Housing Wire

APRIL 25, 2022

” Before the Dodd-Frank Act of 2010, only banks and credit unions were subject to federal supervision. It’s also said it would be taking a close look at “modern day redlining.” The CFPB said Monday that it is seeking public comments on a procedural rule to make this process “more transparent.”

Modernization 305

Modernization Law Lending Mortgage 305

Housing Wire

MARCH 10, 2021

From 2010 to 2016, for instance, the top five depositories saw mortgage origination fall from 64% to 25% , a loss of ~$500 billion in originations. While all well-prepared lenders can benefit from purchase demand, there are a few reasons the small-to-midsize community lender is uniquely situated to profit.

Marketing 397

Marketing Technology Lending Business 397

Appraisal Buzz

NOVEMBER 29, 2021

In 2010, I was still puzzled by the reticence of many appraisers to embrace the Cost Approach as it increases our level of credibility. Our residential appraisal forms make short work of all three methods of valuation, so it is pretty easy to apply at least two approaches to value for an appraisal report.

Valuation 370

Valuation Supply Chain Bracketing Appraisal 370

Appraisal Buzz

OCTOBER 14, 2024

According to Epoch research , “Since 2010, the amount of training computed for machine learning models has grown by a factor of 10 billion, significantly exceeding a naive extrapolation of Moore’s Law.” Processing speeds have increased by a factor of 10 since 2015, to 1.9 exaflops today on a high-performance system.

Valuation 368

Valuation Renovations Technology Appraisal 368

Appraisal Buzz

APRIL 15, 2024

UAD originated in 2010 and since then we appraisers are accustomed to using codes like “C4,” “N;Res,” and “1200sf0sfin” in our mortgage appraisal reports to communicate the results of our analysis. These codes, or language, make sense to appraisers but confuse uninitiated readers of our reports.

Appraisal 397

Appraisal Design Lending Technology 397

Appraisal Buzz

JULY 17, 2024

Benjamin Gottheim, VP, Servicing Policy, Single-Family Portfolio & Servicing, Freddie Mac Freddie Mac VP, Servicing Policy, Single-Family Portfolio & Servicing Benjamin Gottheim Benjamin Gottheim joined Freddie Mac in 2010 after spending several years purchasing and servicing nonperforming loans in the private market.

Appraisal 221

Appraisal Modernization Reconsideration of Value Property Taxes 221

Housing Wire

DECEMBER 20, 2021

Also, the DEO said it is implementing 20 projects to modernize its systems, and 97% of all eligible benefits requested before Oct.15 In 2010, the Treasury launched the Hardest Hit Fund (HHF) program. 15 for state assistance have been paid to claimants.

Mortgage 418

Mortgage Government Contracts Insurance 418

Housing Wire

JUNE 28, 2021

A variation of the conduct code was inserted into the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act, and the modern AMC was off and running. Under the conduct code, Fannie Mae and Freddie Mac would only securitize mortgages from lenders that had a firewall between writing the loan and selecting an appraiser.

Appraisal 435

Appraisal Valuation Business Contracts 435

Will Springer Realtor

JULY 6, 2021

The Goodwin is the newest Belltown residential choice that is uniquely positioned for the modern buyer. Constructed in 2010 with high standards, the concrete-and-steel, eight-story structure was first opened as an apartment until owners decided to convert each unit and open as a condo later this year.

Modernization 36

Modernization Buyers Real Estate Development 36

Lamacchia Realty

JUNE 15, 2021

Another big issue with lead paint is that even if you paint over it with modern paint, the risk is not eliminated. Lead is especially harmful to children six years of age or younger due to their itch to explore and consume things. It can still vaporize and be inhaled through non-lead-based paints.

Buyers 74

Buyers Law Landlords Tenants 74

Appraisal Today

SEPTEMBER 8, 2023

Most recently, the 2010 build became one of the most expensive homes on the market when it hit the market in early August at the greatly reduced $26 million listing price. Moat and Waterfall at This $880K Midcentury Modern Inspired Home in Vermont 4 bedroom, 3.5+ After all, this isn’t the first time the unique property has been listed.

Appraisal 89

Appraisal Contracts Business Construction 89

Will Springer Realtor

JULY 19, 2022

In 2010, there were about 17,000 plug-in EVs on the road worldwide. Here are a few factors to consider and tips, courtesy of energy.gov : Hardwire/Plug-in: While many charging stations need to be hardwired and cannot be moved, some modern models plug into the wall for additional portability.

Transportation 56

Transportation Modernization Retail Development 56

Birmingham Appraisal

AUGUST 14, 2024

Changing Trends in the Size of Homes While detailed information on square footage was not consistently recorded in the Birmingham, Alabama MLS until around 2010 we can look at national trends to see what was occurring across the country. Based on information provided by the U.S.

Bracketing 62

Bracketing Construction Design Real Estate 62

Housing Wire

OCTOBER 23, 2024

When you ask the housing crash addicts why their home-price forecasts don’t work, they usually say we should adjust home prices to inflation, gold prices, or some other silly historical reference that doesn’t apply to modern-day economics. In 2010, when the new listings data was exploding, over 23% of homes in America were underwater.

Mortgage 497

Mortgage Inventory New Listings Sellers 497

Clear Capital

FEBRUARY 21, 2024

To further support appraisal modernization and enhance data quality and consistency in property data collection, Fannie Mae and Freddie Mac partnered to develop UPD under the Uniform Mortgage Data Program ® (UMDP ® ) , responding to industry feedback requesting market standardization and fungibility.

Valuation 36

Valuation Inspection Technology Real Estate 36

Will Springer Realtor

FEBRUARY 8, 2023

The good news is that people still want to live downtown, with the population at about 95K, a 67% increase since 2010 – quite remarkable growth in a dozen years. Bedroom-sized home offices are no longer the norm in modern floor plans. metro between 2010 and 2021, according to data from the U.S. Bureau of Economic Analysis.

Retail 36

Retail Design Development Landlords 36

Will Springer Realtor

MAY 9, 2022

Kitsap County had the fewest number of units built per household formed between 2010 and 2020 (0.55). It’s how modern suburban living should be – the blending of residential and commercial areas – for people looking for everything within walking distance. It’s modernism in Medina! >> Neilsen research shows that 11.5%

Architecture 36

Architecture Design Buyers Construction 36

Will Springer Realtor

FEBRUARY 13, 2025

Well, thats starting to feel a lot like modern home design. Thats up from 63% in 2010. Science and engineering degrees led the recent surge, increasing from a share of 43% in 2010 to 52% today. The formal dining room? Census data released last year. San Jose, Calif.,

Property Taxes 36

Property Taxes Design Buyers Market Value 36

Housing Wire

DECEMBER 15, 2021

“We look forward to working with her on ways to advance Ginnie Mae modernization initiatives, enhance liquidity for Ginnie Mae mortgage servicing rights, and support adequate, affordable homeownership and rental housing throughout the country,” Broeksmit said. Presented by: Snapdocs.

Development 397

Development Finance Government Modernization 397

Will Springer Realtor

AUGUST 9, 2024

BELLEVUE’S DYNAMIC GROWTH COMES WITH PAIN, HOPE I have lived in the Seattle metro area since 2010 and enjoyed working on the Eastside for the first six years before gravitating to real estate sales. That’s up 24% from 2010. contemporary, 2-story modern (with basement). Bellevue has a population of about 150,000.

Design 36

Design Real Estate Sellers Buyers 36

Will Springer Realtor

APRIL 8, 2021

Here’s the key difference between now and 2008-2010: Homeowners have record levels of equity and should be able to tap into that to sell their homes – probably for a profit in this sellers’ market – and avoid foreclosure. multi-level, modern mansion with rooftop deck in the Blue Ridge section of Northwest Seattle. bath, 2610 sq.

Inventory 36

Inventory New Listings HOA Buyers 36

Will Springer Realtor

OCTOBER 11, 2023

That median figure is the smallest measure for a home since 2010 and marks a reversal after a brief increase during the post-Covid building boom. >> ———– Queen Anne has a new neighbor that blends elements of the past with modern design. . >> A typical single-family home is 2191 sq. This 3-bed, 2.5-bath

Law 36

Law Development Design Government 36

Will Springer Realtor

APRIL 11, 2022

1 ½-story, mid-century modern custom home in the foothills of Cougar Mountain. More Americans own a home now than during any year since the Great Recession. While whites own a growing number of homes (72.1%), Black ownership continues to slip, now at 43.4% from 44.2% That is where you will find a 5-bedroom, 5.5-bath bath , 7000 sq.

Construction 36

Construction Development Inventory Buyers 36

Will Springer Realtor

MAY 12, 2021

The narrow area known as Westlake, just west of Lake Union (and, notably, close to Facebook, Google and Amazon offices), has seen the number of people aged 25-34 double from 2010 to 2019 and now comprise 52% of its residents. for this piece of modern Seattle history (with outstanding views, by the way). Listed at $1,995,000 ($725/sq.

Real Estate 36

Real Estate Inventory Buyers Construction 36

Will Springer Realtor

JULY 10, 2024

of open-plan living , fully remodeled after the current owners purchased the place in late 2010. The old-world charm remains, delivering distinctive character in each room while charmingly blending modern functionality to deliver a stately environment well-suited for the Gables name. bathrooms within 3560 sq. It starts with 90 ft.

Development 36

Development Design Buyers Marketing 36

Will Springer Realtor

OCTOBER 11, 2022

Waller went on to say this adjustment is in no way like the horrific housing/financial crises of 2007-2010. If you don’t mind seeing the neighbor’s house nearby , there are peek-a-boo Lake Washington views and stunning, modern designs inside and out. That’s the first time a Fed official has acknowledged the U.S. bath , 4550 sq.

Housing Market 36

Housing Market Marketing Real Estate Buyers 36

The Robert Weiler Company

NOVEMBER 16, 2022

But the reality is that Ohio and the Greater Columbus area have long been a mainstay of technological innovation and, certainly, the precursor to the modern digital age. In fact, with a 2010-2020 population growth rate of 12.5% Similar terms include “Silicon Prairie.” Take your pick. Thus, Columbus is far from a “cash-crop” city.

Business 147

Business Logistics Supply Chain Technology 147

Clear Capital

JUNE 21, 2022

Fannie Mae’s study , while finding that homes owned by white borrowers were more often overvalued than homes owned by Black borrowers, furthered the discussion around Appraisal Modernization, including the use of AVMs in property valuations. Upcoming changes to AVM compliance and regulation .

Valuation 69

Valuation Technology Lending Real Estate 69

Will Springer Realtor

AUGUST 9, 2021

>> The City of Kent reported home prices increased 88% between 2010 and 2018, while incomes for homeowners rose 11% in that time. The modern masterpiece is looking for its first owner, if $6.498M ($1084/sq. There are modern touches wherever you look. I love the seamless indoor/outdoor living space. This 5-bed, 4.75-bath

Construction 36

Construction Inventory Property Taxes Development 36

Will Springer Realtor

JUNE 8, 2022

The rate today is the same as in the late 1960s, except during the housing bubble of 2008-2010 when ownership rose – and we know how that ended up! A mid-century modern classic designed and lived in by architect Einar Anderson (Swedish Club) is on the market with 40 feet of Burien beachfront. The 3-bed, 2-bath , 2290 sq.

Design 36

Design Construction Development Property Taxes 36

Will Springer Realtor

JUNE 9, 2021

Memories of the Great Recession still linger for anyone linked to the real estate industry – including the estimated seven million households that lost their homes to foreclosures around 2008-2010. The listing agent calls it “modern farmhouse.” Then the housing bubble burst. Asking price: $5.275M ($887/sq. Have a look for yourself.

Housing Market 36

Housing Market Marketing Inventory New Listings 36

Appraisal Buzz

JUNE 3, 2024

Programs instituted by HUD, the VA, and the United States Interagency Council on Homelessness (USICH), the number of veterans experiencing homelessness has fallen by 5% since early 2020, and by 52% since 2010. Currently, there are more than 113,000 HUD-VASH vouchers being administered by 750-plus PHAs.

Tenants 397

Tenants Modernization Inspection Contracts 397

Will Springer Realtor

JUNE 9, 2023

Vaulted ceilings and skylights in select rooms open up this 1939-built abode that feels fresh and modern. People living alone numbered 141,000, or 40% of all Seattle households. The average Seattle household comprises 2.08 people, the smallest of any major U.S. city; the figure was 2.94 Can the housing market cope with rising demand?

Buyers 36

Buyers Transportation Housing Market Law 36

Housing Wire

DECEMBER 17, 2024

And heres the same chart zoomed in from 2008 to present: Youll note that the 30-year fixed dipped below 5% for the first time in modern history in 2009, about 16 years ago. They hoped the actions would also bring stability to the financial system by providing liquidity, the lifeblood of a modern economy. Spoiler alert. Dynasties end.

Mortgage 397

Mortgage Modernization Clients Housing Market 397

Will Springer Realtor

JANUARY 14, 2025

Thats up from 63% in 2010. Science and engineering degrees led the recent surge, increasing from a share of 43% in 2010 to 52% today. . >> A remarkable 70% of Seattles population aged 25+ has a Bachelors degree or higher, according to 2023 Census data released last year. San Jose, Calif., LUXURY LIVING 2300436 [link] [link] $9.5M

Modernization 36

Modernization Housing Market Design Construction 36

Appraisal Buzz

JUNE 28, 2024

2008: The Housing and Economic Recovery Act ( HERA ) included the FHA Modernization Act which provided reforms to streamline and expand FHA’s loan programs. 2010: The Dodd-Frank Act established the HUD Office of Housing Counseling as a separate office reporting to the Assistant Secretary for Housing and Federal Housing Commissioner.

Insurance 195

Insurance Finance Development Mortgage 195