Housing Wire

JUNE 14, 2021

In addition to the bond market yield action, responsible lending post-2010 gave me confidence that forbearance was not going to be the negative issue that many had hoped for. While lending standards were never tight in American in the 21st century, they were very responsible post-2010.

Lending 521

Lending Marketing Housing Market 521

Housing Wire

MARCH 9, 2022

From 2010 to 2020, middle-income households gained $2.1 NAR’s Housing Wealth Gains for the Rising Middle-Class Markets study examined the distribution of housing wealth between 2010 and 2020 across income groups in 917 metropolitan and micropolitan areas. in 2010 to 29.8% In 2020, just 27.7% 10 years prior.

Home Value 468

Home Value Realtors Marketing Inventory 468

Housing Wire

JANUARY 31, 2024

Even during the downturn of 2006-2010, this factor only hit a low of 3.84% (2010). Over the past 40+ years we have tracked this figure, the average percentage of all households (renter and owner-occupied) that purchased a home each year was 4.78% and the median was 4.64%. The factor for 2023 was 3.58%.

Housing Market 474

Housing Market Marketing Inventory Business 474

Housing Wire

JULY 26, 2024

“The same problem is occurring nationally as well, as the number of aged investigations has steadily increased from 4,494 in 2010 to 6,145 in 2022. Despite the increase in cases, the number of investigators tasked with resolving housing discrimination claims has decreased from 622 in 2010 to 598 in 2024.”

Tenants 468

Tenants Law Design Development 468

Housing Wire

FEBRUARY 3, 2021

If this happens, it would prove a dramatic contrast to that of the financial crisis, in which lenders tightened credit standards from 2007 through 2010, said Curt Long, National Association of Federally-Insured Credit Unions chief economist and vice president of research.

Lending 545

Lending Mortgage Insurance Housing Market 545

Housing Wire

MAY 15, 2024

From 2010 to 2024, the reverse mortgage industry sought to allow remote reverse mortgage counseling in the state of Massachusetts, citing an insufficient number of actual counselors and logistical challenges for senior clients. The proposed change would be logistically difficult,” Yedinak reported in May 2010. Massachusetts Rep.

Logistics 456

Logistics Mortgage Law Business 456

Housing Wire

OCTOBER 4, 2021

A common theme in the interviews I have done in 2021 has been that this is the unhealthiest housing market since 2010 — not because we have a credit boom or a bubble forming, but because we have forced bidding on too few homes. This will be bullish for housing because the price gains we have been seeing are extremely unhealthy.

Mortgage 529

Mortgage Housing Market Marketing 529

Housing Wire

DECEMBER 11, 2020

average during the 2010 to 2019 time period. This should ensure that initial rates on ARMs will remain low, and we also expect 30-year fixed-rate loans to remain below 3% during early 2021 and average about 3.1% during the next two years. This would be a percentage point lower than the 4.1%

Housing Market 545

Housing Market Marketing Contracts Mortgage 545

Housing Wire

AUGUST 11, 2020

First and most importantly, the loan profiles in the previous record-breaking expansion from 2010 to 2020 were excellent. But there are several economic conditions today that were not present before the previous housing collapse that almost ensure that a catastrophic failure will not happen.

Housing Market 545

Housing Market Development Marketing Mortgage 545

Housing Wire

DECEMBER 1, 2021

The company claims on its website that the total value of homes it has appraised is over $517 billion since 2010. Also, its total value of transactions closed and recorded since 2010 is over $436 billion. The acquired company will operate as a standalone division.

Valuation 434

Valuation Technology Inspection Investing 434

Housing Wire

APRIL 21, 2024

Since 2010, she has served as the CEO of CAR’s for-profit subsidiary Real Estate Business Services. “It Ferrier has been part of CAR for 37 years, first serving as vice president and assistant general counsel for CAR, before serving as general counsel of CAR’s business subsidiaries.

Realtors 497

Realtors Real Estate Business Agents 497

Appraisal Buzz

SEPTEMBER 13, 2024

The expanded historical series, which spans 2004 to 2010, was developed to give the current series historical context by illuminating changes in loan availability during the previous ten years, including the housing crisis and recession that followed. The expanded historical series from 2004 to 2010 does not include updated methodology.

Mortgage 414

Mortgage Government Lending Construction 414

Housing Wire

AUGUST 21, 2020

Serious delinquencies were up 20% from June and are now the highest they’ve been since early 2010,” Black Knight said. “In There were 2.25 In total, serious delinquencies are now 1.8 million over pre-pandemic levels.”.

Mortgage 545

Mortgage Government 545

Housing Wire

NOVEMBER 8, 2023

The answer is no, and for that, we must thank the 2010 qualified mortgage (QM) rule, which has high standards for borrower credit scores and the ability to repay the loan. As we can see in the chart below, 2005-2008 was awful, but from 2010-2023, the credit data looks awesome compared to the housing bubble crash years.

Housing Market 418

Housing Market Legal Marketing Mortgage 418

Housing Wire

MARCH 15, 2021

If we dig a little deeper into homeowners’ balance sheets, we see that since 2010, cash flow and loan quality of mortgage holders were excellent. This is an excellent article for those interested in diving into the minutiae of the 2020 refinance market. The rest of this content is for HW+ members. Join today with an HW+ Membership !

Lending 543

Lending Housing Market Mortgage Marketing 543

Appraisal Buzz

OCTOBER 15, 2024

The expanded historical series, which spans 2004 to 2010, was developed to give the current series historical context by illuminating changes in loan availability during the previous ten years, including the housing crisis and recession that followed. Note: The expanded historical series from 2004 to 2010 does not include updated methodology.

Mortgage 387

Mortgage Government Lending Construction 387

Housing Wire

APRIL 11, 2022

The big theme of my housing work since 2010 has been that the housing market would have its weakest recovery from 2008 to 2019 because we simply built too many homes versus the real demand curve, and monthly supply proves that. Then we had an 82% crash in new home sales, and the weakest new home sales recovery ever after 2010.

Inventory 514

Inventory Housing Market Marketing Modernization 514

Housing Wire

OCTOBER 26, 2023

Meanwhile, existing home sales in September fell to their lowest level since 2010, Realtor.com Senior Economic Research Analyst Hannah Jones said in an emailed statement. They dropped below 4 million for the first time since October 2010, she added.

Inventory 434

Inventory Contracts Housing Market Realtors 434

Housing Wire

FEBRUARY 9, 2024

Lenz received his bachelor’s degree in philosophy, politics and economics from the University of Pennsylvania in 2010. He now serves as a board member for Secure Energy , a privately held energy broker.

Real Estate 435

Real Estate Legal Investing Investors 435

Housing Wire

MARCH 21, 2023

The Federal Reserve also believes this to be the case because of the better credit standards we have in place since 2010. I have stressed that to understand the housing market, you need to understand how credit channels work post-2010. Remember, if you see a forbearance crash bro , hug them, they need it.

Mortgage 511

Mortgage Housing Market Inventory Law 511

Housing Wire

NOVEMBER 22, 2023

New construction starts and permits showed surprising strength in October while existing-home sales slumped to their worst reading since 2010. “This dynamic is reflected in the latest data showing that existing home sales have fallen to a thirteen-year low.”

Mortgage 476

Mortgage Construction Inventory Marketing 476

Housing Wire

FEBRUARY 27, 2024

“Thanks to the joint efforts of HUD, VA, and the United States Interagency Council on Homelessness (USICH), the number of Veterans experiencing homelessness has fallen by 4% since early 2020, and by 52% since 2010,” the announcement stated.

Tools 497

Tools Development 497

Housing Wire

SEPTEMBER 14, 2020

This is because after 2010, the loan profiles of mortgage seekers before and during the COVID crisis have been, in a word, excellent– the best loan profiles that I have ever seen in my 24 years of lending experience.

Mortgage 501

Mortgage Lending Housing Market Marketing 501

Housing Wire

OCTOBER 31, 2022

One of the unsung heroes of the most prolonged economic and job expansion ever recorded in history was the passing of the 2005 Bankruptcy Reform Act and the 2010 qualified mortgage rule under Dodd-Frank. As we can see above, none of this happened in the expansion from 2010 to 2020, as credit standards were much better.

Law 523

Law Inventory Lending Mortgage 523

Housing Wire

NOVEMBER 30, 2023

Historically high rates harmed the housing market in October Annualized existing home sales remained below 4 million in October, the lowest rate since 2010. Year over year, all four regions saw a drop in transactions. New home sales fell 5.6% in October on a month-over-month basis but remained 17.7% above the previous year’s level.

Housing Market 497

Housing Market Inventory Realtors Construction 497

Housing Wire

OCTOBER 10, 2022

After starting with two model colonial-style homes in suburban Philadelphia, Toll Brothers (TOL) would expand across the country under Robert Toll, who served as the company’s chairman and CEO until 2010. The company went public in 1986. billion in sales and more than $1 billion in net income. “But then again, we’ve got like $1.8

Law 418

Law Contracts Development Real Estate 418

Appraisal Buzz

AUGUST 8, 2024

The expanded historical series, which spans 2004 to 2010, was developed to give the current series historical context by illuminating changes in loan availability during the previous ten years, including the housing crisis and recession that followed. The expanded historical series from 2004 to 2010 does not include updated methodology.

Mortgage 396

Mortgage Government Lending Construction 396

Housing Wire

SEPTEMBER 13, 2021

February data that we got in the second half of March was the first real breakout in housing data post-2010. As I always stress every time I can, housing broke out before COVID-19 hit us. If COVID-19 had become the worldwide menace five years earlier, the U.S.

Housing Market 488

Housing Market Marketing 488

Housing Wire

JUNE 10, 2024

The lawsuits filed by Rebecca Mandel and Kate Whiteman claim that the brothers assaulted, battered and raped them in separate incidents in 2010 and 2012, respectively. The two lawsuits were filed in March 2024 and were first reported by The Real Deal.

Real Estate 416

Real Estate Law Legal 416

Housing Wire

NOVEMBER 20, 2023

Sears, a broker/partner of Sears Real Estate in Springfield, Massachusetts , was NAR’s vice president of government affairs in 2017 and president of the Massachusetts Association of Realtors in 2010. Lastly, Kevin Brown is NAR’s 2024 first vice president.

Realtors 446

Realtors Realty Real Estate Government 446

Housing Wire

JANUARY 21, 2021

million average growth from 2010 through 2020, UI projects 8.5 “People who were 25 to 44 years old in 2010 are the most affected age group, as the Great Financial Crisis hindered their ability to become or remain owners,” Goodman said. The analysis found that household growth will be weak over the next two decades.

Real Estate Agent 497

Real Estate Agent Real Estate Inventory Finance 497

Housing Wire

FEBRUARY 9, 2022

The second largest of the “Big Four” title insurers announced Wednesday that Kenneth DeGiorgio, who has served as the company’s president since May 2021, has been appointed chief executive officer, while current CEO Dennis Gilmore, who has held the position since 2010, transitions to chairman of the board of directors.

Insurance 369

Insurance Business Investing Real Estate 369

Real Estate News

NOVEMBER 12, 2024

Hitt had been with the Germany-based luxury franchisor since 2010. Chief Strategy Officer Stuart Siegel will serve as interim CEO.

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Housing Wire

MARCH 16, 2024

The one benefit of higher rates is that inventory can grow in the post-2010 qualified mortgage world as long as higher rates create softness in demand. Weekly housing inventory data The one positive story for me in housing this year is that inventory is growing year over year for both active inventory and new listing data.

Housing Market 509

Housing Market Inventory Marketing New Listings 509

Housing Wire

AUGUST 19, 2021

Freddie Mac has missed its low and very low income goals five times each since 2010, per FHFA’s report on their performance. That’s not far outside the realm of possibility: In the last 11 years, Fannie Mae has missed its low-income purchase goals three times and flubbed its very low income goals five times.

Finance 448

Finance Mortgage 448

Housing Wire

MARCH 1, 2022

She also briefly worked at the Department of Housing and Urban Development as an attorney in the Office of General Counsel, from 2010 to 2011. In one of those exams, in 2017, the FHFA found that the enterprises had taken steps to promote and maintain diversity, but had not fully implemented diversity requirements dating from 2010.

Human Resources 416

Human Resources Government Finance Mortgage 416

Appraisal Buzz

JULY 11, 2024

The expanded historical series, which spans 2004 to 2010, was developed to give the current series historical context by illuminating changes in loan availability during the previous ten years, including the housing crisis and recession that followed. The expanded historical series from 2004 to 2010 does not include updated methodology.

Mortgage 397

Mortgage Government Lending Technology 397