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To boost Black homeownership, the U.S. must navigate a ‘troubling environment’

Housing Wire

The peak Black homeownership rate of 49% occurred in 2004, meaning there has been a sharp drop in the past 20 years. The past two years have been tough, but even before 2021, Black homeownership was either falling or stagnant and remains far from its pre-2004 high of nearly 50%.”

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Mortgage Credit Availability Jumps Again in August

Appraisal Buzz

The expanded historical series, which spans 2004 to 2010, was developed to give the current series historical context by illuminating changes in loan availability during the previous ten years, including the housing crisis and recession that followed. To read the full report, including more data, charts, and methodology, click here.

Mortgage 414
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The end of forbearance and the capital markets

Housing Wire

According to the Federal Housing Finance Agency purchase only house price index, it took almost six years during the bubble period from 1998 to 2004 for home price growth to accelerate from 5% to 10% on a year-over-year basis. How this will all play out depends to a large degree on developments in the mortgage market.

Marketing 482
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Mortgage Credit Availability Tightens in September 

Appraisal Buzz

The expanded historical series, which spans 2004 to 2010, was developed to give the current series historical context by illuminating changes in loan availability during the previous ten years, including the housing crisis and recession that followed. To read the full report, including more data, charts, and methodology, click here.

Mortgage 387
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Mortgage Credit Availability on the Rise 

Appraisal Buzz

The expanded historical series, which spans 2004 to 2010, was developed to give the current series historical context by illuminating changes in loan availability during the previous ten years, including the housing crisis and recession that followed. To read the full report, including more data, charts, and methodology, click here.

Mortgage 396
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Reverse mortgage veteran reflects on his career: ‘Everyone has a story to tell’

Housing Wire

Our area manager at Wells Fargo approached me in June 2004 and asked if I had ever considered doing reverse mortgages. In August 2004, I went out to Boston for a week of reverse mortgage training. Department of Housing and Urban Development ] need to look at this and find a way to bump up the principal limit factors.

Mortgage 440
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Mortgage Credit Availability Rises, But Challenges Remain

Appraisal Buzz

The expanded historical series, which spans 2004 to 2010, was developed to give the current series historical context by illuminating changes in loan availability during the previous ten years, including the housing crisis and recession that followed.

Mortgage 397