2003 Insurance Legal 
Housing Wire
MAY 13, 2024
Mortgage Insurers — sent a letter on Monday to the Federal Housing Finance Agency (FHFA) to express concerns about the FHFA’s intent to publish the VantageScore 4.0 historical dataset. FHFA’s current lack of a plan to include “through the cycle” data increases the importance of the data itself, the letter explained.
Appraisal Buzz
JULY 3, 2024
Through the Fair and Accurate Credit Transactions Act, passed in 2003, Congress placed restrictions on lenders’ access to and use of medical information, including debt-related information. “Medical bills on credit reports too often are inaccurate and have little to no predictive value when it comes to repaying other loans.”
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Appraisal Today
MAY 10, 2024
VA’s Tidewater Initiative written in 2021 by McKissock (Similar idea as current ROV changes), effective in 2003. My comments: I find this post’s appraiser comments most interesting, especially those from VA appraisers who have been required to use the VA’s Tidewater Initiative, which started in 2003. They start the row.
Housing Wire
JANUARY 20, 2021
HUD said DACA recipients who are legally permitted to work in the U.S. Secretary Carson and I posted a waiver and other documents to the HUD website that makes clear DACA status recipients are now eligible to apply for mortgages insured by the Federal Housing Administration,” former HUD Deputy Secretary Brian Montgomery said. .”
On Q Financial
FEBRUARY 2, 2021
Among other protections, DACA allows recipients to legally work in the U.S. In 2003, the FHA Housing Handbook stated, “non-U.S. are not eligible for FHA-insured mortgages.” While borrowers may not have entered the country legally, they may have lawfully resided in the U.S. citizens without lawful residency in the U.S.
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