Housing Wire

OCTOBER 9, 2023

AI-generated image of two lawyers scrutinizing title insurance joint venture agreements. Campbell is now something of a JV guru, having completed over 80 joint ventures with real estate or lending firms. Arizona in particular has been scrutinizing joint ventures between title insurers and real estate brokerages. “We

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Housing Wire

MARCH 31, 2022

WFG National Title Insurance Company (WFG) is a wholly owned subsidiary of Williston Financial Group and a national title insurance underwriter dedicated to taking time and cost out of real estate transactions. ” Patrick F. Stone , Founder and Executive Chairman, Williston Financial Group.

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Housing Wire

OCTOBER 16, 2024

The latest report, which examined program data from 2010 to 2020, found no meaningful change in neighborhood poverty for program participants,” the report explained. Notably, nearly half (45%) of FHA-backed mortgages are issued to homeowners in census tracts where 75 percent or more of the residents are white.”

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Appraisal Buzz

JUNE 4, 2024

When financial institutions take these types of actions, they risk violating the Consumer Financial Protection Act of 2010. For example, in mortgage rules, implementing the Truth-in-Lending Act (TILA) prohibits fine print that forces homeowners into arbitration or other nonjudicial procedures to resolve problems with a mortgage transaction.

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Contracts Law Mortgage Legal 390

Housing Wire

APRIL 19, 2022

The Office of the Comptroller of the Currency (OCC), the Federal Reserve System , and the Federal Deposit Insurance Corporation (FDIC) oversee and regulate the activities of banks. HMDA, Fair Lending etc.,” I think that the depositories are not as picky in making sure they are hiring LOs with mortgage lending experience.

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Housing Wire

AUGUST 31, 2021

Since its founding in 2010, WFG National Title Insurance Company has worked to advance the real estate, mortgage lending and title industries, adding greater efficiency and accuracy to processes and a vastly improved experience for consumers.

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Real Estate Technology Development Design 284

Housing Wire

OCTOBER 4, 2024

Mortgage loan officers, also known as mortgage loan originators or lending officers, generally make salary-based income with commission. Well, as a new or aspiring MLO, your NMLS license is absolutely critical for qualifying to handle lending transactions, and no one will hire you without one. Why is this important?

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Real Estate Loan Officers Tools Law 448

Housing Wire

OCTOBER 16, 2023

Up from 45% last year and a notable increase from 37% in 2021, the report also mentioned that this share of first-time homebuyers likely hasn’t been this high since 2010, when there was a first-time homebuyer tax credit. For example, if you were to buy a home priced at $500,000 with a 5% down payment, you would need $25,000 upfront.

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Agents Buyers Sellers Inventory 435

Appraisal Buzz

AUGUST 27, 2024

As a Bank leader since 2010, and COO since January 2020, Paulson has worked closely with Watson to advance FHLBank’s mission. FHLBank products and resources help support community lending, housing, and economic development. Paulson , current COO, will become President and CEO effective October 1, 2024.

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Housing Wire

JULY 20, 2023

agencies decided to review banks’ capital framework in response to the financial crisis, consistent with the standards issued by the Basel Committee on Banking Supervision in 2010 (Basel III). Mills particularly worries about the impacts on the MSR market and warehouse lending. To understand the context, U.S.

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Mortgage Marketing Lending Finance 370

Appraisal Buzz

JUNE 7, 2024

As Director, Chopra is also a member of the Board of Directors of the Federal Deposit Insurance Corporation (FDIC) and the Financial Stability Oversight Council (FSOC). Chopra previously served at the CFPB from 2010-2015. In 2018, Chopra was unanimously confirmed by the U.S.

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Contracts Insurance Legal Business 195

Housing Wire

DECEMBER 20, 2021

The recent experience with state distribution of rental assistance and unemployment insurance is perhaps a preview of the challenges ahead. States, overwhelmed with claims and understaffed, also had problems paying unemployment insurance. In 2010, the Treasury launched the Hardest Hit Fund (HHF) program. Up to the task?

Mortgage 418

Mortgage Government Contracts Insurance 418

Appraisal Buzz

JUNE 14, 2024

Having previously worked at the Center in the 1990s, Chris rejoined the Center in 2010 from Abt Associates, to serve as the Director of Research. In her role as CEO, Priya leads NHT’s engagement in public policy, lending, and energy sustainability.

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Development Government Project Management Design 221

Miller Samuel

FEBRUARY 12, 2019

(Fannie Mae and Freddie Mac are Government sponsored enterprises that purchase mortgages from banks and mortgage companies in an effort to create liquidity so that lenders have the capacity to lend to more homebuyers). I think (Fannie and Freddie) are emboldened to take more risk.”.

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Marketing Real Estate Appraisal Sellers 221

Housing Wire

SEPTEMBER 25, 2023

Five days remain in the currently authorized National Flood Insurance Program (NFIP). If it is not reauthorized by Congress before that date, the mortgage industry could see consequences, including ceding control of certain land use policies and the cessation of some mortgage lending. The borrowing authority of NFIP from the U.S.

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Insurance Lending Mortgage Government 468

Simonson Real Estate

JANUARY 23, 2020

Life insurance companies use $/SF as one of the valuation loan metrics for medical office. 2010 – 2019: 40,000+ units delivered (market/affordable). 2010 – 2019: 31,000 affordable unit deficit. 2010 – 2019: 40% rent growth. This can make them pause on medical office buildings. New Supply. Rent Growth.

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Real Estate Tenants Retail Valuation 78

Listing Spark

DECEMBER 15, 2022

Brandon Smith, who has over 13 years of investing and lending experience, specializes in owner financing and has developed a successful system for sourcing deals and minimizing risk. Where can you find good sources of lending. It usually involves wrapping the existing mortgage and obtaining title insurance from a title company.

Finance 36

Finance Investing Real Estate Lending 36

Will Springer Realtor

DECEMBER 19, 2023

Prospective buyers and sellers watched this one out from the sidelines, leading to King County sales activity hitting lows not seen since 2010 at the heart of the housing crises. home sales – 3.79M on an annual basis through October – is at a low not seen since August 2010. Um, bye-bye! It’s going to stop getting worse.”

Real Estate 68

Real Estate Buyers Sellers Inventory 68

Appraisal Buzz

NOVEMBER 20, 2024

For the first time since 2010, homes facing low risk from natural disasters are rising in value faster than homes facing high risk, according to a new report from Redfin (redfin.com), the technology-powered real estate brokerage. But it’s also because the rising cost of other things, like insurance and property taxes, has hurt demand.

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Home Value Brokerage Insurance Real Estate 195

Will Springer Realtor

OCTOBER 11, 2022

While investors of mortgaged securities help dictate their interest rates, the Federal Reserve is behind the scenes influencing the overall lending environment. Waller went on to say this adjustment is in no way like the horrific housing/financial crises of 2007-2010. That’s the first time a Fed official has acknowledged the U.S.

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Housing Wire

JULY 28, 2021

Countrywide led the market in adverse selection and poor lending practices. From subprime, to deeply discounted pay option arms, from no doc lending, the “Fast and Easy” loan, interest only loans, and more, Countrywide failed from originating terrible credit quality loans that could not sustain when the market failed.

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Insurance Lending Mortgage Investors 435

Appraisal Buzz

JUNE 28, 2024

FHA is the largest mortgage insurer in the world, serving a higher percentage of first-time home buyers, low- and moderate-income households, and people of color than any other mortgage channel. More than seven million American households currently live in a home financed by an FHA-insured mortgage.

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Housing Wire

DECEMBER 7, 2020

While there is some overlap with state agency data, FHA mortgage lending has become increasingly reliant on DPA as well. The typical agency financed nearly 3,000 loans that averaged about $7,200 in DPA, amounting to about 4.5% of the average home price. Standards like these can be established using best practices applied by current providers.

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Law Government Finance Mortgage 505

Patch of Land

OCTOBER 5, 2018

Congress has opportunities to address some of the challenges financial technology firms face in the lending sector. The pace of financial technology innovation in the alternative lending space is nothing short of phenomenal, but it has meant headaches for lenders and vendors waiting for regulation to play catch-up.

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Lending Law Technology Investors 35

Housing Wire

AUGUST 22, 2024

This was tied to concerns regarding the strength of the program and taxpayer losses to the Mutual Mortgage Insurance (MMI) Fund. In early 2010, Harris successfully prosecuted McTaggart, which resulted in a six-year prison sentence. Donald Trump The impact of these changes, which went into effect on Oct.

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