Trending Articles

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Rocket Companies to acquire Mr. Cooper in bombshell $9.4B deal

Housing Wire

Rocket Companies is buying Mr. Cooper , America’s largest mortgage servicer, in a market-shattering deal that could reshape the mortgage industry for years to come. The Detroit-based fintech , which is also in the midst of acquiring real estate brokerage and home search portal Redfin for $1.75 billion , is paying an equity value of $9.4 billion in stock, the companies said in a statement early Monday morning.

Finance 468
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Rocket to Acquire Mr. Cooper in $9.4B Transaction

Appraisal Buzz

Detroit-based fintech platform Rocket Companies has announced the acquisition of Mr. Cooper Group Inc. in an all-stock transaction for $9.4 billion in equity value. After the acquisition, Rockets combined servicing book will be worth a reported $2.1 trillion across nearly 10 million clients, or one in every six mortgages in America. Servicing is a critical pillar of homeownershipalongside home search and mortgage origination, said Varun Krishna , Rocket CEO.

Clients 407
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No, homeowner delinquency rates aren’t elevated

Housing Wire

Homeowner delinquency rates are rising from record low levels but arent even back to pre-COVID-19 levels yet. This weekend, there has been a lot of discussion on social media surrounding homeowners’ delinquency data. This situation has prompted me to write this article and bring some reality into this discussion because the narrative being pushed is simply not true.

Lending 541
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The last question I ask during an appraisal

Sacramento Appraisal Blog

Does the value make sense? That’s the last question I ask when finishing an appraisal, and I want to walk you through what that looks like. I hope this will be useful for both agents and colleagues. Let me know what you think. UPCOMING SPEAKING GIGS: 4/2/25 SAFE Credit Union Coffee Talk (RSVP here) 4/10/25 […] The post The last question I ask during an appraisal first appeared on Sacramento Appraisal Blog.

Appraisal 280
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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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Affordability Pyramid Shows 94 Million Households Cannot Buy a $400,000 Home 

Eyes on Housing

NAHB recently released its 2025 Priced-Out Analysis, highlighting the housing affordability challenge. While previous posts discussed the impacts of rising home prices and interest rates on affordability, this post focuses on the related U.S. housing affordability pyramid. The pyramid reveals that 70% of households (94 million) cannot afford a $400,000 home, while the estimated median.

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Fannie Mae Projects Mortgage Rate Drops on the Horizon

Appraisal Buzz

According to Fannie Maes Economic and Strategic Research (ESR) Group , mortgage rates are now expected to end 2025 and 2026 at 6.3% and 6.2%, respectively, downward revisions of three-tenths for each. Research from the ESR Group found that the lower mortgage rate outlook resulted in a small upward revision to existing-home sales outlook in 2025, though expectations for total home sales remain subdued.

Mortgage 435
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Realtor Fined $10,000 for Impersonating an Appraiser

Appraiserblogs

Impersonating an Appraiser – The Costly Consequences of Playing Dress-Up in Real Estate. Being an appraiser isn’t for the faint of heart. The job requires thick skin, a strong moral compass, and an unwavering commitment to impartiality. There are times when you have to stand your ground, even when clients plead with you to sway the value.

Realtors 158
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MLS PIN deal finally gets judge’s OK despite DOJ pushback

Real Estate News

The $3.95 million settlement aligns with NAR math, but unlike NARs agreement, allows the Massachusetts MLS to continue displaying offers of compensation.

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Agents grow more discontented with their profession, and with NAR

Inman

A new survey shows that fewer agents want to recommend their job to others and that, in the wake of NAR's commission lawsuit settlement, more are dissatisfied with the trade group.

Agents 157
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The Constructor's Digital Transformation Playbook: Reducing Risk With Technology

Speaker: Dylan Secrest

Construction projects are high-stakes operations where even minor inefficiencies can lead to costly delays, safety concerns, and budget overruns. Managing risk in construction has always been a challenge, but as projects grow in complexity, traditional methods no longer cut it. Enter Digital Transformation - a game changer approach that replaces inefficiency with AI-powered analytics, real-time monitoring, and automated workflows to proactively manage risk.

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Florida’s housing affordability crisis is reaching a breaking point

Housing Wire

Florida’s long-standing reputation as America’s affordable sunshine paradise is rapidly dimming under the weight of skyrocketing housing costs, unsustainable insurance premiums and crumbling infrastructure, according to a new report from real estate analytics firm Cotality. The study reveals a state at a critical crossroads, with early warning signs mirroring California ‘s housing collapse that triggered a mass exodus of residents.

Insurance 388
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Plot Twist: New Generational Group Emerges With the Largest Share of Homebuyers

Appraisal Buzz

According to the National Association of Realtors 2025 Home Buyers and Sellers Generational Trends report, baby boomers now comprise the largest generational group of home buyers in a shift that underscores the changing dynamics of todays housing market. The report examines the similarities and differences among recent homebuyers and sellers across generations, and found that the combined share of younger boomers (ages 6069) and older boomers (ages 7078) rose to 42% of all homebuyers in the past

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Appraisal Institute Scandal – Widespread Fraud Uncovered

Appraiserblogs

The Appraisal Institute is embroiled in yet another scandal, and this time it involves widespread fraud and cover-ups at the highest levels of the organization. Alissa Akins, a former director at AI, blew the whistle on a long-running scheme where the nonprofit knowingly misreported test scores to state regulators, potentially allowing unqualified appraisers to get licensed.

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For mortgage rates, bad news is good news

Real Estate News

Keeping an eye on economic factors like growth, inflation and government borrowing can provide hints about where mortgage rates are headed.

Mortgage 274
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Need Curated Pre-foreclosure Lists to Generate New Real Estate Leads? Trellis Has the Data!

Trellis is a state trial court research and analytics platform that provides Real Estate Professionals (Buyers, Foreclosure, Loan Modification, etc.) with LEADS on Pre-Foreclosures, Lis Pendes, Distressed Assets and more — to help uncover **new** opportunities and grow their business. The process is quick and easy — and all in real time. Trellis will supply you with a link to the relevant dockets, a Leads sheet and access to its UI where applicable.

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Investors surprised by nCino’s $18.6M Q4 loss, cautious guidance

Inman

Shares in cloud banking solutions provider hit new all-time low after company posts guidance that revenue from the company's main line of business could shrink by as much as 7 percent this year.

Investors 155
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FHFA replaces Freddie Mac board member amid other changes

Housing Wire

The Federal Housing Finance Agency (FHFA) continues to make leadership changes at the board and executive levels of Freddie Mac and Fannie Mae. Capital One multifamily finance executive Grace Huebscher, who served as Chair of the Risk Committee and a member of several other committees, resigned from Freddie Mac ‘s board on March 24, according to TipRanks.

Finance 480
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How Many U.S. Homes Lack Insurance?

Appraisal Buzz

A new study from LendingTree reveals that 13.6% of U.S. homesroughly 11.3 millionare uninsured, leaving millions of homeowners financially vulnerable in the event of a disaster. The analysis, based on U.S. Census Bureau data, highlights the growing affordability crisis as home insurance premiums continue to surge. Between 2020 and 2023, home insurance costs jumped 33%, averaging $2,530 annually, forcing many homeowners to weigh the financial risk of going without coverage.

Insurance 378
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Streamlining Construction Equipment Management with GoFormz

GoForrmz

Make equipment management a breeze with digital data Managing construction equipment efficiently ensures smooth project operations, minimizing downtime, and optimizing resource allocation. Traditional paper-based equipment tracking processes often lead to misplaced records, delayed updates, and human errors, impacting project timelines and costs. Challenges such as inefficient paper processes, lack of real-time data, compliance and safety risks, and poor communication create further inefficienci

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NWMLS responds to Compass, blasts efforts to ‘gatekeep’ listings

Real Estate News

Countering criticism from Compass Robert Reffkin, the CEO of the Washington-based MLS said private networks are designed to benefit brokerages, not consumers.

Brokerage 270
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How and when to say ‘no’ as a new real estate agent

Inman

Coach Verl Workman writes that setting healthy boundaries, including saying "no" when needed, provides a more balanced life and fulfilling career in real estate.

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The intensifying rental market: Why agents must be prepared

Housing Wire

The U.S. rental market has become more competitive than ever, driven by a combination of rising demand, limited availability due to a lack of new rental housing supply, and regional economic pressures. As affordability challenges push more people into renting the average age of first-time homebuyers has moved up to an all-time high of 38 years real estate professionals must stay ahead of market trends and equip themselves with the right knowledge and tools to navigate and command this evolving

Agents 395
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Experiences with Firearms as an Appraiser: When Tenants Behave Unexpectedly in “Their Area”

Appraisal Buzz

Appraisers often find themselves in a wide variety of settings and situations. I mean, we are entering peoples homes, somewhere that most people see as their comfort zones and a place they are not open to having a stranger poke around in. We as professionals understand this and usually try to make it as quick and painless as possible. There are those moments where it turns into a memorable experience and homeowners or tenants feel like they must make it known we are not welcome.

Tenants 301
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Mortgage Rates Hold Steady After Early March Drop

Eyes on Housing

Mortgage rates dropped significantly at the start of March before stabilizing, with the average 30-year fixed-rate mortgage settling at 6.65%, according to Freddie Mac. This marks a 19-basis-point (bps) decline from February. Meanwhile, the 15-year fixed-rate mortgage fell by 20 bps to 5.83%. The drop in long-term borrowing costs was driven by a 24-bps decline.

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Fannie and Freddie privatization push gains momentum

Real Estate News

The new FHFA director's involvement with the two boards suggests that decades-long government oversight could soon end.

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Women, Wealth and Real Estate: How Shauna Skarin leads the way

Inman

Coach Melanie Klein profiles title industry executive Shauna Skarin and learns how she leveraged the power of real estate to create a space for herself in industry leadership.

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Baby boomers overtake Millennials in buying the most houses

Housing Wire

Baby boomers have overtaken millennials as the largest share of homebuyers , making up 42% of all purchases in the past year, according to a report from the National Association of Realtors (NAR). Millennials, who previously led home-buying trends, now account for 29%, down from 38% the previous year. NARs 2025 Home Buyers and Sellers Generational Trends report found that Generation X buyers remained steady at 24% of the market.

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U.S. Homeowners Still Using Pandemic Savings for Down Payments

Appraisal Buzz

According to a recent Realtor.com survey, the average down payment in the fourth quarter was $30,250, which was around $3,000 more than the previous year but only somewhat less than the third quarters amount. The largest down payments in the history of the records, both in terms of total dollars and as a percentage of the buying price, occurred last year.

Buyers 248
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Private Residential Construction Spending Rises in February 

Eyes on Housing

Private residential construction spending increased by 1.3% in February, rebounding from a 1.2% dip in January. The growth was largely driven by higher spending on single-family construction and residential improvements. On a year-over-year basis, the February report showed a 1.6% gain, indicating a modest growth in private residential construction spending during market uncertainties.

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Milestones: MetroTex, CCAR move forward with merger plans

Real Estate News

Members will make the final call, and if approved, the move will create a unified voice in North Texas at a time when our industry demands it.

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What’s the fallout from NAR’s Clear Cooperation switch? The Download

Inman

The National Association of Realtors weighed in with its change to the Clear Cooperation Policy. Is it too little, too much or just right?

Realtors 149
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Bond yields fall after tariff news. Are mortgage rates next?

Housing Wire

Liberation Day has finally arrived, and what a wild day its been! The bond market and stock futures rose when the initial discussions about the 10% tariffs hit the market. But the real game changer? Those anticipated reciprocal tariffs sent the 10-year yield plummeting from 4.23% to 4.11%, currently trading at 4.13%. Since we believe in the close relationship between the 10-year yield and mortgage rates , we expect mortgage rates to decrease tomorrow if bond yields continue to decline.

Mortgage 416
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Industry Survey Gauges Real Estate Agents’ Housing Market, Career Sentiment

Appraisal Buzz

Redfin has conducted a survey of its agents across the industry to gauge key insights into the challenges and opportunities facing todays real estate professionals. In its 2025 Industry Survey , Redfin dug deeper into how real estate agents view their careers, the housing market, and other hot-button industry issues. The 2025 Industry Survey highlights the opportunities and challenges agents see in this evolving market and the increasing pressures brought on by economic uncertainty and industry