Housing Wire

JUNE 5, 2023

Up until the financial crisis in 2008, mortgage brokers held nearly 50% market share. Consumers get a lower rate , lower fees and an exceptional client experience when they work with an independent mortgage broker. Now, they are sitting at 22% and climbing, because they offer the most loan options to borrowers.

Mortgage 370

Mortgage Retail Lending Loan Officers 370

Housing Wire

AUGUST 7, 2020

Nichols pointed out that after the 2008 financial crisis, wholesale lending began using technology that helped match pace with the processes of retail lenders. Learning to utilize that technology for a database that can be used to maintain constant contact with clients and retain business was crucial, Smallwood said. “We’re

Retail 370

Retail Mortgage Loan Officers Marketing 370

Housing Wire

JUNE 27, 2022

Like many loan officers, Dicker was working nights and weekends, banging out refinancings and purchase mortgages at record-low rates for clients. One of Dicker’s clients this past weekend backed out of a $295,000 houmese purchase in Michigan this past weekend. But the boom times are over, and he knows it. And he’s far from alone.

Housing Market 468

Housing Market Marketing Brokerage Real Estate 468

Housing Wire

DECEMBER 28, 2023

This is a lot different than 2008 where you needed a credit score and a heartbeat to get a mortgage. Every single client scenario is different,” said Hunter Marckwardt, executive vice president of CrossCountry Mortgage. “[The So when I look at what’s deterring clients right now, is sticker shock,” Gastelum added.

Business 459

Business Mortgage Loan Officers Inventory 459

Housing Wire

NOVEMBER 11, 2022

What we are experiencing right now is absolutely not a 2008 scenario. Our data marketing plus automation of client reviews, referral requests and listing agent marketing helps us hit that target. I trained vocally for 12 years and had big dreams. The industry is now more diverse than ever and subsequently, their clients.

Marketing 74

Marketing Clients Modernization Mortgage 74

Housing Wire

MAY 10, 2022

Rising rates slowed the rate-term refinance train in the fourth quarter of last year, according to the CoreLogic report, moving the market toward purchase loans — and increased mortgage-fraud risks. Million — [Tampa, Florida]. CoreLogic’s most recent quarterly fraud report showed that its Application Fraud Risk Index jumped by 10.4%

Mortgage 418

Mortgage Marketing Finance Insurance 418

Appraisal Buzz

AUGUST 20, 2024

Founded in 2013 with a focus on compliance-related issues and processes, Bron now focuses on several core business lines: Vacant, Foreclosure, Rental & REO Registrations: Utilizing its extensive database of municipal data, Bron works to indemnify clients against any fines, penalties, and late fees that could accrue for their properties.

HOA 221

HOA Clients Training Business 221

Housing Wire

AUGUST 25, 2022

.” Lenders are making a play with jumbo adjustable-rate mortgages (ARM), a product that has made a comeback after falling out of favor due to their role in the housing crash of 2008 and a decade-plus of fixed-rate mortgages under 5%. Time and training.

Mortgage 418

Mortgage Loan Officers Finance Investors 418

Appraisal Buzz

JUNE 12, 2024

The company—was established “to provide portfolio managers with reliable and high-quality outsourcing services to manage their REO assets”—launched just before the 2007-2008 financial crisis, a time when REO inventories were abundant as the nation navigated wide-spread foreclosures, bank collapses, and economic strife.

Training 221

Training Business Human Resources Appraisal 221

Housing Wire

NOVEMBER 10, 2022

The layoffs impacted both the retail and wholesale channel and their positions following a training period of overseas staff, according to multiple sources. It’s painful for the 150,000 [or so people that are going to lose their jobs],” he said, “but it’s … not an existential meltdown like we had in 2008.”.

Mortgage 370

Mortgage Loan Officers Lending Business 370

Housing Wire

JUNE 28, 2021

But DeZarn was an independent contractor business of one, and he lost his clients in 2008 when the housing market imploded. In 2008, the state attorney’s general office of New York — led at the time by current Empire State governor Andrew Cuomo — launched an investigation into compromised appraiser reports. It fit well.

Appraisal 435

Appraisal Valuation Business Contracts 435

Lamacchia Realty

NOVEMBER 11, 2024

Her reason for becoming a real estate agent is to continue her desire to work with people and have clients be as happy with their lifestyle as she is providing it to them. Her desire to help her clients earned Shauna the title of  Rising Star in the September 2021 issue of the South Shore Real Producers Magazine !

Realtors 69

Realtors Realty Real Estate Clients 69

Lamacchia Realty

JANUARY 14, 2022

The agents tune into weekly training either in person or remotely, apply what they learn, and opt into the numerous services Lamacchia Realty provides, and it shows. is to guide REALTORS®, employees, and clients to their success. training ,? I mean just look at those numbers! I look forward to seeing where 2022 takes us.

Realty 74

Realty Realtors Training Brokerage 74

Appraisal Today

SEPTEMBER 22, 2023

They included appraisers, real estate agents, and someone with a week, a month, or online video training. An AMC can offer different levels to their clients, depending on how much reliability their lender customers want or need. Most of the inspection training we receive as appraisers happens in the field. That was my training.

Appraisal 94

Appraisal Training Inspection Real Estate 94

Lamacchia Realty

APRIL 22, 2022

The full-service, value-based brokerage has been serving clients in Worcester County since 2008 and opened a temporary office in Worcester in 2016. With this new office, I will be able to assist my clients even more with all of their real estate needs. is to guide REALTORS®, employees, and clients to their success.

Realty 69

Realty Realtors Brokerage Clients 69

Appraisal Today

DECEMBER 27, 2024

Somehow lender appraisers got the idea that they could not make them or they would lose the client. That’s how I was trained. Remember what it was like during the crash after 2008, when there were very few loans and appraisal volume severely declined? I have always made the adjustments or explained why I did not make them.

Appraisal 83

Appraisal Business Design Mortgage 83

Lamacchia Realty

SEPTEMBER 11, 2024

With a strong background in customer service, Jessica is known for her personal connection with clients and her active involvement in the community, serving on the Berkshire County Community Service Board and volunteering with Habitat for Humanity. In 2023, she took home the award for Most Acquired Clients company-wide.

Realtors 73

Realtors Realty Real Estate Clients 73

Lamacchia Realty

MARCH 7, 2023

Jason’s unmatched dedication to his clients provides results-oriented customer service and stellar communication. With over 100 homes sold, she strives to add extra value to her clients. He is commended for his excellent understanding of negotiation skills and the surrounding towns and suburbs, earning him repeat and referral clients.

Realtors 74

Realtors Realty Real Estate Clients 74

McKissock

DECEMBER 4, 2020

.” “Appraisers who don’t do their ‘homework’ do a disservice to their clients. Appraisers need to be up to speed more so than in the crash of 2008 when values fell. ” “Currently a little over halfway through the training requirements. It is even more critical now in our rapidly increasing value markets.

Appraisal 66

Appraisal Property Appraisal Valuation Luxury Properties 66

Lamacchia Realty

JULY 7, 2023

She will be offering her landscape expertise to her real estate clients as she used to own a landscape design company. Most recently, Cyndi was presented with the award for Most Acquired Clients in 2022 at our annual company event in February. Cyndi thrives to make her buyers and sellers her top priority.

Realtors 74

Realtors Realty Real Estate Clients 74

Lamacchia Realty

AUGUST 10, 2021

Her reason for becoming a real estate agent is to continue her desire to work with people and have clients be as happy with their lifestyle as she is providing it to them. She is an expert at guiding her clients through the home buying and selling process to make sure their needs are met.

Realty 69

Realty Agents Real Estate Real Estate Agent 69

Lamacchia Realty

JULY 7, 2022

Lisa’s passion is helping and giving back and, as a people person, Lisa loves building long-lasting relationships with her clients. Therefore, whether her clients are looking to buy or sell she strives to be the person her clients can count on to get the job done!

Realtors 69

Realtors Realty Real Estate Clients 69

Lamacchia Realty

APRIL 7, 2023

Kyle is loyal, persistent, ambitious, and strives to be a lifelong learner so he can always provide his clients with the knowledge and tools needed to help make their experience purchasing a property as rewarding and exciting as it should be! She is tri-lingual, speaking fluent Italian, English, and conversational Spanish.

Realtors 74

Realtors Realty Real Estate Clients 74

Lamacchia Realty

OCTOBER 5, 2022

Jason’s unmatched dedication to his clients provides results-oriented customer service and stellar communication. Her reason for becoming a real estate agent is to continue her desire to work with people and have clients be as happy with their lifestyle as she is providing it to them. Jason was also named as a Top Producer for 2021.

Realtors 74

Realtors Realty Real Estate Agents 74

Lamacchia Realty

JANUARY 27, 2022

Paul’s outstanding customer service is a cut above the rest and confirmed by his clients as he was the Review Contest Winner for 2020 for receiving the most positive client reviews in the year! Her desire to help her clients earned Shauna the title of Rising Star in the September 2021 issue of the South Shore Real Producers Magazine !

Realty 69

Realty Realtors Agents Real Estate 69

Lamacchia Realty

DECEMBER 5, 2023

She is an expert at guiding her clients through the home buying and selling process to make sure their needs are met. Working and actively engaging with people is his favorite part of his career along with helping his clients accomplish their goals! Genevieve works out of our Worcester office serving clients in Central Massachusetts.

Realty 74

Realty Realtors Real Estate Agents 74

Lamacchia Realty

AUGUST 5, 2022

Darlene has done so by specializing on the Sell/Buy transactions allowing her client to achieve their ultimate real estate goals. She prides herself on being honest and trustworthy and works tirelessly to provide her clients with the best possible experience. To learn more about the team, click here.

Realtors 74

Realtors Realty Real Estate Agents 74

Lamacchia Realty

JUNE 3, 2021

Her longtime experience in the retail and customer service industry gives Bea a natural ability to address client needs and find them the homes they want. Angela Harkins has been a REALTOR® since 2001 and built her own team back in 2008. Genevieve works out of our Worcester office serving clients in Central Massachusetts.

Realty 69

Realty Agents Real Estate Human Resources 69

Lamacchia Realty

JULY 27, 2023

She will be offering her landscape expertise to her real estate clients as she used to own a landscape design company. Most recently, Cyndi was presented with the award for Most Acquired Clients in 2022 at our annual company event in February. Cyndi thrives to make her buyers and sellers her top priority.

Realtors 69

Realtors Realty Real Estate Agents 69

Lamacchia Realty

JANUARY 14, 2022

The agents tune into weekly training either in person or remotely, apply what they learn, and opt into the numerous services Lamacchia Realty provides, and it shows. is to guide REALTORS®, employees, and clients to their success. training ,? I mean just look at those numbers! I look forward to seeing where 2022 takes us.

Realty 36

Realty Realtors Training Brokerage 36

Appraisal Today

DECEMBER 2, 2022

I don’t know if Realtors can be re-trained to see value rather than price. I know some successful agents who were trained as appraisers and appraised for awhile. In the early 90’s, he spent time in Moscow and Bulgaria training appraisers, as well as hosting some of them here. To read the letter (PDF), click here.

Appraisal 89

Appraisal Agents Real Estate Real Estate Agent 89

Lamacchia Realty

OCTOBER 6, 2021

Her longtime experience in the retail and customer service industry gives Bea a natural ability to address client needs and find them the homes they want. After she received her real estate license and joined Lamacchia Realty, she’s been helping clients buy and sell properties to reach their real estate goals.

Realty 69

Realty Agents Real Estate Realtors 69

Appraisal Today

JULY 12, 2024

Integrity Remain steadfast in your commitments, stay true to your word, and uphold your principles, even if this requires declining an appraisal assignment or future work with a client or their agent. Before delivering work to clients, conduct a thorough review to mitigate potential errors. I got it for MLS access.

Appraisal 75

Appraisal Design Contracts Business 75

Appraisal Today

MAY 26, 2023

The fraud started in 2008, one year after Roberts became a licensed appraiser, according to court documents and statements. From 2008 to 2019, Roberts fraudulently inflated the value of at least 18 different easements by violating industry norms and making false statements. AI has to be trained on good data.

Easement 52

Easement Contracts Appraisal Inspection 52

AmeriMac

MARCH 15, 2024

Appraisal Management Companies (AMCs) play a crucial role in the real estate industry by providing independent appraisal services to lenders and other clients. The concept of AMCs was developed in the 1970s but didn’t gain widespread use until after the financial crisis in 2007-2008. The volume of assignments provided by the AMC.

Appraisal 36

Appraisal Appraisal Process Valuation Real Estate 36

Appraisal Today

FEBRUARY 17, 2023

For more details, click here : My comments : Be sure your AMC clients don’t have any past due appraisal payments to you. Remember around 2008 when some AMCs went out of business owing appraisers lots of money? == Getting too many ad-only emails? Aloft is a start-up ‘appraisal company’ and a licensed AMC in Washington.

Real Estate Agent 52

Real Estate Agent Real Estate Appraisal Agents 52

Lamacchia Realty

JULY 14, 2021

She is an expert at guiding her clients through the home buying and selling process to make sure their needs are met. Her longtime experience in the retail and customer service industry gives Bea a natural ability to address client needs and find them the homes they want. Kelly was also recognized as a 2020 Top Producer for Lamacchia.

Realty 74

Realty Agents Real Estate Realtors 74