2009 Mortgage New Listings 
Housing Wire
JUNE 29, 2024
The rules of supply and demand economics always end up winning and weekly new listing data is key. New listing data is growing year over year, but it will be the second-lowest new listing data ever recorded in history. For the fifth time this year, inventory hit my target level with elevated mortgage rates.
Housing Wire
NOVEMBER 15, 2024
However, I will give you all the charts to show Uncle Dave that housing credit doesn’t look like it did in 2008 because the qualified mortgage (QM) law makes that impossible. None of that action has been happening for 14 years because the credit market changed after the 2010 qualified mortgage rule.
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Housing Wire
JULY 3, 2024
Today’s housing market suffers from affordability issues due to mortgage rates in the 7s and high home prices. But since we have such low active listings today, even with 2024 being another year of low home sales, the days on the market are still under 30 days, which means homes that are priced right are selling quickly.
Housing Wire
AUGUST 1, 2023
Even as mortgage rates rose, and affordability was pushed out of reach for many potential homebuyers, there are still sufficient buyers who can afford these prices and these rates. After the mortgage rate spike in September 2022, we got significantly more bearish on home prices for 2023. If mortgage rates increase to the 7.5%
Will Springer Realtor
DECEMBER 10, 2024
November new listings fell by about half of the previous month’s rate while home prices saw a welcome decline. Even with mostly lower prices, affordability remains the biggest challenge for buyers as mortgage interest rates climbed toward 7%. The number of new listings tumbled 48% from October and was down 2.7%
Will Springer Realtor
OCTOBER 15, 2024
Now that the Federal Reserve has cut interest rates, home buyers should swarm the market with low-interest mortgages …. Consumers considering a change of address are holding out amid forecasts for lower mortgage interest rates in 2025. After the Fed rate cut, mortgage applications jumped 9% in a week. Hold on, there!
Housing Wire
OCTOBER 23, 2024
Why are home prices still rising even as mortgage rates have gone higher? A number of people predicted that home prices would experience a steep drop as mortgage rates rose, but that’s not what has happened. This is not a new idea — I’ve been dealing with people predicting a housing crash since 2012.
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