Housing Wire

APRIL 5, 2021

In its most recent annual report to Congress, November 2020, the Federal Housing Administration ( FHA ) published its “capital ratio,” a measure of capital reserves to insurance-in-force held within the Mutual Mortgage Insurance Fund (MMI Fund). The same report revealed FHA had amassed capital reserves in the amount of $78.9

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Insurance Housing Market Mortgage Government 359

Housing Wire

MARCH 15, 2023

Silicon Valley Bank resumed mortgage originations on Tuesday via its newly established “bridge bank” — just four days after California state regulators took possession of the financial institution and appointed the Federal Deposit Insurance Company (FDIC) as receivers.

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Mortgage Loan Officers Insurance Business 370

Housing Wire

APRIL 14, 2022

The ultimate impact on the origination and private label securities markets, and the broader housing market, of losing some $35 billion in monthly agency MBS buying power could be offset if other investors step up to the plate to fill the void. in 2009 to 1.9% As of January 2022, Fannie’s asset portfolio stood at $108.5

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Housing Wire

DECEMBER 20, 2021

. “Servicers don’t want to get in a position where the customers think they are deciding who gets the money or not,” said Dana Dillard, principal advisor at Housing Finance Strategies , a consulting firm for the mortgage and servicing industry. If the program does break right, the benefits for the housing market are clear.

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Empire Appraisal Group

JULY 6, 2022

markets, but Fla.’s Six of the nation’s top 25 most overvalued housing markets are in the Sunshine State, which can expect to see a “prolonged period of unaffordability” even as prices in other regions of the country cool. We are poised to have a very hot market through 2022 and a very robust spring homebuying season.”.

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Marketing Landlords Real Estate Tenants 78

Lamacchia Realty

JANUARY 29, 2025

In 2024, the South Florida single-family housing market saw rising prices, inventory remained tight, and sales declined slightly. Rising insurance premiums added to the cost of homeownership, potentially affecting affordability. Despite challenges, the market showed resilience with strong price growth and stable demand.

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Inventory Insurance Real Estate Buyers 63

Appraisal Today

MARCH 22, 2024

acre lot, built in 2009 This elegant, Georgian mansion is said to be owned by a former executive with ties to the Grey Goose vodka fortune. The 24-room residence was custom built in 2009 and is loaded with exquisite finishes. It’s been on and off the market since 2022, with a top asking price of $33.8 Excerpts: 10 bedrooms, 14.5+

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Quicken Loans

APRIL 12, 2021

Foreclosure purchases thrived in 2009-2010 when a recession-battered housing market hit its peak foreclosure rate. Or, if there is an escrow shortage due to a rise in property taxes or insurance premiums, the escrow payment will increase.

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Inspection Property Taxes Mortgage Investors 54

Appraisal Today

MAY 26, 2023

A three-year renovation, ending in 2009, converted the upper floors into the 7,000-square-foot penthouse. In addition to reducing upfront costs, Rocket Mortgage says ONE+ completely eliminates the expensive monthly mortgage insurance fee for the client —which is traditionally required if the buyer places less than 20% down on their purchase.

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Easement Contracts Appraisal Inspection 52

Housing Wire

DECEMBER 20, 2021

has long been a major player in the private-label securitization market, and it sees a looming problem brewing in the housing industry. That issue is about boundaries — specifically, the line drawn between the roles of private industry and the government in the housing market.

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Housing Wire

JULY 29, 2024

The proposed funding would come primarily through returning estate tax thresholds to the levels they were at in January 2009. The bill was introduced in the Senate by Warren and Raphael Warnock of Georgia, who are both members of the Senate Committee on Banking, Housing and Urban Affairs. The House version was introduced by Rep.

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Construction Design Insurance Government 475

Housing Wire

MARCH 29, 2022

The rise in rates has exceeded 200 basis points since early 2021, impacting those on the margin more than any other segment of the housing market. When I served as FHA Commissioner, beginning in 2009 I raised premiums several times. On a $400,000 loan, the difference between a 3% mortgage and a 4.5%

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Insurance Mortgage Housing Market Real Estate 370

Housing Wire

FEBRUARY 6, 2025

Although much of the power to improve housing supply lies with state and local governments due to the structures of the nations zoning laws the Mortgage Bankers Association (MBA) believes it has a way to improve housing affordability and availability. This is down from 55% in 2009.

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Insurance Mortgage Buyers Government 390

Housing Wire

AUGUST 22, 2024

This was tied to concerns regarding the strength of the program and taxpayer losses to the Mutual Mortgage Insurance (MMI) Fund. Given the losses we’re seeing in the program, we have a responsibility to make changes that balance our mission with our responsibility to protect taxpayers,” Carson said in a statement emailed to RMD at the time.

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