Housing Wire

MARCH 5, 2025

I’m going to start by making Rate the absolutely best place for every single loan officer to work at figuring out ways in which we can develop them, give them all the skills, the coaching , the mentoring and the tools, so they can have an amazing business, but also better serve all their clients and all their partners.

Loan Officers 435

Loan Officers Clients Business Technology 435

Appraisal Buzz

FEBRUARY 11, 2025

The index which uses data from ICE Mortgage Technology was benchmarked to 100 in March 2012. All other subindexes saw increases in January, a positive development for the spring homebuying season, if these trends continue. Credit availability for jumbo loans increased by 5.3%, while credit for conforming loans increased by 0.5%.

Mortgage 221

Mortgage Government Lending Technology 221

Housing Wire

FEBRUARY 26, 2025

Department of Housing and Urban Development (HUD). Also, meeting system providers like HECM Toolbox who have developed specific products to improve the reverse mortgage market was great.” government involvement The NRMLA Annual Meeting in September 2024 featured several guests from the federal governments housing arm, the U.S.

Mortgage 335

Mortgage Government Development Business 335

Housing Wire

APRIL 20, 2022

from 2012 to 2021. The GAO’s report said that from 2012 to 2021, 91 loans were originated in Hawaii using the program. In the entire country, 180 loan originations resulted from the program from 2012 to 2021. The Department of Housing and Urban Development and the United States Department of Agriculture have similar programs.

Government 542

Government Lending Development Legal 542

Appraisal Buzz

JULY 11, 2024

In March 2012, the index was benchmarked at 100. The recent growth in credit availability is encouraging, but the index is still hovering near 2012 lows. Base period and values for total index is March 31, 2012=100; Conventional March 31, 2012=73.5; Government March 31, 2012=183.5.

Mortgage 397

Mortgage Government Lending Technology 397

Housing Wire

SEPTEMBER 29, 2021

As we all know, the housing sector has extremely well-developed yet untalented Americans calling for a housing crash during the years 2012-2021. My concern was that people would overreact to that sales moderation and not know how to make COVID-19 adjustments to data. My job has always been to show you why this wasn’t the case.

Development 531

Development Housing Market Real Estate Marketing 531

Appraisal Buzz

AUGUST 8, 2024

In March 2012, the index was benchmarked at 100. The Conforming and Jumbo indices have the same “base levels” as the Total MCAI (March 2012=100), while the Conventional and Government indices have adjusted “base levels” in March 2012. In July, the MCAI increased by 3.3% among the Conventional MCAI component indexes.

Mortgage 396

Mortgage Government Lending Construction 396

Housing Wire

FEBRUARY 10, 2021

Perry brings 25 years of legal experience in the financial services industry, with expertise in fair housing and community development. Nunnink joined Freddie Mac in 2012 in production and sales where she led the development of several of Freddie Mac Multifamily’s more innovative offerings.

Investors 529

Investors Development Legal Business 529

Housing Wire

AUGUST 30, 2024

“My passion for fostering both professional and personal development within teams has always been at the core of my work, and I’m excited to continue this mission at ARC Realty. ARC Realty was founded in 2012 and it part of the Leading Real Estate Companies of the World network.

Realty 434

Realty Real Estate Training Agents 434

Housing Wire

NOVEMBER 4, 2021

Since the last housing bubble burst, when more than a million residential construction workers lost their jobs , a shortage has developed. Work could also be done to attract more women to the construction trade, develop sensible immigration policies, and train and place more minority and lower-income youth and adults in construction trades.

Construction 529

Construction Renovations Training Development 529

Housing Wire

JULY 29, 2021

I applied a multivariate statistical analysis consistent with the one I used to develop the industry’s first FHA automated underwriting scorecard (known now as TOTAL), and the industry’s first VA scorecard during my tenure at Freddie Mac. These were 2000-2003, 2004-2008Q2, 2008Q3-2011, and 2012-2015. Specifically, the 1.9

Sellers 448

Sellers Mortgage Business Lending 448

Housing Wire

SEPTEMBER 4, 2024

Department of Housing and Urban Development (HUD) added a DIRA request template that can be used for such submissions. HERMIT was launched by HUD in October 2012 after a protracted development cycle. This DIRA process will go into effect on Jan. 2, 2025, and will be available through July 1, 2025.

Mortgage 459

Mortgage Legal Development Insurance 459

Appraisal Buzz

MARCH 25, 2025

million house shortage in the country, which is the third-largest yearly gap since 2012, after 2020 and 2023. According to a Realtor.com research, in 2024, new home development exceeded household formations for the first time since 2016. was aided by modest household formation and respectable levels of new development.

Construction 221

Construction Inventory Development Law 221

Housing Wire

OCTOBER 6, 2021

Third-party homeownership education providers will still have to be aligned with the National Industry Standards for Homeownership Education and Counseling or with the Department of Housing and Urban Development Housing Counseling Program, if it is not a HUD-approved counseling agency.

Finance 497

Finance Mortgage Development 497

Housing Wire

JANUARY 8, 2024

Change is five years into its mission as a Community Development Financial Institution ( CDFI), a mission that has seen Change soar to become the nation’s largest non-QM lender. Since 2012, the average rate has been 7.7%. Since 2000, the average home appreciation rate has been 4.7%, according to the FHFA. million in 20 years.*

Lending 458

Lending Development Investors Finance 458

Housing Wire

SEPTEMBER 4, 2024

He had a particular focus on residential developers and homebuilders. Bosman will help to lead Pretium’s investment activities in homebuilder finance, which have generated $14 billion in originations since the company’s inception in 2012. Brendan and Karen’s expertise will help us further scale those offerings.”

Finance 448

Finance Real Estate Investing Development 448

Housing Wire

JULY 28, 2021

Blend Impact’s first leg, the Equitable Ecosystem Initiative, was soft-launched last year and gave free access of its platform — in multiple languages — to Minority Depository Institutions (MDI) and community development financial institutions. Blend went public on July 16 and closed its first day of trading at $20.90 on July 27.

Legal 435

Legal Lending Development Design 435

Housing Wire

JANUARY 5, 2021

The Utah-based software developer offers a private-label digital mortgage platform and mobile app designed to connect lenders with borrowers and real estate agents. In fact, prior to founding SimpleNexus in 2011, CEO Matt Hansen worked on the Simplifile development architecture team for nearly five years.

Architecture 418

Architecture Real Estate Agent Loan Officers Real Estate 418

Housing Wire

NOVEMBER 18, 2020

The homeownership rate in Texas rose to an all-time high of 70% in the third quarter, exceeding the national metric for the first time since 2012, according to a report from the Texas A&M Real Estate Center. The report said that although lot development slowed in Q3, single-family permits and construction values “ trended upward.”.

Inventory 435

Inventory Real Estate Construction Development 435

Housing Wire

OCTOBER 25, 2024

With a strong balance sheet, robust pipeline of projects in our Development Marketing business, and the competitive advantages provided by our dedicated team of world-class agents, I am confident that Douglas Elliman’s brightest days are ahead,” Liebowitz said in a statement. He is currently the chairman and CEO of Nocopi Technologies Inc. ,

Brokerage 408

Brokerage Finance Agents Contracts 408

Housing Wire

JUNE 26, 2024

From 2012 to 2019, Drayne served Ginnie Mae as SVP in the office of issuer and portfolio management. He served from 2011 to 2023 in various roles at government-owned company Ginnie Mae , where he helped to manage different elements of the mortgage-backed securities (MBS) programs.

Finance 390

Finance Government Technology Development 390

Housing Wire

AUGUST 14, 2020

For the last 16 years, the brokerage ranked as Northern Nevada’s highest-producing real estate office by agent activity.

Lending 410

Lending Retail Development Realty 410

Housing Wire

SEPTEMBER 25, 2024

The SCP, established in June 2012 during the Obama administration, requires that entities report to FHFA if an individual or institution they do business with has committed certain types of misconduct within the prior three years. housing finance system,” FHFA Director Sandra L.

Real Property 448

Real Property Business Finance Development 448

Appraisal Buzz

OCTOBER 23, 2024

of Millennials nationally in 2012. metros, millennials in 2012 were more likely to be rent burdened than Gen Z renters at the same age in 2022. Millennials in 2012 were more likely than Gen Z renters in 2022 to face rent stress in 17 of the nation’s 30 major metro areas. Rent accounted for more than 30% of the income of 60.2%

Landlords 195

Landlords Tenants Inventory Marketing 195

Housing Wire

FEBRUARY 1, 2024

Approximately 65% of loans endorsed in Fiscal Year 2009 had an MCA of less than or equal to $300,000, and this percentage increased to approximately 72% by Fiscal Year 2012,” the report stated. As the principal limit has been increasing, the percentage of endorsements with an MCA over $417,000 has increased steadily since 2012.”

Mortgage 435

Mortgage Business Development Design 435

Housing Wire

FEBRUARY 2, 2022

Jamie Thornton, director of online mortgage lending at Real Genius, said in a statement that the company has “invested a significant amount of time and resources” into developing technology for customers. Thornton founded Real Genius in 2012 as ConsumerDirect Mortgage, and the company was acquired by FirstBank in 2013.

Mortgage 370

Mortgage Technology Lending Modernization 370

Housing Wire

NOVEMBER 16, 2022

Homebuilder confidence continued to drop in November, hitting its lowest level since June 2012, with the exception of the onset of the COVID-19 pandemic in the spring of 2020, according to the National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) report, released Wednesday.

Buyers 545

Buyers Mortgage Real Estate Housing Market 545

Housing Wire

OCTOBER 19, 2022

Department of Housing and Urban Development. Residential developers evidently are responding to the housing affordability crisis by constructing multifamily units, which tend to cost less than houses,” Holden Lewis, a home and mortgage expert at NerdWallet , said in a statement. “The Census Bureau and the U.S.

Construction 468

Construction Development Housing Market Brokerage 468

Housing Wire

APRIL 8, 2024

It now faces a wave of mortgage maturities and payoffs on the thousands of affordable-housing complexes it has helped to finance over the years — with no new construction carried out under the program since 2012. The legislation would provide several tools to help stem the loss of Section 515 affordable-housing in rural America.

Tenants 511

Tenants Finance Construction Government 511

Appraisal Buzz

SEPTEMBER 13, 2024

In March 2012, the index was benchmarked at 100. The expanded historical series, which spans 2004 to 2010, was developed to give the current series historical context by illuminating changes in loan availability during the previous ten years, including the housing crisis and recession that followed.

Mortgage 414

Mortgage Government Lending Construction 414

Housing Wire

MARCH 3, 2022

The company announced on Wednesday that Bryan Wright will be the vice president of national sales and Cyndi Garza, the vice president of national business development, a new position created in the company. Wright, a veteran with over 30 years in the mortgage industry, joined Union Home Mortgage in 2012.

Retail 370

Retail Mortgage Development Business 370

Housing Wire

OCTOBER 2, 2024

Bennett’s most recent role at the MLS was as vice president and chief business development officer, and she originally joined REcolorado as director of integrated solutions in 2012. The Denver -area MLS has named a new CEO in Dana Bennett, who returns to REcolorado after an 18-month stint away from the company.

Realtors 435

Realtors Real Estate Agents Brokerage 435

Housing Wire

AUGUST 12, 2020

Fintech-focused Canapi Ventures led the investment, which brings Blend’s total venture raised to $365 million since its 2012 inception. This morning, Blend President Tim Mayopoulos (and former CEO of Fannie Mae ) told me that Blend didn’t necessarily “need” the funding but saw the value in accelerating its product development plans.

Investing 508

Investing Loan Officers Technology Development 508

Housing Wire

DECEMBER 7, 2020

2012 and Jan. ” Bray further said Mr. Cooper has worked on developing a culture of “customer advocacy,” which he said had driven customer complaints to record low. Specifically, the CFPB alleged that between Jan. Mr. Cooper services over 3 million mortgages in the U.S.,

Law 537

Law Insurance Mortgage Investing 537

Housing Wire

JANUARY 25, 2021

Launched in 2012, Assimilate outsources lenders’ document preparations for new and active loans as well as documentation for title, escrow and settlement processes. 12 the firm broke in to the wholesale tech channel after acquiring mortgage tech software developer ReadyPrice for an undisclosed amount.

Technology 366

Technology Clients Real Estate Mortgage 366

Housing Wire

JUNE 28, 2022

growth for its top 20 city composite, and now you know why my most significant concern for housing was home prices overheating , not crashing like people have warned about from 2012-2021. from 2012-2019, I knew the demographic muscle patch would come in 2020-2024. The S&P CoreLogic Case-Shiller Home Price Index just recorded 20.4%

Housing Market 482

Housing Market Marketing Inventory Investors 482

Housing Wire

JULY 25, 2024

However, eight or nine months later, in April 2012, MetLife also bailed out. Department of Housing and Urban Development ] need to look at this and find a way to bump up the principal limit factors. With the reverse mortgage program, with the HECM program, it takes a little bit longer and you develop a relationship with these people.

Mortgage 444

Mortgage Training Development Real Estate Agent 444