Housing Wire

JULY 29, 2021

These were 2000-2003, 2004-2008Q2, 2008Q3-2011, and 2012-2015. The baseline or reference level (odds ratio =1) for each odds ratio is the default risk of mortgages originated by depositories between 2000-2003. times more likely to become 90DPD+ than depositories from a more normal underwriting period (2000-2003).

Sellers 448

Sellers Mortgage Business Lending 448

Housing Wire

DECEMBER 15, 2023

Founded in 2003 by Tom Gonser, DocuSign went public in 2018. Potential suitors could include private equity firms and technology companies, according to the Journal. DocuSign’s platform is widely used among real estate professionals. The San Francisco -based firm allows its users to securely send and sign documents online.

Real Estate 465

Real Estate Technology Marketing Finance 465

Appraisal Buzz

MARCH 25, 2025

Additionally, households led by people of color make greater contributions to the home renovation industry as the population becomes more racially and ethnically diverse; in 2023, homeowners of race accounted for 23% of improvement expenditures, up from 14% in 2003.

Renovations 195

Renovations Investing Training Insurance 195

Housing Wire

SEPTEMBER 15, 2020

trillion in refinancings, the highest level since 2003 and more than double the level seen in 2019, the mortgage giant said in a forecast on Tuesday. Fannie Mae , the world’s largest mortgage financier, said mortgage lending this year probably will reach an all-time high of $3.9 The dollar-volume record will be boosted by $2.4

Lending 545

Lending Mortgage Realtors Housing Market 545

Housing Wire

MARCH 15, 2021

Although mortgage refinance activity was the highest in 2020 than it has been since 2003, the reasons for refinancing and the quality of the equity loans are much different than they were in the 2000s. Cash-out loan borrowers who increased their loan balances could get a more favorable rate than in previous years.

Lending 543

Lending Housing Market Mortgage Marketing 543

Housing Wire

JULY 24, 2024

The firm, which was founded in 2003 by Ray Sharma, was previously affiliated with Century 21 in 2004. On the other side of the country, Century 21 announced Wednesday that it was welcoming Bay Realty into its fold. The San Francisco Bay area brokerage will now do business as Century 21 Bay Realty.

Brokerage 452

Brokerage Real Estate Realty Clients 452

Housing Wire

APRIL 30, 2024

Bonner has more than a decade of experience working in the real estate industry and has been a licensed attorney since 2003. Her efforts will center on advocating for the interests of the eXp Realty community, ensuring that eXp remains at the forefront of industry advocacy and partnership development.”

Realty 447

Realty Real Estate Realtors Brokerage 447

Housing Wire

SEPTEMBER 11, 2020

trillion, the most since 2003, MBA said. Even with tighter standards, the lowest mortgage rates on record will push home lending this year to a 15-year high of $3 trillion, MBA said in an Aug. 20 forecast. Refinancing probably will reach $1.7

Mortgage 545

Mortgage Government Contracts Lending 545

Housing Wire

MARCH 23, 2021

Wayman first joined Citi in 2003, and most recently, he held the position of head of U.S Brad Wayman. Citigroup named Brad Wayman as head of U.S mortgage after serving in the role since December.

Retail 501

Retail Mortgage Clients Lending 501

Housing Wire

JANUARY 6, 2021

trillion, with the largest refinance market since 2003 and the largest home purchase loan market since 2005 and 2006. We’ve all thrown out our 2020 forecasts at this point as the origination market has screamed to all-time records. According to the Mortgage Bankers Association, mortgage origination volume is expected to reach $3.1

Housing Market 476

Housing Market Technology Marketing Mortgage 476

Housing Wire

DECEMBER 20, 2024

A real-life example: The cost of assumptions In 2003, I made what I believed was a strategic move to turn around a struggling branch. Recognizing the distinction between production skills and leadership skills is essential to creating a pipelineof leaders who can inspire and guide teams toward long-term success.

Loan Officers 389

Loan Officers Mortgage Training Development 389

Housing Wire

SEPTEMBER 17, 2020

trillion in refinancings, the highest level since 2003 and more than double the volume seen in 2019, the mortgage giant said. “We Originations this year are expected to reach an all-time high of $3.9 trillion , boosted by $2.4

Mortgage 518

Mortgage Lending Finance Buyers 518

Housing Wire

NOVEMBER 10, 2022

While we generally understand that the unit sales of 2003 to 2005 were fed by fraudulent mortgage activities; nonetheless, unit sales in the record year of 2021 were only 4.1% ahead of those in 2003. The total downturn was 44.9% in unit sales from the peak of 2005 to the trough of 2008. How much of an impact do mortgage rates have?

Mortgage 493

Mortgage Housing Market Lending Finance 493

Appraisal Buzz

NOVEMBER 4, 2024

These were the biggest down payments for first-time buyers since 1997 and for repeat buyers since 2003. The median down payment for all homebuyers in 2024 was 18%, for first-time buyers it was 9%, and for repeat purchasers it was 23%.

Real Estate Agent 370

Real Estate Agent Buyers Sellers Real Estate 370

Housing Wire

JUNE 14, 2024

a student loan servicer he joined in 2003, and was a managing director for the financial institutions group at Morgan Stanley. Lown joined the GSE in June 2020 amid plans for the enterprise to exit conservatorship , which ended up not happening. Previously, Lown was the chief financial officer of Navient Corp.,

Finance 459

Finance Government Mortgage Marketing 459

Housing Wire

SEPTEMBER 23, 2020

According to Mike Fratantoni, chief economist and vice president of research and technology at MBA, 2003 was the last time refinance activity was as high as the $1.75 Refinances also nearly reached two thirds share of mortgage activity last week, increasing to 64.3% of total applications from 62.8% the week prior.

Housing Market 537

Housing Market Mortgage Contracts Marketing 537

Housing Wire

JUNE 18, 2024

a student loan servicer he joined in 2003. In the meantime, the enterprise has started the process to identify a successor. Before joining Freddie Mac, Lown was the chief financial officer of Navient Corp. , He was also a managing director for the financial institutions group at Morgan Stanley.

Real Estate 448

Real Estate Brokerage Realtors Investors 448

Housing Wire

AUGUST 8, 2024

And in June, Heather Lovier , who joined the company’s lending arm in 2003 and focused on client experience, replaced Bill Emerson as chief operating officer. In May, Rocket announced Shawn Malhotra , a former Thomson Reuters and Intel executive, as the company’s first chief technology officer. Emerson remained as Rocket’s president.

Human Resources 448

Human Resources Development Training Lending 448

Appraisal Buzz

JULY 3, 2024

In 2003, Sgt. On September 12, 2003, Sgt. Heroes recognized for their sacrifices Sgt. Sampson enlisted in the Marines in 1987 after graduating high school and dedicated four years to the USMC before joining the Mississippi Army National Guard.

Mortgage 418

Mortgage Law Design Development 418

Housing Wire

MAY 8, 2024

First, more buyers are using agents in 2023 than in 2003. Second, buyer agreements are not new. Third, Compass agents have doubled down on training to help them better communicate their value proposition. Additionally, data from RealTrends shows that the average commission actually rose in 2023 to 5.5%, up from 5.1%

Agents 467

Agents Real Estate Brokerage Clients 467

Housing Wire

SEPTEMBER 21, 2023

Founded in 2003, Inglet Blair specializes in the analysis of residential mortgage loans and other forms of secured mortgage-related debt, leaning on ratings-agency approved insight. “As

Investors 433

Investors Technology Clients Mortgage 433

Appraisal Buzz

APRIL 1, 2025

She then worked in the entertainment industry before joining the family business in 2003. Gim majored in film at the University of Southern California and minored in business and Spanish.

Property Management 369

Property Management Real Estate Training Legal 369

Housing Wire

OCTOBER 6, 2023

Founded in 2003 by Rick Arvielo and his wife, Patty Arvielo , New American Funding offers a variety of conventional, government, adjustable-rate and non-qualified mortgages. “Our goal has always been to fully support the homeownership experience for our customers. billion in value, according to the lender.

Insurance 459

Insurance Brokerage Government Real Estate 459

Housing Wire

APRIL 8, 2021

He joined JPMorgan Chase in 2003. Prior to his appointment, Patel was managing director on the corporate client banking mortgage finance team, where he covered nonbank mortgage originators, mortgage REITs and mortgage servicers across the country. Chase , the nation’s largest depository bank, increased mortgage origination volume to $32.5

Retail 434

Retail Lending Clients Finance 434

Housing Wire

FEBRUARY 8, 2024

Founded in 2003 by Tom Gonser, DocuSign went public in 2018 and was valued at about $6 billion at the time. -based employees will remain on payroll until at least March 1 and will be eligible for a minimum 12 weeks of severance pay. DocuSign’s market capitalization is close to $10.5 billion with a share price of $51.33

Technology 459

Technology Investors Finance Business 459

Housing Wire

MAY 17, 2024

Scarpati is a 20-year reverse mortgage industry veteran, having joined Senior Lending Network in 2003 as vice president of sales for the company’s wholesale and lead distribution divisions.

Finance 444

Finance Retail Government Lending 444

Housing Wire

SEPTEMBER 13, 2023

Founded by Michael Bean in 2003, it boasts a roster of top real estate professionals across Maine, Massachusetts, New Hampshire and Vermont and has an annual sales volume in excess of $1.5 Bean Group, which had been affiliated with LeadingRE , is one of the top brokerages in Northern New England.

Realty 448

Realty Brokerage Agents Real Estate 448

Housing Wire

AUGUST 4, 2022

Valligent, founded in 2003 and led by Jeremy McCarty and Jeff Wickham, provides traditional, desktop and hybrid appraisal services to lenders, credit unions and others. The parent company of appraisal software firm Veros Real Estate Solutions has acquired California-based appraisal management company Valligent Technologies.

Appraisal 435

Appraisal Valuation Real Estate Technology 435

Housing Wire

FEBRUARY 28, 2023

Founded in 2003, NAF currently has a servicing portfolio of more than 243,770 loans for approximately $64.3 The lender offers conventional, government, adjustable-rate and non-qualified mortgages.

Mortgage 397

Mortgage Real Estate Loan Officers Government 397

Housing Wire

FEBRUARY 27, 2024

Patty Arvielo, who founded NAF in 2003 with her husband Rick Arvielo, said that Gatling’s extensive knowledge and experience in the mortgage industry, as well as her promotion of homeownership for previously underserved populations, make her a “perfect fit” for the company.

Loan Officers 448

Loan Officers Development Mortgage Real Estate 448

Housing Wire

JANUARY 10, 2022

Homeland Title has served homebuyers and sellers in middle Tennessee since 2003. The fourth largest title insurance underwriter by market share announced its acquisition of Nashville-based Homeland Title on Thursday. The terms of the deal were not disclosed. This latest acquisition expands Stewart’s presence in the Nashville area.

Investing 448

Investing Insurance Real Estate Sellers 448

Housing Wire

SEPTEMBER 23, 2020

UWM’s CEO Mat Ishbia, who took over the family business from his father in 2003 and transformed it into the largest wholesale lender in the nation, will be head of the combined company. The combined company will be listed on the Nasdaq under the ticket symbol “UWMC.” ” The Wall Street Journal first reported the news.

Mortgage 542

Mortgage Lending Business Inventory 542

Housing Wire

DECEMBER 7, 2021

At 4%, payment-to-income ratios would rise above the 1995-2003 market average, and at 5% would drive affordability to its worst level on record outside of the 2004-2008 bubble,” the report said. Black Knight’s report remarked that even if home prices hold steady, a rise in 30-year rates to 3.5%

Inventory 476

Inventory Mortgage Marketing 476

Housing Wire

OCTOBER 25, 2024

Lorber has served as Douglas Elliman board chairman since 2003. Long-time Douglas Elliman chairman and CEO Howard Lorber is retiring. The New York-based brokerage announced Lorber’s retirement on Tuesday.

Brokerage 368

Brokerage Finance Agents Contracts 368

Housing Wire

JULY 6, 2023

Founded in 2003, Valligent is an appraisal management company based in California that specializes in providing comprehensive valuation services to the mortgage industry. The suite of valuation products includes traditional appraisals, AVMs, desktop valuations, and the four-hour evaluation product designed for equity lending.

Technology 370

Technology Valuation Mortgage Appraisal 370

Housing Wire

NOVEMBER 14, 2022

Founded in 2003, Nations Lending provides Federal Housing Administration , the Department of Veterans Affairs , conventional, jumbo and the U.S. With refis drying up due to the surge in mortgage rates , relationships between loan officers and real estate agents have become increasingly more important, as agents bring in business for lenders.

Lending 370

Lending Realtors Real Estate Agent Mortgage 370

Housing Wire

MAY 2, 2022

About 95% of the 100 largest markets are now less affordable than their long term benchmarks from 1995 to 2003, up from just 6% at the start of the pandemic. As of mid-April, applications for ARM mortgages jumped to 8.5% of total mortgage applications, the highest level since 2019, according to the Mortgage Bankers Association.

Housing Market 448

Housing Market Mortgage Investors Finance 448