Housing Wire

DECEMBER 29, 2021

A bullish housing market. economic recovery was a false story and that we were about to embark on a second housing bubble crash due to forbearance. The housing market didn’t crash at all, in fact, more Americans bought homes with mortgages in 2021 than in 2020. What a year 2021 has been. The excellent.

Housing Market 534

Housing Market Marketing Construction Mortgage 534

Housing Wire

JUNE 28, 2022

growth for its top 20 city composite, and now you know why my most significant concern for housing was home prices overheating , not crashing like people have warned about from 2012-2021. This data line lags the current housing market as it’s a few months old. While people were talking about housing bubble 2.0

Housing Market 482

Housing Market Marketing Inventory Investors 482

Housing Wire

JULY 3, 2024

Today’s housing market suffers from affordability issues due to mortgage rates in the 7s and high home prices. People are quick to panic over any part of the housing market that looks stressed, fearing we’ll see 2008 levels of destruction all over again. Why choose 2011?

Housing Market 385

Housing Market Marketing New Listings Contracts 385

Housing Wire

APRIL 8, 2022

One of the reasons that I moved into the “team higher mortgage rate” camp is that what I saw in January, February, and March of this year was so unhealthy that I labeled the housing market savagely unhealthy. million — once that happens, I can take the unhealthy label off the housing market.

Housing Market 418

Housing Market Marketing Inventory Lending 418

Housing Wire

MAY 7, 2023

Even though the labor market is currently showing signs of getting softer , there is no job-loss recession yet. As you can see in the chart below, there is a big difference between the current housing market and those looking for a repeat of 2008. Mortgage rates in a regular market should be 5.25% today but are at 6.5%.

Inventory 505

Inventory Housing Market Marketing New Listings 505

Appraisal Buzz

JULY 5, 2024

Cross-Sector Housing Monitor Webinar ” at 10:00 a.m. While the nation’s housing market remains tight, sales are tracking well below housing demand, and rental and homeowner vacancy rates are plummeting to multi-decade lows. Ryan joined Fitch Ratings in 2012. These dynamics will drive growth in the U.S.

Housing Market 361

Housing Market Marketing Finance Development 361

Housing Wire

NOVEMBER 3, 2020

This is the 16th short-term extension of the NFIP since Congress reauthorized the program in 2012 and extended it in 2017, and the one-year extension is the longest of those extensions. The NFIP provides stability for the housing market. For more information, visit CoreLogic.com.

Insurance 370

Insurance Housing Market Marketing Business 370

Housing Wire

DECEMBER 4, 2023

Gen Zers, individuals born between 1997 and 2012, cared more about space but were willing to compromise on location, whereas boomers, who were born between 1946 and 1964, were the opposite. There were also some generational disparities in what would-be buyers were willing to sacrifice.

Housing Market 482

Housing Market Marketing Transportation Mortgage 482

Housing Wire

OCTOBER 4, 2022

Even before completing our first RON transaction in 2012, NotaryCam has been a leader in the movement for RON legislation nationwide under the stewardship of our outgoing company founder Rick Triola, as evidenced by the fact that NotaryCam has been trusted to serve more than 1 million notarizations worldwide.

Housing Market 448

Housing Market Marketing Real Estate Investors 448

Housing Wire

SEPTEMBER 23, 2022

You think things are bad in the housing market now? Even the most battle-tested industry players are preparing for one of the strongest housing market corrections in decades. Probably, the housing market needs to go to a correction to get to that place.” ” Where is the housing market heading?

Housing Market 370

Housing Market Marketing Mortgage Buyers 370

Housing Wire

SEPTEMBER 13, 2022

With all the talk about a hot housing market and changes on the horizon thanks to increasing mortgage rates, it can be hard to forget that these market-wide changes have a real effect on real people, especially those dealing with loss or health problems in their families. Deborah Dubois: Wow … where to begin!

Housing Market 418

Housing Market Marketing Mortgage Finance 418

Housing Wire

NOVEMBER 26, 2024

. “While house prices continued to increase because housing demand outpaced the locked-in housing supply, elevated house prices and mortgage rates likely contributed to the slowdown in price growth.” housing market has experienced positive annual appreciation each quarter since the start of 2012.

Housing Market 396

Housing Market Finance Marketing Mortgage 396

Housing Wire

JUNE 9, 2023

Home prices aren’t crashing, despite what the housing bubble boys are saying. The housing bubble boys are a crew that from 2012 to 2019 screamed housing crash every year. Those who know my work over the last 10 years know that I have Batman/Joker relationship with the housing crash people, because they never stop.

Inventory 546

Inventory Housing Market New Listings Mortgage 546

Housing Wire

SEPTEMBER 30, 2024

Importantly, while the starter-home segment has become slightly more affordable in the past year, it is much less affordable than it was in the post-recession housing recovery of 2012 and in the pre-pandemic period of 2019. But in August 2019, households earned 57% more than they needed, and in August 2012, they earned 113% more.

Buyers 476

Buyers Real Estate Mortgage Brokerage 476

Housing Wire

JUNE 6, 2022

“When I arrived at Freddie Mac in 2012 he was a long-established major name in mortgage research,” said Donald Layton, who was CEO of Freddie Mac from 2012 to 2018. Most people knew Frank as one of the nation’s premier housing economists,” said Robin Wachner, a CoreLogic spokesperson. Henry Wallich.

Real Estate 476

Real Estate Housing Market Insurance Mortgage 476

Housing Wire

JULY 11, 2023

The last time the index saw annual growth fall to less than 2% was in early 2012. Annual U.S. single-family home price growth slowed for the 12th straight month in May, falling to a 1.4% increase year over year, according to CoreLogic ’s Home Price index. Even so, U.S. In fact, on a month-over-month basis, home prices increased by 0.9%

Housing Market 334

Housing Market Marketing Buyers Mortgage 334

Housing Wire

APRIL 23, 2021

soared 18% year-over-year in March 2021 to a median of $356,000, according to a report Redfin released Friday that provided stark evidence of a housing market where demand greatly exceeds supply. Homes sold in March were on the market for 21 days, per the report, the shortest period between listing and sale since 2012.

Inventory 468

Inventory Housing Market Realtors Marketing 468

Housing Wire

OCTOBER 16, 2020

Since 2012, the median sale price of homes in ZIP codes with a low wildfire risk has increased 101% compared to an 88% increase for homes in high-risk ZIP codes, per a Redfin analysis of the housing market and U.S. More than 4.5 trillion, a new Redfin report said. Forest Service.

Housing Market 513

Housing Market Home Value Contracts Marketing 513

Housing Wire

JUNE 8, 2022

I am going to do my best to try to make sense of what is happening with the housing market right now, since the years 2020-2024 have been a talking point of mine for years and my biggest concern since the fall of 2020 has been prices overheating — not having a deflationary collapse. . A short history of the housing crash narrative.

Inventory 545

Inventory Housing Market Marketing Mortgage 545

Housing Wire

JUNE 2, 2023

The transaction could also signal investors’ re-entry into the housing market after institutional investors shed properties at the end of 2022 following a drop in housing prices nationwide. The deal comes at a time when a lack of for-sale home inventory is boosting the appetite for homebuilders. according to the firm.

Real Estate 418

Real Estate Investors Investing Housing Market 418

Housing Wire

MARCH 31, 2022

The online reaction was immediate — housing must be about to crash. That’s not to say that the data points the Fed used are incorrect — in fact, we are in a savagely unhealthy housing market , but it’s not a bubble. First, because there is no speculative debt demand going on today, there can’t be a housing bubble.

Housing Market 532

Housing Market Inventory Lending Marketing 532

Housing Wire

APRIL 26, 2024

The index is benchmarked to 100 in March 2012. Homebuyer affordability conditions remain volatile as recent economic data continues to show that the economy and job market are strong.

Mortgage 468

Mortgage Housing Market Buyers Marketing 468

Housing Wire

OCTOBER 12, 2020

Despite what they promised, we sit here today with the United States housing market outperforming all other economic sectors in the world during the pandemic. In order for the housing market to crash due to too many loans going into default when forbearance programs end, the number of loans in these programs needs to grow.

Inventory 545

Inventory Housing Market Marketing Mortgage 545

Housing Wire

AUGUST 21, 2020

Let’s just say this is the final nail in the coffin for the housing bear troll camps that were so sure that this time, housing would finally crash. COVID didn’t get the housing market, but it did pull a fast one on those pesky bears. We saw hints of a flourishing housing market prior to the COVID crisis.

Housing Market 544

Housing Market Mortgage Buyers Marketing 544

Housing Wire

OCTOBER 18, 2022

Homebuilder confidence continued its downward spiral in October, hitting its lowest level since August 2012, according to the National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) report, released Tuesday. Three other indices monitored by the NAHB also posted declines in October.

Housing Market 435

Housing Market Buyers Contracts Construction 435

Housing Wire

FEBRUARY 8, 2024

According to the fourth-quarter 2023 iteration of the NAHB/Wells Fargo Housing Opportunity Index (HOI), only 37.7% This figure was virtually unchanged from Q3 2023, which was the lowest on record since NAHB began tracking the metric in 2012. median income of $96,300.

Housing Market 508

Housing Market Construction Marketing Mortgage 508

Appraisal Buzz

DECEMBER 6, 2024

in 2012 to 57.4% Implications for Affordable Housing Policy Manufactured housing presents a viable solution to the nations affordable housing crisis. Similarly, increased federal participation in the manufactured housing market could improve mortgage standardization, reduce rates, and enhance affordability.

Law 397

Law Valuation Home Value Government 397

Housing Wire

NOVEMBER 15, 2022

A decline in the index, benchmarked to 100 in March 2012, is an indicator that lending standards are tightening, while an increase suggests loosening credit standards. With affordability remaining a thorn in the side of the housing market, adjustable-rate mortgages (ARMs) have become an attractive option for borrowers.

Lending 501

Lending Government Mortgage Housing Market 501

Housing Wire

JULY 13, 2022

Looking at the housing market in the years 2020-2024, one risk i identified early on was that home prices could accelerate more in this period than we saw in the previous expansion if inventory channels broke to all-time lows. housing market as savagely unhealthy. Over the last two and a half years of U.S.

Inventory 540

Inventory Housing Market Mortgage Construction 540

Housing Wire

NOVEMBER 9, 2022

However, the housing market did run into one problem in 2020. Inventory levels broke to all-time lows and thus created massive housing inflation quickly, which broke my model. I knew housing would be OK as long as home prices only grew at 23% over five years — 4.6% nominal per year at most. nominal per year at most.

New Listings 508

New Listings Inventory Housing Market Sellers 508

Housing Wire

APRIL 4, 2024

as the decade-long housing market boom cooled in 2023, especially in the second half of the year as median sales prices declined. Property taxes have become a larger burden for homeowners and are serving as an added challenge for housing affordability. over the 10-year span from 2012 to 2021 — even after adjusting for inflation.”

Property Taxes 482

Property Taxes Home Value Valuation Real Estate 482

Housing Wire

NOVEMBER 18, 2022

On a positive note, however, the days on the market are no longer a teenager anymore: that metric grew from 18 days to 21 days. I cheer because the savagely unhealthy housing market theme I talked about back in February of this year was the same premise of the housing reset talking point the Federal Reserve uses.

Inventory 493

Inventory Marketing Housing Market New Listings 493

Housing Wire

OCTOBER 19, 2020

The National Association of Home Builders and Wells Fargo Housing Market Index rose two points to 85 in October – the highest score the series has ever recorded since its inception 35 years ago and the second month in its history the score broke 80. year over year in September – the largest annual increase since at least 2012.

Housing Market 418

Housing Market Construction Buyers Inventory 418

Housing Wire

JANUARY 31, 2023

result in March 2012). Looking ahead, Lazzara expects prices to continue to soften given the uncertainties faced by the housing market and the economy as a whole. “As In fact, we may have already seen the bottom of the housing market. Interestingly, home prices in San Francisco were down by -1.6%

Housing Market 448

Housing Market Contracts Buyers Marketing 448

Housing Wire

FEBRUARY 9, 2023

At the end of the fourth quarter, the index stood at its lowest level since the NAHB began tracking the data on a consistent basis in 2012. Indianapolis-Carmel-Anderson, Indiana, topped the list of most affordable major housing markets (population larger than 500,000) in Q4, as 75.9%

Supply Chain 397

Supply Chain Housing Market Marketing Mortgage 397

Housing Wire

NOVEMBER 16, 2022

Homebuilder confidence continued to drop in November, hitting its lowest level since June 2012, with the exception of the onset of the COVID-19 pandemic in the spring of 2020, according to the National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) report, released Wednesday.

Buyers 545

Buyers Mortgage Real Estate Housing Market 545

Housing Wire

MARCH 22, 2023

It also allows qualifying veterans to get into the housing market with no down payments, limited closing costs, and no monthly mortgage insurance costs. from 2012 to 2021. Across the country, 180 loan program originations took place between 2012 and 2021. The program was more successful outside the continental U.S.,

Mortgage 418

Mortgage Renovations Insurance Construction 418