Housing Wire

APRIL 17, 2023

Some vendors push alternative title insurance products that are marketed as cheaper options. The updates allow the use of unregulated title insurance alternatives in lieu of title insurance policies in limited circumstances. They claim to offer the same or a similar level of protection as title insurance.

Insurance 448

Insurance Technology Real Estate Finance 448

Housing Wire

JULY 21, 2023

Lifting a ban on mortgage lenders providing down payment assistance (DPA) to Federal Housing Administration (FHA) borrowers would help underserved borrowers become homeowners, according to a paper published by the Urban Institute. Bush administration in 2004. “If Department of Veteran Affairs and the U.S.

Modernization 370

Modernization Insurance Sellers Real Estate 370

Housing Wire

OCTOBER 1, 2022

The complaint filed in federal court on Wednesday alleges that from at least 2015 to 2021, Lakeland failed to provide mortgage lending services to Black and Hispanic neighborhoods in Newark. million consent order with Trident Mortgage Co., Attorney General Merrick Garland said in a statement.

Law 435

Law Loan Officers Lending Advertising 435

Housing Wire

OCTOBER 20, 2021

Less than one month after launching operations , the private holding group StoicLane – the backers of Interfirst Mortgage – has acquired control of the appraisal management company Lender’s Valuation Services (LVS). The team co-founded several companies and, since 2004, they claim to have created $4 billion in equity value to investors.

Appraisal 370

Appraisal Valuation Appraisal Process Finance 370

Housing Wire

MARCH 11, 2024

In a competitive market where most borrowers are mortgage rate shopping, credit optimization can be the difference between closing a loan or losing out to an offer from a competitor. Much has changed in the mortgage market over the five years since our last major product launch.

Buyers 459

Buyers Tools Lending Mortgage 459

Appraisal Buzz

JULY 5, 2024

During this webinar, Fitch Ratings will present a cross-section of industry stakeholders discussing the drivers of housing economy expansion, factors impacting homebuilder credit, the home loan lending environment, and mortgage delinquency expectations. Topics of discussion will include: U.S. Rulla is a Senior Director in Fitch Ratings’ U.S.

Housing Market 361

Housing Market Marketing Finance Development 361

Housing Wire

NOVEMBER 9, 2020

One area in the mortgage and real estate industry that has been evolving for nearly two decades is digital closings. E-mortgage volume spikes. During the first six months of 2020, the Federal Housing Finance Agency reported that the volume of e-mortgages purchased by Fannie Mae and Freddie Mac spiked significantly.

Law 468

Law Legal Technology Real Estate 468

Housing Wire

MAY 2, 2022

As a result, markets were quick to respond, driving mortgage spreads and rates much higher than most experts expected by this time of year. At over 5%, mortgage rates are now the highest they have been since 2010. Mortgage rates should hover around 5%, but there may be more oscillation than we have seen recently.

Housing Market 397

Housing Market Marketing Buyers Inventory 397

Housing Wire

FEBRUARY 14, 2022

And so, because of that, we had to make our agents independent contractors and terminate their pension plan and health insurance.”. The veteran industry consultant points out that ZipRealty, another company with a listings website and employees as agents, was briefly a real estate darling, going public in 2004.

Business 370

Business Brokerage Real Estate Agent Real Estate 370

Appraisal Today

AUGUST 9, 2024

Market Value and Appraised Value: Exploring Various Appraisal Values By Jo Traut Excerpts: You’ve probably been asked about the difference between “market value and appraised value” by clients seeking a mortgage. Despite outstanding mortgage debt hitting an all-time high of $13.8 We don’t provide an appraised value of a property.

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Appraisal Reconsideration of Value Insurance Market Value 68

Housing Wire

APRIL 10, 2024

The Consumer Financial Protection Bureau is considering a ban on mortgage banks charging homebuyers for the lender’s title insurance policy , according to a report by Bloomberg. Sources told Bloomberg that any final proposal on changes to closing costs, including title insurance, would not come until 2025.

Buyers 476

Buyers Insurance Mortgage Finance 476

Appraisal Today

AUGUST 23, 2024

Billionaire Getty Heir Puts Extraordinary Greek Temple (Temple of Wings) on the Market for $5 Million Redfin Reports Investor Home Purchases Post Biggest Increase in Two Years The Biggest Home in Each State Objectionable Valuations Become Hate Speech, Inflating Home Prices Mortgage applications decreased 10.1 Acre lot. “One

Appraisal 69

Appraisal Contracts Investors Property Appraisal 69

Will Springer Realtor

JUNE 11, 2024

Mortgage rates have persistently hovered around 7%, taking their toll on the market. After mortgage rates, rising prices remain the hottest topic of conversation for consumers. housing market witnessed dramatic changes in affordability as rates for a 30-year conventional mortgage skyrocketed 327 basis points (3.27

Buyers 62

Buyers Inventory Finance Housing Market 62

Property Metrics

DECEMBER 10, 2021

For example, a property with a market value of $1MM and a mortgage of $250M must be exchanged into a new property worth at least $1MM with a $250M mortgage. IRS Ruling 2004-86 allows for the exchange of sales proceeds into something called a Delaware Statutory Trust (DST). Summary & Conclusions.

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Investors Market Value Investing Real Estate 36

Housing Wire

NOVEMBER 12, 2024

This is why a zero-down Federal Housing Administration (FHA) mortgage would be a more viable and cost-effective option, according to a recent issue brief published by the Urban Institute and co-authored by Michael Stegman, Ted Tozer and Richard Green. It is also the only federally backed mortgage program that still requires a down payment.”

Mortgage 397

Mortgage Insurance Finance Modernization 397

Will Springer Realtor

MARCH 11, 2024

The soaring prices of insurance and energy have dealt a two-pronged blow to homeowners’ wallets, with no relief in sight. Nationwide, home insurance premiums have surged by an average of 21% year-on-year, as of May 2023, equating to an annual increase of $244 per household. in Q3 to 53.5% in Q3 to 37.3%).

Insurance 36

Insurance Sellers Real Estate Buyers 36