

Boston Appraisal

JULY 22, 2019

The housing market across the country, and especially in Boston and New England, is experiencing a growth trend that’s accelerated over the last few years. With this apprehension in mind, we’ll discuss some of the things to expect from the housing market in the second half of 2019, going into 2020.

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Marketing Housing Market Real Estate Inventory 78

Boston Appraisal

JULY 22, 2019

The housing market across the country, and especially in Boston and New England, is experiencing a growth trend that’s accelerated over the last few years. With this apprehension in mind, we’ll discuss some of the things to expect from the housing market in the second half of 2019, going into 2020.

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Marketing Real Estate Housing Market Inventory 78

Appraisal Today

DECEMBER 8, 2023

In Sacramento, Invitation Homes went on a rampage in 2012 and 2013, and purchased more steadily in subsequent years. to 305,219—the lowest third-quarter level since 2012. For the national market and some regions, Click Here My comments: What’s happened in the past or now, in your market? Investor purchases of U.S.

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Appraisal Real Estate Contracts Design 74

Will Springer Realtor

MARCH 14, 2023

The opening months of the Seattle/King County housing market can best be expressed as sparks of activity within a mostly tentative purchasing environment. decline over the 12 months ending March 2012. percentage points expected on its short-term lending rate. While the median price of all home types in King gained 1.0%

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Housing Wire

FEBRUARY 14, 2025

Nonetheless, during those years, existing home sales, new home sales, home prices, housing starts, permits, and completions were booming. The demand was present, but it was driven by credit rather than wages, causing the entire housing market to be out of sync with the realities of the economy.

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Housing Market Law Mortgage Marketing 482

Appraisal Buzz

JULY 5, 2024

of the average national wage, which is higher than the standard lending guideline of 28 percent and represents the highest level since 2007. However, the trends this year are particularly challenging for house hunters, more so than at any point since the housing market boom began in 2012. annually and 7.3%

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Appraisal Buzz

JULY 19, 2024

This includes examining the existing statutory and regulatory framework to determine whether it is sufficient to safeguard financial and housing markets. in Computer Science-Machine Learning from the University of Idaho in 2012, as well as a Masters in Computer Graphics from Czech Technical University. He received his Ph.D.

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Housing Wire

NOVEMBER 21, 2024

The program, which is administered by the Federal Emergency Management Agency (FEMA), is a public-private partnership between the federal government, the property and casualty insurance industry, states, local officials, lending institutions and property owners. coast that were impacted by Hurricane Sandy in 2012.

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Housing Wire

NOVEMBER 15, 2024

None of that action has been happening for 14 years because the credit market changed after the 2010 qualified mortgage rule. We had multiple refinancing waves in 2012, 2016, 2020 and 2021. Now, most loans are 30-year-fixed mortgages and people’s wages rise almost every year. Foreclosure data fell quarter to quarter in Q3.

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