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How non-QM loans boost mortgage originator for success in 2025

Housing Wire

The average rate throughout 2024 for 30-year fixed mortgages was 6.72% higher than it was during the 2008 market crash. The Charlotte-based company provides tools and training resources for mortgage loan originators looking to impact the market. Also, DSCR five- to nine-unit loans are designed for larger multi-family homes.

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How to become a real estate broker & launch a brokerage — Advice from a KW mega broker

Housing Wire

When we rebranded, we invested in professional design to ensure our messaging stood out. Related article 11 iconic real estate logos + Tips to design (or refine) yours 5. Training: New and seasoned agent training programs: This must also include onboarding programs to ensure new agents are equipped to succeed quickly.

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Your roadmap to the ever-evolving landscape of mortgage regulations

Housing Wire

This requires lenders to conduct thorough training for their staff, update loan processing systems and carry out frequent audits to stay in line with the latest rules. Through continuous training, you can gain a deep understanding of the latest laws and guidelines. What It means for lenders and borrowers For lenders, compliance is key.

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FGMC COO on why leaders invest in their greatest asset: their people

Housing Wire

Specifically, 2008 gave a lot of us, including myself, the gumption to pretty much get through anything in our industry. Part of that investment is in training. By combining role-based training in our systems, cross-training and market education we empower our employees to understand the “why” behind everything they do.

Investing 397
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Rick Roque and Andrew Maas on what AI can and can’t solve

Housing Wire

CC: You mentioned models are trained off of public data. Are there two different AI marketplaces that are emerging — like models that are trained around proprietary or in-house datasets versus models that are trained around publicly available information on the internet? It’s just that kind of time. AI can change that.

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In wake of scandal, LOs say continuing education programs get failing grade?

Housing Wire

Per regulations put into place by the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (“SAFE Act”) and enforced by the Nationwide Mortgage Licensing System and Registry , every loan officer must spend an average of eight hours on an annual basis to recertify their national license.

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HW+ Member Spotlight: James Polinori

Housing Wire

What we are experiencing right now is absolutely not a 2008 scenario. I trained vocally for 12 years and had big dreams. We’ve created an HGTV style ecosystem for our borrowers — DIY, design, recipes, home management — all things homeowners want to engage with. I forwarded it to all our originators internally.