Housing Wire

DECEMBER 21, 2020

She ensured the association continued to provide networking and educational opportunities to the title insurance industry within the new platform. Steve Gottheim, who has been with ALTA since 2009, was promoted to general counsel. WFG reports its highest volume months ever during Q2 and Q3 of 2020.

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Insurance Government Advertising Legal 352

Housing Wire

JANUARY 17, 2024

But unlike financing with a traditional mortgage, monthly principal and interest payments are not required on the loan, so long as the homeowner keeps up to date with real estate taxes, homeowners’ insurance and property maintenance. The 6% limit also includes payment of the Up-Front Mortgage Insurance Premium (UFMIP).

Finance 482

Finance Real Estate Agent Real Estate Insurance 482

Appraisal Buzz

AUGUST 27, 2024

Previously, he was COO of FHLBank Pittsburgh, a position that he assumed in November 2009. Morgan in Hong Kong from 2007-2009, after serving that company in various capacities in New York for 22 years. FHLBank products and resources help support community lending, housing, and economic development.

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Investing Development Insurance Government 221

Housing Wire

JULY 14, 2022

This narrative was once again repeated in the HousingWire article announcing the FHA first-look program: “Typically, FHA-insured foreclosed properties are snatched up by large investors and turned into rental properties.”. Most of these reverted REOs are eventually sold via the Multiple Listing Service (MLS).

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Renovations Investors Retail Buyers 370

Housing Wire

MARCH 6, 2024

It was also the second-lowest monthly issuance ever recorded outside of the earliest days of Ginnie Mae’s HMBS program in 2009, according to New View. One potentially positive development is that New View had originally predicted that HMBS production would be lower than it actually is, due to larger factors that influence pool production.

Mortgage 467

Mortgage Marketing Insurance Sellers 467

Housing Wire

APRIL 7, 2022

Before you do anything, you should ask your underwriter whether they will insure RON closings at all. If they do insure them, they will vet and approve your RON vendor. This person should immerse themselves in the constant developments of RON in the industry. What to ask your underwriter. What to ask your lender partners.

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Law Technology Insurance Real Estate 370

Housing Wire

APRIL 14, 2022

in 2009 to 1.9% Making up the balance of the agency MBS purchaser sector are Life insurance companies, real estate investment trusts, credit unions, broker/dealers, state and local governments, households and nonprofits, Recursion notes. We’ll continue to watch this trend as it develops.”.

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Marketing Investors Government Investing 435

Housing Wire

DECEMBER 8, 2023

Topics include: Real estate license law, agency, contracts, real property, ownership, taxes, water law, land development and zoning, deeds and title transfer, escrow and settlement, fair housing, leases & more AZ Contract Writing Course: 6 hrs of required instruction. Deluxe: Required 90 hrs of coursework.

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Real Estate Contracts Law Real Estate Agent 434

Appraisal Today

MARCH 22, 2024

acre lot, built in 2009 This elegant, Georgian mansion is said to be owned by a former executive with ties to the Grey Goose vodka fortune. The 24-room residence was custom built in 2009 and is loaded with exquisite finishes. For those who don’t know, I’ve been involved in appraisal form development, from scratch.

Appraisal 73

Appraisal Contracts Business Insurance 73

Appraisal Today

JULY 1, 2022

When developing an opinion of the market value of a property, what appraisers are really measuring is how much depreciation a property has suffered from, and more specifically how much depreciation the improvements on the land have depreciated. E&O Insurance Update 2022 – Claims, State Boards, Discrimination, etc.

Appraisal 52

Appraisal Contracts Insurance Real Estate 52

Listing Spark

DECEMBER 15, 2022

Brandon Smith, who has over 13 years of investing and lending experience, specializes in owner financing and has developed a successful system for sourcing deals and minimizing risk. It usually involves wrapping the existing mortgage and obtaining title insurance from a title company. Key takeaways. [00:03:41]

Finance 36

Finance Investing Real Estate Lending 36

Housing Wire

JANUARY 24, 2025

The bill at hand has been referred to the state Senates higher education and workforce development committee. Its full-time enrollment of 2,386 in 2024 is identical to the enrollment in 1982 and less than half of what it was in 2009-2011, Braun said when announcing the proposal. RMD reached out the committees chair, Sen.

Renovations 370

Renovations Training Insurance Development 370

Housing Wire

NOVEMBER 4, 2022

There has been a flurry of recent articles prognosticating a decrease to Federal Housing Administration (FHA) insurance premiums. At least 137,000 of those borrowers have FHA-insured loans. FHA’s Mutual Mortgage Insurance Fund (MMI Fund) is there to be the primary buffer against these inevitable shifts in housing and the economy.

Insurance 448

Insurance Mortgage Development Valuation 448

Housing Wire

FEBRUARY 4, 2025

It would provide notice of mortgagor’s right and responsibilities under reverse mortgage loans issued under the [HECM] program of the federal Department of Housing and Urban Development (HUD), and it would require every authorized lender in the state to provide copies of these summaries no less than five days before the closing of a HECM loan.

Mortgage 360

Mortgage Law Property Taxes Design 360

Housing Wire

AUGUST 26, 2021

As I observe Housing and Urban Development (HUD) Secretary Fudge staffing out her management teams, a large hole remains unfilled. To put this volume in perspective, at the beginning of 2009, the total outstanding Ginnie Mae guarantees totaled approximately $500 billion in MBS. trillion of privately issued MBS.

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Government Lending Investors Finance 435

Housing Wire

FEBRUARY 6, 2025

The trade group is calling for a reasonable reduction in mortgage insurance premiums on Federal Housing Administration (FHA) loans. Advocating for change Mortgage insurance is typically required for borrowers with a down payment of less than 20%, meaning that it is necessary for FHA borrowers, who can qualify with as little as 3.5%

Insurance 390

Insurance Mortgage Buyers Government 390

Housing Wire

NOVEMBER 5, 2020

When the talk was to get rid of mortgage brokers after the financial crisis, we testified on Capitol Hill, and when COVID first hit, we were first out of the gate because we didn’t want to see a repeat of what happened in 2008-2009. We’re also working on finding solutions for the qualified mortgage and on issues surrounding flood insurance.

Mortgage 482

Mortgage Loan Officers Tools Training 482

Housing Wire

AUGUST 22, 2024

Donald Trump and reverse mortgages Former President Trump’s four-year term from 2017 to 2021 brought a number of developments to the HECM program. This was tied to concerns regarding the strength of the program and taxpayer losses to the Mutual Mortgage Insurance (MMI) Fund. As we inch closer to the general election on Nov.

Mortgage 446

Mortgage Design Development Insurance 446