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In more recent downturns, such as during the 2008 recession, many foreclosures were due to bad lending. The clarifications were made to long-standing policies in our Guides intended to ensure the borrower has sufficient property insurance coverage in the event of a loss, and the February announcements did not change these policies.
The fraud started in 2008, one year after Roberts became a licensed appraiser, according to court documents and statements. In 2007, he started appraising conservation easements, which are specified areas of land earmarked for environmental conservation. Owners with conservation easements can claim an income tax deduction.
in 2007-2008, few appraisers used them. National Counsel for Liability Insurance Administrators. There may be unrecorded easements or other issues that the appraiser would not and could not discover during the course of the inspection. percent, its highest level since mid-2008. When I did them prior to HVCC etc.
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