Appraisal Buzz

MARCH 4, 2025

in 2010 following the Great Recession. For those in this income bracket, severe burdensdefined as spending more than 50% of income on housingalso reached a record high. The data suggest that rising homeownership costs are affecting not just new buyers, but long-term homeowners who are now struggling with increasing expenses.

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Property Taxes Bracketing Insurance Mortgage 360

Housing Wire

JUNE 15, 2022

Some buyers who couldn’t qualify for a conventional mortgage turned to an ARM to make lower monthly payments. The 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act, created in direct response to the financial crisis, requires lenders to check a buyer’s ability to repay (ATR), which protects them from predatory lending practices.

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Mortgage Bracketing Loan Officers Investors 370

Birmingham Appraisal

AUGUST 14, 2024

Changing Trends in the Size of Homes While detailed information on square footage was not consistently recorded in the Birmingham, Alabama MLS until around 2010 we can look at national trends to see what was occurring across the country. As a result, developers and buyers began to favor smaller, more affordable homes to reduce financial risk.

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Bracketing Construction Design Real Estate 62

Houston Properties

JANUARY 13, 2021

This highlights the importance of Avoiding the 9 Most Common Mistakes Buyers Make. Buyers Beware? For certain parts of the economy, usually in the upper-income brackets, they didn’t carry a lot of debt and they couldn’t go out to spend their money. Remember: real estate is hyper-local! Household Finances – The Best (Ever).

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Housing Market Marketing Real Estate Realtors 68