Housing Wire

DECEMBER 17, 2024

Pete Stebbins, 90, initially joined Fairway in 2012 and currently works as director of business development in the companys Madison, Wisconsin, office. The reverse mortgage division of Fairway Independent Mortgage Corp.

Real Estate Agent 397

Real Estate Agent Lending Real Estate Insurance 397

Housing Wire

NOVEMBER 14, 2024

He was then replaced by William Chang, who had joined the company in 2012 after 13 years at Credit Suisse. During that time, he helped with credit risk transfer transactions and the first mortgage servicing rights (MSR) securitizations. In October, Chang stepped down and was succeeded by Mark Elbaum.

Mortgage 369

Mortgage Loan Officers Investing Finance 369

Appraisal Buzz

DECEMBER 6, 2024

in 2012 to 57.4% Research indicates that rising land prices have significantly outpaced the appreciation of home structures, contributing to a disparity in overall value growth. Land costs now comprise a larger share of home values, increasing from 35.7% in 2023, according to American Enterprise Institute data.

Law 397

Law Valuation Home Value Government 397

Appraisal Buzz

MARCH 17, 2025

In March 2012, the index was benchmarked at 100. Note: The Conforming and Jumbo indices have the same base levels as the Total MCAI (March 2012=100), while the Conventional and Government indices have adjusted base levels in March 2012. In February, the MCAI increased by 1.4% To read the full report, click here.

Buyers 221

Buyers Mortgage Government Lending 221

Housing Wire

DECEMBER 11, 2024

Lindblom also spent five years at Stearns Wholesale between 2012 and 2017 as the managing director of national fulfillment and operations. Lindblom has also held the COO post at First Guaranty Mortgage Corp., Glenn Stearns Kind Lending and Planet Home Lending.

Mortgage 368

Mortgage Lending 368

Appraisal Buzz

OCTOBER 14, 2024

The gap was as wide as 18% in 2012, following the global financial crisis of 2007–2009, when many minority communities were hit especially hard, setting back progress by several years. Hispanic-owned homes are currently worth 11.9% less than homes owned by non-Hispanic white households, down from 12.1% last year and a recent high of 12.4%

Home Value 394

Home Value Construction Buyers Mortgage 394

Housing Wire

NOVEMBER 15, 2024

Daimler joined Zillow through its acquisition of Buyfolio in 2012. The leadership changes at Zillow are continuing. On Thursday the firm announced that Zillow Group President Susan Daimler is stepping down. She has served as Zillow’s president since 2018.

Real Estate 368

Real Estate Modernization Agents Investing 368

Housing Wire

FEBRUARY 12, 2025

After entering the scene in 2012, the company grew by 300% in its first year. The company added Circa Properties , another boutique brokerage with a strong local presence, but the merger is more about alignment than anything else, according to RedKey leaders. RedKey Realty is the top independent real estate agency in St.

Realty 356

Realty Brokerage Real Estate Agents 356

Appraisal Buzz

OCTOBER 24, 2024

Jumbo loans fell 7 percentage points over a 12-month period to 18 percent in May 2020, the lowest market share since 2012. Jumbo Loan Markets See Decline in Growth The jumbo mortgage market shrank in the early months of the epidemic for both buy and refinance loans, according to a detailed examination of CoreLogic data.

Mortgage 370

Mortgage Marketing Appraisal 370

Housing Wire

NOVEMBER 8, 2024

The incident allegedly occurred in 2012. In July, Tal Alexander denied the allegations in a suit filed by Angelica Parker that accused him and younger brother Alon of drugging and raping Parker while Oren watched. At the end of June, Tal and Oren Alexander took leaves of absence from Official Partners.

Legal Fees 369

Legal Fees Legal Real Estate Brokerage 369

Housing Wire

OCTOBER 29, 2024

Home prices have increased each year since 2012, so even for someone who purchased a home in 2006 and saw significant depreciation due to the housing crisis, their financial gains have outpaced those of the U.S. This equated to homes being 9.2% First American also noted the benefits tied to rising levels of home equity. renter population.

Mortgage 445

Mortgage Buyers Tools Sellers 445

Appraisal Buzz

OCTOBER 15, 2024

In March 2012, the index was benchmarked at 100. Key Findings from the Mortgage Credit Availability Index: In September, the MCAI dropped by 0.5% While increases in the index point to looser credit, a decrease in the MCAI suggests tighter lending requirements. The Government MCAI grew by 0.8%, while the Conventional MCAI fell by 1.7%.

Mortgage 387

Mortgage Government Lending Construction 387

Housing Wire

NOVEMBER 4, 2024

In 2012, 59% of homebuyers had no children under the age of 18. This movement is more dramatic among first-time buyers, with the share of homes bought by single women rising from 19% in 2022 to 24% now, while the share bought by single men dropped from 18% to 12%. Homebuyers are increasingly childless. That number now sits at 73%.

Real Estate Agent 345

Real Estate Agent Buyers Sellers Realtors 345

Inman

OCTOBER 31, 2024

percent in 2012, according to an analysis from Redfin released Wednesday. percent of renter households currently pay less than $1,000 in monthly rent — a sharp decline from 35.2 percent in 2022 and 50.4

Marketing 183

Marketing 183

Appraisal Buzz

NOVEMBER 26, 2024

housing market experienced positive annual appreciation each quarter since the start of 2012. “While house prices continued to increase because housing demand outpaced the locked-in housing supply, elevated house prices and mortgage rates likely contributed to the slowdown in price growth.” In Q3, the FHFA found that the U.S. Delaware: 8.5%

Home Value 418

Home Value Finance Housing Market Mortgage 418

Housing Wire

SEPTEMBER 30, 2024

Importantly, while the starter-home segment has become slightly more affordable in the past year, it is much less affordable than it was in the post-recession housing recovery of 2012 and in the pre-pandemic period of 2019. But in August 2019, households earned 57% more than they needed, and in August 2012, they earned 113% more.

Buyers 476

Buyers Real Estate Mortgage Brokerage 476

Housing Wire

JANUARY 27, 2025

The Federal Communications Commission (FCC) first established that companies and individuals sending marketing calls or texts must have prior express written consent before issuing a call or a text in 2012.

Real Estate Agent 294

Real Estate Agent Real Estate Insurance Agents 294

Housing Wire

NOVEMBER 14, 2024

Glenn McConnell, who served as the state’s lieutenant governor between 2012 and 2014, warned the state Legislature during his final months in office that South Carolina needed better preparation for an influx of retirees.

Transportation 370

Transportation Government Inventory Mortgage 370

Housing Wire

APRIL 9, 2025

In January 2012, MetLife exited the forward mortgage business but continued to operate as a reverse mortgage lender at that time. This represents an amount due HUD from MetLife for indemnifying and holding HUD harmless for any and all losses HUD incurs or has incurred in connection with the loan.

Mortgage 360

Mortgage Insurance Retail Legal 360

Appraisal Buzz

JULY 11, 2024

In March 2012, the index was benchmarked at 100. The recent growth in credit availability is encouraging, but the index is still hovering near 2012 lows. Base period and values for total index is March 31, 2012=100; Conventional March 31, 2012=73.5; Government March 31, 2012=183.5.

Mortgage 397

Mortgage Government Lending Technology 397

Housing Wire

MARCH 20, 2025

Stout, a former mixed martial arts champion, embarked on his real estate career in 2012. Tim Stout represents the kind of disciplined, high-performance leadership that thrives at eXp Realty, Leo Pareja , the CEO of eXp Realty, said in a statement. His relentless drive and focus on team growth align perfectly with our mission.

Realty 266

Realty Training Real Estate Law 266

Housing Wire

FEBRUARY 9, 2024

over December’s figure, based on initial benchmarking of the index to 100 in 2012. However, overall credit availability remained close to 2012 lows, and the conventional index was close to its record low in the series dating back to 2011,” he said. The MBA’s Mortgage Credit Availability Index (MCAI) increased in January to 92.7,

Mortgage 459

Mortgage Government Lending Technology 459

Appraisal Buzz

AUGUST 8, 2024

In March 2012, the index was benchmarked at 100. The Conforming and Jumbo indices have the same “base levels” as the Total MCAI (March 2012=100), while the Conventional and Government indices have adjusted “base levels” in March 2012. In July, the MCAI increased by 3.3% among the Conventional MCAI component indexes.

Mortgage 396

Mortgage Government Lending Construction 396

Appraisal Buzz

FEBRUARY 11, 2025

The index which uses data from ICE Mortgage Technology was benchmarked to 100 in March 2012. A decrease in the index score indicates that lending standards are tightening, while increases are indicative of loosening credit. Credit availability for jumbo loans increased by 5.3%, while credit for conforming loans increased by 0.5%.

Mortgage 221

Mortgage Government Lending Technology 221

Housing Wire

APRIL 20, 2022

from 2012 to 2021. The GAO’s report said that from 2012 to 2021, 91 loans were originated in Hawaii using the program. In the entire country, 180 loan originations resulted from the program from 2012 to 2021. The GAO said that the VA lacked the staff to run the lending program and failed to inform communities that it exists.

Government 542

Government Lending Development Legal 542

Housing Wire

FEBRUARY 23, 2024

The gap narrowed significantly since 2012, when it stood at 7.9 While higher mortgage rates and elevated home prices affected affordability for everyone, regardless of race, the median household income for Black renters rose more than for white renters since 2012. About 7.8% of white families that year — representing a gap of 4.7

Mortgage 475

Mortgage Home Value Lending Real Estate 475

Housing Wire

MARCH 5, 2025

I get to work, in my opinion, at the company that’s got the best platform out there, that I’ve been fortunate to be along for the ride since going back to 2012, so I feel like I’m getting the keys to like a high performance vehicle already. But my biggest focus initially is going to be the loan officers.

Loan Officers 435

Loan Officers Clients Business Technology 435

Housing Wire

JUNE 27, 2024

The national Purchase Applications Payment Index (PAPI) — benchmarked at 100 in March 2012 — fell 1.6% This is a measurement of payment growth since March 2012. At HousingWire ‘s Mortgage Rates Center on Thursday, the average rate for 30-year conventional loans was 7.08%, down from 7.26% at the end of May. to $1,508 in May.

Mortgage 417

Mortgage Inventory 417

Housing Wire

MARCH 10, 2025

million homes the third-largest gap for any year since 2012, trailing only 2020 and 2023. Importantly, new construction activity outpaced household formations for the first time since 2016. But as Hale pointed out, the U.S. still faces a supply shortfall of 3.8 At 2024’s pace, closing the gap would take 7.5

Construction 344

Construction Inventory Housing Market Marketing 344

Housing Wire

MARCH 5, 2025

Condo purchases hit 12-year low Investor purchases of condominiums fell 13% year over year to 8,220 units the lowest level for any fourth quarter since 2012. Seattle also saw the largest increase in investor market share, with investors buying 11.3% of homes sold in the fourth quarter of 2024, up from 9% a year earlier.

Investors 326

Investors Real Estate Investing Housing Market 326

Housing Wire

NOVEMBER 13, 2023

Fregenal has served as Fathom’s CFO since 2012 and as president since 2018. Prior to this, Fregenal also served as Fathom’s chief operating officer from 2012 to 2017. .” In addition to his new role as CEO, Fregenal will continue to serve as Fathom’s CFO until a replacement is found.

Brokerage 434

Brokerage Agents Business Marketing 434

Appraisal Buzz

MARCH 25, 2025

Prior to 2024, the millennial homeownership rate had increased each year since 2012. The story is similar for millennials: 54.9% of millennials owned their home last year, essentially unchanged from 2023, when it was 54.8%. Older Americans saw their homeownership rates increase slightly in 2024: 72.9%

Investing 195

Investing Appraisal Mortgage 195

Housing Wire

JUNE 6, 2024

The index was initially benchmarked to 100 in 2012. Mortgage credit availability saw a slight increase in May, according to an analysis of ICE Mortgage Technology data by the Mortgage Bankers Association (MBA). The Mortgage Credit Availability Index (MCAI) rose by 0.1%

Mortgage 457

Mortgage Lending Technology Government 457

Housing Wire

SEPTEMBER 29, 2021

As we all know, the housing sector has extremely well-developed yet untalented Americans calling for a housing crash during the years 2012-2021. My concern was that people would overreact to that sales moderation and not know how to make COVID-19 adjustments to data. My job has always been to show you why this wasn’t the case.

Development 531

Development Housing Market Real Estate Marketing 531

Appraisal Buzz

NOVEMBER 15, 2024

The report, which analyzes data from ICE Mortgage Technology, was benchmarked to 100 in March 2012. Mortgage credit availability increased in October, rising to a score of 99.2 on the Mortgage Bankers Association’s (MBA) Mortgage Credit Availability Index (MCAI). In October, credit availability for conventional loans increased 1.0%

Mortgage 195

Mortgage Government Lending Technology 195

Housing Wire

JUNE 12, 2024

Also, since 2012, we have had three refinance waves : 2012, 2016 and 2021-2022. It’s good to remember that U.S. homeowners are living in their homes longer and longer. For example, from 1985-2007, housing tenure was five to seven years; from 2008-2024, it grew to 11-13 years.

Housing Market 505

Housing Market Mortgage Law Government 505

Housing Wire

JULY 29, 2021

These were 2000-2003, 2004-2008Q2, 2008Q3-2011, and 2012-2015. Note that for the 180DPD+ model the 2012-2015 period was collapsed with the 2008Q3-2011 period based on the machine learning results. The results are consistent with this analysis where for 2012-2015, loans originated by nonbanks were 2.2 Specifically, the 1.9

Sellers 448

Sellers Mortgage Business Lending 448